ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
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  • Contact
  • Start a deal

Resources

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Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
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  • Lincolnshire

North

  • Manchester
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Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Essex/
  4. Chelmsford/
  5. Bridging Finance

Chelmsford, Essex

Bridging Finance
in Chelmsford

Expert bridging finance for property developers in Chelmsford. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Southend-on-Sea historic clock tower building

Chelmsford, Essex

Bridging Finance
in Chelmsford.

Live market data

Chelmsford
market snapshot.

HM Land Registry sold-price data for Chelmsford over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£400,000
Sales (12m)
1,944
YoY change
+0.2%
Approved (12m)
0
Pipeline units
1
Pipeline GDV
£395,000

Planning pipeline

Planning activity
in Chelmsford.

0 approved (12m)
·
4 pending
·1 units in pipeline·£395,000 estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/00526/FUL

Demolition Of Existing Dwelling And Outbuilding. Erection Of A Replacement Dwell…

Sunrise Furze Lane Stock Ingatestone Essex CM4 9RW

--Pending23/04/2026
26/00523/FUL

Change Of Use From Office (Use Class E(G)(I)) To A Flexible Learning And Non-Res…

Coval Lane Building Phase 1 &2 Civic Centre Duke Street Chelmsford Essex

1£395,000Pending22/04/2026
26/00513/FUL

Demolition Of The Existing Bungalow, Garage And Outbuildings And The Erection Of…

Leybourne Loves Green Highwood Chelmsford Essex CM1 3QH

--Pending21/04/2026
26/00508/PIP

Permission In Principle For A One Self Build Dwelling

Land South Of 720 Galleywood Road Chelmsford Essex

--Pending20/04/2026

Land Registry data

Recent property sales
in Chelmsford.

1,944 residential transactions in the last twelve months. Median sold price £400,000 (+0.2% YoY). 37 new-build transactions with a -17.5% premium over existing stock.

Detached

£605,000

Semi-Detached

£435,000

Terraced

£360,000

Flat

£215,000

DateAddressTypePriceTenure
30 Mar 202668, FORTINBRAS WAYCM2 9PADetached£465,000Freehold
27 Mar 202612, SHELDRICK LINKCM2 6GJDetached£535,000Freehold
25 Mar 202624, LITTLE MEADOWCM1 3LGTerraced£370,000Freehold
24 Mar 20265, JOHN EVE AVENUECM1 6DESemi-Detached£600,000Freehold
23 Mar 2026178, WATSON HEIGHTSCM1 1APFlat£295,000Leasehold
20 Mar 202620, WINDLEY TYECM1 2GRSemi-Detached£555,000Freehold
20 Mar 202613, ROLLESTONSCM1 3JTSemi-Detached£457,500Freehold
20 Mar 202651, WELL LANECM4 9LZDetached£925,000Freehold
20 Mar 2026174, GLOUCESTER AVENUECM2 9LGTerraced£410,000Freehold
19 Mar 202621, THE AVENUECM3 4QNDetached£795,000Freehold

Indicative terms

Bridging Finance rates
for Chelmsford deals.

Typical pricing for bridging finance in Chelmsford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Chelmsford

A property development project in Chelmsford requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Chelmsford
— answered.

Market intelligence

Local market
reports.

5 min read

Chelmsford Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £395,000, 1,848 sales, -1.1% YoY. Essex county.

5 min read

Essex Property Market: Prices, Trends & Development Finance (2026)

10 towns analysed. Median price £341,500, 15,040 transactions, -0.7% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Chelmsford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Chelmsford,
Essex.

Adjacent products

Other services
in Chelmsford.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Basildon

Southend-on-Sea

Colchester

Harlow

Brentwood

Braintree

Get Terms