Basildon, Essex
Bridging Finance
in Basildon
Expert bridging finance for property developers in Basildon. We connect you with competitive funding from our panel of 100+ lenders.
Basildon, Essex
Bridging Finance
in Basildon.
Live market data
Basildon
market snapshot.
HM Land Registry sold-price data for Basildon over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £355,000
- Sales (12m)
- 2,793
- YoY change
- +1.4%
- Approved (recent)
- 138
- Pipeline units
- 3,748
- Pipeline GDV
- £1298.3M
Planning pipeline
Planning activity
in Basildon.
138 approved (last 12 months)
·90 pending
·3,748 units in pipeline·£1298.3M estimated GDV·79% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01454/FULL | Retrospective change of use of land to a one pitch gypsy/traveller site comprisi… Paddock B Newlands Road Wickford Essex | - | - | Pending | 30/10/2025 |
| 25/01444/PIP | Permission in Principle for a proposed detached dwelling Belmont Broomhills Chase Billericay Essex CM12 9TG | - | - | Pending | 29/10/2025 |
| 25/01431/FULL | Change of use of land to Gypsy/Traveller site comprising 5 pitches with the siti… Land North Of Cornwall Road Bowers Gifford Essex | - | - | Pending | 24/10/2025 |
| 25/01430/FULL | Erection of three detached dwellings with parking. Ramsden Park Farm Ramsden Park Road Ramsden Bellhouse Billericay Essex CM11 1NR | 3 | £1.7M | Pending | 24/10/2025 |
| 25/01413/FULL | Single storey self build dwelling, hard and soft landscaping works, parking area… Land Adjoining Foxboro Lodge Southway Langdon Hills Basildon Essex | - | - | Pending | 17/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01039/LDCE | To establish the lawfulness for the material change of use of part of a building… The Dawn Nevendon Road Wickford Essex SS12 0PZ | 1 | £355,000 | Pending | 24/09/2026 |
| 26/01038/FULL | Full planning permission for the construction of 8no. residential dwellings, wit… Land Junction Of Windsor Avenue And Upper Avenue Windsor Road Bowers Gifford Essex | - | - | Pending | 24/09/2026 |
| 26/01040/FULL | Demolition of existing dwelling and outbuildings and the erection of a new dwell… Regalew Southlands Road Crays Hill Billericay Essex CM11 2XB | - | - | Pending | 24/09/2026 |
| 26/01031/FULL | Demolition of existing outbuildings and construction of new dwelling and associa… Land Adjacent 36 Boscombe Avenue Wickford Essex | - | - | Pending | 23/09/2026 |
| 26/01022/FULL | Proposed single-storey rear extension, change of use of adjacent grassed land to… 2 Bel House Belvedere Close Billericay Essex CM11 2ET | 1 | £355,000 | Pending | 22/09/2026 |
Deal intelligence
Key schemes
in Basildon.
Indicative appraisals of the largest residential schemes in the Basildon planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £418.2M in combined GDV across 1,122 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land West Of Laindon Road Billericay Essex
£156.6M
Estimated GDV
Units
420
GDV / Unit
£373k
Build Cost (Range)
£64.3M–£81.4M
Residual Land Value
£17.0M
GDV estimated from the HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £16,966,000 (£40k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £156.6M |
| Construction (28,560 sqm @ £2,550/sqm mid) | −£72.8M |
| Externals, fees & contingency | −£21.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£18.0M |
| Developer profit target (17.5% on GDV) | −£27.4M |
| Implied residual land value | £17.0M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To The South Of Wash Road Wash Road Laindon Essex
£149.1M
Estimated GDV
Units
400
GDV / Unit
£373k
Build Cost (Range)
£61.2M–£77.5M
Residual Land Value
£16.2M
GDV estimated from the HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £16,157,000 (£40k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £149.1M |
| Construction (27,200 sqm @ £2,550/sqm mid) | −£69.4M |
| Externals, fees & contingency | −£20.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£17.1M |
| Developer profit target (17.5% on GDV) | −£26.1M |
| Implied residual land value | £16.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To The North East Of Sappers Farm Cranfield Park Road Wickford Essex
£112.6M
Estimated GDV
Units
302
GDV / Unit
£373k
Build Cost (Range)
£46.2M–£58.5M
Residual Land Value
£12.2M
GDV estimated from the HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £12,200,000 (£40k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £112.6M |
| Construction (20,536 sqm @ £2,550/sqm mid) | −£52.4M |
| Externals, fees & contingency | −£15.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£12.9M |
| Developer profit target (17.5% on GDV) | −£19.7M |
| Implied residual land value | £12.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Basildon.
2,793 residential transactions in the last twelve months. Median sold price £355,000 (+1.4% YoY). 33 new-build transactions with a +36.6% premium over existing stock.
Detached
£570,500
Semi-Detached
£410,000
Terraced
£325,000
Flat
£197,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Jul 2026 | 30, WALMAN HOUSE, ST EDITHS COURTCM12 9HZ | Flat | £280,000 | Leasehold |
| 27 Jul 2026 | 8, THE GREENSTEDSS14 1SZ | Terraced | £360,000 | Freehold |
| 27 Jul 2026 | 52, RIVERSIDE PLACE, LOWER SOUTHEND ROADSS11 8GD | Flat | £205,000 | Leasehold |
| 27 Jul 2026 | 8, CARTLODGE AVENUESS11 8HN | Semi-Detached | £457,000 | Freehold |
| 27 Jul 2026 | 19, LAUREL AVENUESS12 0BH | Semi-Detached | £395,000 | Freehold |
| 24 Jul 2026 | 29, SALESBURY DRIVECM11 2JH | Terraced | £397,500 | Freehold |
| 24 Jul 2026 | 12, ELLSWOODSS15 4HE | Terraced | £300,000 | Freehold |
| 24 Jul 2026 | MAYFIELD, DUNTON ROADSS15 4BU | Detached | £855,000 | Freehold |
| 24 Jul 2026 | 38, SPAINS HALL PLACESS16 5UR | Terraced | £412,500 | Freehold |
| 24 Jul 2026 | THE ROWANS, LEE CHAPEL LANESS16 5NX | Detached | £870,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Basildon Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Basildon deals.
Typical pricing for bridging finance in Basildon. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Basildon
An indicative appraisal for a nine-unit residential scheme priced at Basildon's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,875,000
Loan Amount
£2,519,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Basildon
— answered.
How active is the development pipeline in Basildon?
The Basildon Borough Council planning register currently shows 90 residential applications awaiting decision in Basildon, together proposing 2,087 units — the largest single scheme proposes 420 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Basildon Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £355,000, 2,793 sales, +1.4% YoY. Essex county.
6 min read
Essex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £345,000, 23,351 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Basildon,
Essex.
Adjacent products
Other services
in Basildon.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets