Basildon, Essex
Bridging Finance
in Basildon
Expert bridging finance for property developers in Basildon. We connect you with competitive funding from our panel of 100+ lenders.
Basildon, Essex
Bridging Finance
in Basildon.
Live market data
Basildon
market snapshot.
HM Land Registry sold-price data for Basildon over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £355,000
- Sales (12m)
- 1,931
- YoY change
- Flat
- Pipeline units
- 2,054
- Pipeline GDV
- £722.7M
Planning pipeline
Planning activity
in Basildon.
25 residential applications awaiting decision
·268 units in pipeline·£95.1M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00890/OUT | Outline application for the erection of 9 dwellings with all matters reserved ex… Curds Farm Tye Common Road Billericay Essex CM12 9PZ | 9 | £3.2M | Pending | 12/08/2026 |
| 26/00882/VAR | Variation of condition 5 (age range of residents) of planning permission referen… 71 Kathleen Ferrier Crescent Laindon Essex SS15 5QX | - | - | Pending | 10/08/2026 |
| 26/00813/VAR | Variation of condition 2 (approved plans) of planning reference 25/01604/FULL, t… 86 Gaynesford Lee Chapel South Basildon Essex SS16 5SG | - | - | Pending | 18/07/2026 |
| 26/00796/OUT | Outline planning application for the erection of up to 116 residential dwellings… Southlands Gardiners Lane North Billericay Essex CM11 2XA | 116 | £41.2M | Pending | 14/07/2026 |
| 26/00794/OUT | Outline application for the demolition of existing stable building and the const… Dunton Grange Lower Dunton Road Dunton Basildon Essex CM13 3SN | 7 | £2.5M | Pending | 13/07/2026 |
Deal intelligence
Key schemes
in Basildon.
Indicative appraisals of the largest residential schemes in the Basildon planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £95.1M in combined GDV across 255 units, with indicative capital stacks for each.
Demolition & New Build Awaiting decision
Land South Of London Road Billericay Essex
£48.5M
Estimated GDV
Units
130
GDV / Unit
£373k
Build Cost (Range)
£19.9M–£25.2M
Residual Land Value
£5.3M
GDV estimated from the HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £5,252,000 (£40k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £48.5M |
| Construction (8,840 sqm @ £2,550/sqm mid) | −£22.5M |
| Externals, fees & contingency | −£6.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.6M |
| Developer profit target (17.5% on GDV) | −£8.5M |
| Implied residual land value | £5.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Southlands Gardiners Lane North Billericay Essex CM11 2XA
£43.2M
Estimated GDV
Units
116
GDV / Unit
£373k
Build Cost (Range)
£17.7M–£22.5M
Residual Land Value
£4.7M
GDV estimated from the HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £4,687,000 (£40k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £43.2M |
| Construction (7,888 sqm @ £2,550/sqm mid) | −£20.1M |
| Externals, fees & contingency | −£5.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.0M |
| Developer profit target (17.5% on GDV) | −£7.6M |
| Implied residual land value | £4.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Small-Scale Development Awaiting decision
Curds Farm Tye Common Road Billericay Essex CM12 9PZ
£3.4M
Estimated GDV
Units
9
GDV / Unit
£373k
Build Cost (Range)
£1.9M–£2.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £3.4M |
| Construction (855 sqm @ £2,550/sqm mid) | −£2.2M |
| Externals, fees & contingency | −£578k |
| Finance (65% LTGDV, 12m) & sales costs | −£279k |
| Developer profit target (17.5% on GDV) | −£587k |
| Implied residual land value | Marginal |
Broker insight: For a 9-unit scheme in Basildon, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £355,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Basildon.
1,931 residential transactions in the last twelve months. Median sold price £355,000. 7 new-build transactions with a +36.6% premium over existing stock.
Detached
£562,500
Semi-Detached
£410,000
Terraced
£325,000
Flat
£190,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 25 Jun 2026 | 63, MAITLAND ROADSS12 9PU | Terraced | £325,000 | Freehold |
| 22 Jun 2026 | WARREN HOUSE, POTASH ROADCM11 1HH | Detached | £965,000 | Freehold |
| 19 Jun 2026 | 10, KINGS WAYCM11 2QF | Terraced | £405,000 | Freehold |
| 19 Jun 2026 | 73, BEAMBRIDGE PLACESS13 3LN | Terraced | £330,000 | Freehold |
| 19 Jun 2026 | 9, PURLEIGH CLOSESS13 1RJ | Detached | £645,000 | Freehold |
| 19 Jun 2026 | 5, FIR COURTSS15 4EY | Semi-Detached | £265,000 | Leasehold |
| 19 Jun 2026 | FLAT 10, PRIORY PLACE, 120, STOCK ROADCM12 0RT | Flat | £305,000 | Leasehold |
| 18 Jun 2026 | 12, LIDDELL DRIVESS14 3PF | Terraced | £323,000 | Freehold |
| 18 Jun 2026 | 4, DELIMANDSSS15 5BB | Semi-Detached | £244,500 | Freehold |
| 18 Jun 2026 | 23, THE COPSECM12 0NR | Detached | £740,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Basildon Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Basildon deals.
Typical pricing for bridging finance in Basildon. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Basildon
An indicative appraisal for a nine-unit residential scheme priced at Basildon's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,875,000
Loan Amount
£2,519,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Basildon
— answered.
How active is the development pipeline in Basildon?
The Basildon Borough Council planning register currently shows 25 residential applications awaiting decision in Basildon, together proposing 268 units — the largest single scheme proposes 130 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Basildon Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £355,000, 1,990 sales, +1.4% YoY. Essex county.
6 min read
Essex Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £342,500, 16,514 transactions, 0% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Basildon,
Essex.
Adjacent products
Other services
in Basildon.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets