ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Essex/
  4. Basildon/
  5. Bridging Finance

Basildon, Essex

Bridging Finance
in Basildon

Expert bridging finance for property developers in Basildon. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Southend-on-Sea historic clock tower building

Basildon, Essex

Bridging Finance
in Basildon.

Live market data

Basildon
market snapshot.

HM Land Registry sold-price data for Basildon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£355,000
Sales (12m)
1,897
YoY change
+1.4%
Approved (12m)
0
Pipeline units
97
Pipeline GDV
£34.1M

Planning pipeline

Planning activity
in Basildon.

0 approved (12m)
·
2 pending
·97 units in pipeline·£34.1M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/00541/PIP

Permission in Principle for up to 2 no. residential dwellings.

Land East Of Hillrise Broomhills Chase Billericay Essex

2£702,250Pending12/05/2026
26/00506/OUT

Outline planning application for up to 95 residential dwellings, vehicular acces…

Land North Of Glebe Road Ramsden Bellhouse Billericay Essex

95£33.4MPending04/05/2026

Deal intelligence

Key schemes
in Basildon.

Financial analysis of the largest approved planning applications in Basildon, Essex. These 1 schemes represent £33.4M in combined GDV across 95 units, with indicative capital stacks for each.

Major Residential Development

Land North Of Glebe Road Ramsden Bellhouse Billericay Essex

£33.4M

Estimated GDV

Units

95

GDV / Unit

£351k

Est. Build Cost

£15.0M

Est. Profit on GDV

47.0%

At £351k per unit, this scheme prices 1% below the Basildon median of £355,000. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£20.0M)Mezzanine20% (£6.7M)Developer Equity20% (£6.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Submit Your SchemeView full Basildon market dataEssex market report

Land Registry data

Recent property sales
in Basildon.

1,897 residential transactions in the last twelve months. Median sold price £355,000 (+1.4% YoY). 26 new-build transactions with a +38.8% premium over existing stock.

Detached

£570,000

Semi-Detached

£410,000

Terraced

£325,000

Flat

£197,250

DateAddressTypePriceTenure
27 Mar 202632, TYE COMMON ROADCM12 9NDDetached£765,000Freehold
25 Mar 20265, WATERVILLE DRIVESS16 4TZFlat£120,000Leasehold
24 Mar 202660, BEESTON COURTSSS15 5FPTerraced£285,000Freehold
24 Mar 202631, REGENT DRIVECM12 0GDDetached£600,000Freehold
24 Mar 202649, GORDONSSS13 3DZFlat£235,000Leasehold
23 Mar 202687, MAITLAND ROADSS12 9PUTerraced£355,000Freehold
20 Mar 202619, SANDOWN ROADSS11 8PASemi-Detached£690,000Freehold
20 Mar 2026610, WHITMORE WAYSS14 2EPTerraced£325,000Freehold
20 Mar 2026BETHWIN, TYE COMMON ROADCM12 9PXSemi-Detached£400,000Freehold
19 Mar 2026JASMINE, CRANFIELD PARK ROADSS12 9LESemi-Detached£470,000Freehold

Indicative terms

Bridging Finance rates
for Basildon deals.

Typical pricing for bridging finance in Basildon. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Basildon

A property development project in Basildon requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Basildon
— answered.

Market intelligence

Local market
reports.

5 min read

Basildon Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £350,000, 1,778 sales, -1.4% YoY. Essex county.

5 min read

Essex Property Market: Prices, Trends & Development Finance (2026)

10 towns analysed. Median price £341,500, 15,040 transactions, -0.7% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Basildon,
Essex.

Adjacent products

Other services
in Basildon.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Chelmsford

Southend-on-Sea

Colchester

Harlow

Brentwood

Braintree

Get Terms