ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Introducers
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Topic guides

  • Development Finance Guide
  • Bridging Finance Guide
  • Mezzanine Finance Guide
  • Development Costs
  • First-Time Developers
  • Permitted Development
  • Development vs Bridging
  • Mezzanine vs Equity JV
  • Development vs Commercial
  • Broker vs Direct to Lender

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Essex/
  4. Braintree/
  5. Bridging Finance

Braintree, Essex

Bridging Finance
in Braintree

Expert bridging finance for property developers in Braintree. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Southend-on-Sea historic clock tower building

Braintree, Essex

Bridging Finance
in Braintree.

Live market data

Braintree
market snapshot.

HM Land Registry sold-price data for Braintree over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£340,000
Sales (12m)
2,589
YoY change
-1.4%

Land Registry data

Recent property sales
in Braintree.

2,589 residential transactions in the last twelve months. Median sold price £340,000 (-1.4% YoY). 108 new-build transactions with a +51.4% premium over existing stock.

Detached

£504,998

Semi-Detached

£345,000

Terraced

£289,500

Flat

£173,500

DateAddressTypePriceTenure
30 Jul 202651, MOUNT ROADCM7 3JATerraced£260,000Freehold
24 Jul 202615, ELDER FIELDCM77 7TZTerraced£285,000Freehold
24 Jul 2026FREELAND HOUSE, MALDON ROADCM8 2ABDetached£650,000Freehold
23 Jul 20263, KEEBLE WAYCM7 3JXFlat£175,000Leasehold
22 Jul 20268, BLAMSTERS CRESCENTCO9 1AGSemi-Detached£310,000Freehold
21 Jul 202617, CHERRY TREE RISECM8 2LPTerraced£375,000Freehold
20 Jul 202616, BIRKDALE RISECM3 2JTDetached£630,000Freehold
20 Jul 202659, RAGLEY CLOSECM77 7XPTerraced£345,000Freehold
20 Jul 20266, WASHALL DRIVECM77 7GFDetached£690,000Freehold
20 Jul 202619, YEW TREE CLOSECM3 2SGDetached£880,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Braintree deals.

Typical pricing for bridging finance in Braintree. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Braintree

An indicative appraisal for a nine-unit residential scheme priced at Braintree's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£3,260,000

Loan Amount

£2,119,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Braintree
— answered.

Market intelligence

Local market
reports.

5 min read

Braintree Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £340,000, 2,589 sales, -1.4% YoY. Essex county.

6 min read

Essex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

10 towns analysed. Median price £345,000, 23,351 transactions, +0.7% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Braintree and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Braintree,
Essex.

Adjacent products

Other services
in Braintree.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Chelmsford

Basildon

Southend-on-Sea

Colchester

Harlow

Brentwood

Get Terms020 3816 3693