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Essex

Brentwood
development finance.

Expert property development finance in Brentwood, Essex. Median price £499,995, 1,323 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£500k
Sales (12m)
1,323
YoY change
+3.1%
Southend-on-Sea historic clock tower building

Brentwood, Essex

Property finance
in Brentwood.

Brentwood - affluent commuter town with Elizabeth Line proximity and premium family housing demand. With a median property price of £499,995 and 1,323 transactions in the last twelve months, Brentwood represents a healthy market with prices up 3.1% year-on-year.

Detached homes command a median of £822,500 while flats average £278,000, reflecting the breadth of Brentwood's residential market. New-build activity is notable, with 50 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Brentwood and the wider Essex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Brentwood
market snapshot.

HM Land Registry sold-price data for Brentwood over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£499,995
Sales (12m)
1,323
YoY change
+3.1%
Approved (recent)
143
Pipeline units
1,272
Pipeline GDV
£614.6M

Brentwood development appraisal

Model the numbers
for your scheme.

Pre-populated with Brentwood median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Brentwood median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,405,600
Senior Debt (65% LTGDV)£2,188,550
Equity Required£217,050
Interest (18m)£246,212
Profit on Cost27.0%
Senior Debt£2,188,550
Equity£217,050

Land Registry data

Recent property sales
in Brentwood.

1,323 residential transactions in the last twelve months. Median sold price £499,995 (+3.1% YoY). 50 new-build transactions with a -19% premium over existing stock.

Detached

£822,500

Semi-Detached

£534,400

Terraced

£425,000

Flat

£278,000

DateAddressTypePrice
30 Jul 2026158, WARLEY HILLCM14 5HFTerraced£425,000
29 Jul 202624, BROCKSPARKWOODCM13 2THTerraced£231,500
23 Jul 202641, ROWHEDGECM13 2TSSemi-Detached£390,000
20 Jul 202632, RUNNING WATERSCM13 2APTerraced£491,000
20 Jul 202617, THE GROVECM14 5NSDetached£600,000
17 Jul 202621, LUNA ST. JAMES, 12, ST JAMES ROADCM14 4JWFlat£335,000
17 Jul 202666, CROMWELL ROADCM14 5DZTerraced£450,000
17 Jul 20269, TABORS COURTCM15 8JFFlat£335,000
17 Jul 202611, WILLOWDENECM15 9JQSemi-Detached£630,000
16 Jul 20263, MIMOSA CLOSECM15 9QLTerraced£415,000

Planning pipeline

Planning activity
in Brentwood.

143 approved (last 12 months)
·
83 pending
·1,272 units in pipeline·£614.6M estimated GDV·74% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
25/01114/HHA

Part two storey part single storey rear extension and alterations to lower the e…

Fairlight 19 Roman Road Ingatestone Essex CM4 9AA

--Approved
25/01113/FUL

Change of use of barn from agricultural/ancillary residential use (Class C3) to …

Palmers Farm Hall Lane Shenfield Essex CM15 0SH

1£499,995Approved
25/01241/FUL

Facade amendments to the rear of Romy House at ground floor and upper levels, re…

Romy House 163 - 167 Kings Road Brentwood Essex CM14 4EG

--Approved
25/01235/LBC

Work required to repair and replace cracked and blown render on two road facing …

Adam And Powis Farm Trueloves Lane Ingatestone Essex CM4 0NQ

--Approved
25/01234/FUL

Change of use to operational land, installation of kiosk, new internal road, fen…

Land East Of Old Church Lane Mountnessing Essex

--Approved

Current Applications

RefProposalUnitsEst. GDVStatus
26/00934/FUL

Demolition of existing bungalow and construction of 2no. semi-detached dwellings…

2 St Charles Road Brentwood Essex CM14 4TS

--Pending
26/00915/FUL

Demolition of existing dwelling and construction of a replacement dwelling inclu…

The Lyches Greenway Hutton Essex CM13 2NR

--Pending
26/00836/FUL

Two storey extension and conversion of existing house into 2 no 3 bed flats (par…

1 Waterloo Road Brentwood Essex CM14 4XB

3£834,000Pending
26/00902/FUL

Part reconstruction, restoration and conversion of an existing barn building to …

Clare House Warley Lea Farm Warley Road Great Warley Essex CM13 3HT

1£499,995Pending
26/00801/FUL

Creation and operation of a motocross track and practice track, and the retentio…

Kelvedon Hall Kelvedon Hall Lane Kelvedon Hatch Essex CM14 5TN

--Pending

Source: HM Land Registry price paid data, 12 months to September 2026 · Brentwood Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Brentwood
— answered.

What is the average property price in Brentwood?
The median property price in Brentwood is £499,995, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £822,500, semi-detached properties at £534,400, terraced houses at £425,000, flats at £278,000.
Is Brentwood a good area for property development?
Brentwood recorded 1,323 property transactions in the last 12 months, with prices up 3.1% year-on-year - suggesting sustained buyer demand. Affluent commuter town with Elizabeth Line proximity and premium family housing demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Brentwood?
We arrange the full range of property development finance in Brentwood: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Brentwood?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Brentwood?
Development finance rates for Brentwood projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Brentwood,
Essex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Brentwood and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.