Harlow Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Garden Town status with Gilston Park development delivering 10,000 homes and Enterprise Zone

The Harlow property market recorded 845 residential sales over the past 12 months, with a median sale price of £335,000. This places Harlow £8k below the Essex county median of £342,500, and £50k above the UK national median of £285,000.

Prices in Harlow have shown modest growth, with a year-on-year change of +2.4%. Within Essex, Harlow ranks 7th by price out of 10 principal towns, and 10th by transaction volume.

Harlow median prices have moved from £340,500 in Q1 2025 to £337,000 in Q2 2026, a change of -1.0% over 5 quarters. Harlow has now recorded 2 consecutive quarters of price growth.

Property prices in Harlow vary significantly by type. The table below compares Harlow prices with Essex county averages and UK national figures.

Detached homes in Harlow command £520,000, while flat properties are most accessible at £200,000. The £320k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Harlow recorded 3 new-build transactions in the past 12 months, representing 0.4% of total sales. New-build supply is limited, potentially indicating either planning constraints or an untapped opportunity for developers.

New-build properties in Harlow traded at a premium of 41.8% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.

Across the wider Essex market, 183 new-build completions were recorded — see our Essex property market report for the full county picture.

The following table shows the most recent property transactions recorded in Harlow, providing real-time evidence of achieved prices for buyers, sellers, and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £200,000 to £370,000 illustrates the breadth of the Harlow market.

For developers considering Harlow, the local market data translates directly into finance structuring. With a median value of £335,000 and detached homes at £520,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a Harlow scheme with a GDV of £520,000 would attract senior debt of approximately £338,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 2.4% year-on-year, Harlow presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Harlow? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Harlow's market in context, the table below compares it with similarly-priced towns across Essex:

For the full Essex town-by-town breakdown, see our comprehensive Essex property market report.