Farnham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Farnham: Historic market town with premium values and creative arts university presence.

The Farnham property market recorded 2,133 residential sales in the 12 months to 30 June 2026, with a median sale price of £540,000. This places Farnham £46k above the Surrey county median of £493,750, and £255k above the approximate UK median of £285,000.

Prices in Farnham have shown modest growth, a year-on-year change of +0.9%. Within Surrey, Farnham ranks 4th by price out of 10 principal towns, and 4th by transaction volume.

On a quarterly view, Farnham median prices moved from £526,500 in Q1 2025 to £515,000 in Q2 2026, a change of -2.2% over 5 quarters. Farnham has now recorded 2 consecutive quarters of price falls.

Waverley, the local planning authority covering Farnham, approved 22 residential planning applications and refused 10 in Q3 2026 (1 July to 30 September 2026), with 55 still awaiting a decision. That is an approval rate of 69%. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 548 homes, an estimated £290.5m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Farnham vary significantly by type. The table below compares Farnham prices with Surrey county averages and UK national figures.

Detached homes in Farnham command £830,000, while flat properties are most accessible at £272,000. The £558k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 62 new-build sales in Farnham for the past 12 months, 2.9% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Farnham sold at a discount of 15.4% to existing stock.

Across the wider Surrey market, 280 new-build sales have registered so far. See our Surrey property market report for the full county picture.

The table below shows the most recently registered residential sales in Farnham, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £325,000 to £825,000 illustrates the breadth of the Farnham market.

For developers considering Farnham, the local market data translates directly into finance structuring. With a median value of £540,000 and detached homes at £830,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Farnham with a GDV of £830,000 would attract senior debt of approximately £539,500 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 0.9% year-on-year, Farnham presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Farnham? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Farnham's market in context, the table below compares it with similarly-priced towns across Surrey:

For the full Surrey town-by-town breakdown, see our comprehensive Surrey property market report.