Epsom Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Epsom: Attractive commuter town with hospital quarter regeneration and strong family housing demand.

The Epsom property market recorded 1,108 residential sales in the 12 months to 30 June 2026, with a median sale price of £560,000. This places Epsom £66k above the Surrey county median of £493,750, and £275k above the approximate UK median of £285,000.

Prices in Epsom have shown strong growth, a year-on-year change of +7.7%. Within Surrey, Epsom ranks 3rd by price out of 10 principal towns, and 8th by transaction volume.

On a quarterly view, Epsom median prices moved from £550,000 in Q1 2025 to £525,000 in Q2 2026, a change of -4.5% over 5 quarters.

Epsom and Ewell, the local planning authority covering Epsom, approved 5 residential planning applications and refused 3 in Q3 2026 (1 July to 30 September 2026), with 18 still awaiting a decision. Too few decisions were captured in the period to state a reliable approval rate. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 66 homes, an estimated £37.5m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Epsom vary significantly by type. The table below compares Epsom prices with Surrey county averages and UK national figures.

Detached homes in Epsom command £860,000, while flat properties are most accessible at £315,000. The £545k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 0 new-build sales in Epsom for the past 12 months, 0.0% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Epsom.

Across the wider Surrey market, 280 new-build sales have registered so far. See our Surrey property market report for the full county picture.

The table below shows the most recently registered residential sales in Epsom, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £230,000 to £830,000 illustrates the breadth of the Epsom market.

For developers considering Epsom, the local market data translates directly into finance structuring. With a median value of £560,000 and detached homes at £860,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Epsom with a GDV of £860,000 would attract senior debt of approximately £559,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 7.7% year-on-year, Epsom presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Epsom? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Epsom's market in context, the table below compares it with similarly-priced towns across Surrey:

For the full Surrey town-by-town breakdown, see our comprehensive Surrey property market report.