Amersham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Amersham: Metropolitan line commuter town with premium Chiltern Hills values and conservation area opportunities.

The Amersham property market recorded 313 residential sales in the 12 months to 30 June 2026, with a median sale price of £740,000. This places Amersham £249k above the Buckinghamshire county median of £491,250, and £455k above the approximate UK median of £285,000.

Prices in Amersham have shown strong growth, a year-on-year change of +5.7%. Within Buckinghamshire, Amersham ranks 2nd by price out of 8 principal towns, and 5th by transaction volume.

On a quarterly view, Amersham median prices moved from £630,000 in Q1 2025 to £650,000 in Q2 2026, a change of +3.2% over 5 quarters. Amersham has now recorded 2 consecutive quarters of price falls.

Buckinghamshire, the local planning authority covering Amersham, approved 131 residential planning applications and refused 46 in Q3 2026 (1 July to 30 September 2026), with 343 still awaiting a decision. That is an approval rate of 74%. A further 5 residential decisions in the period have no recorded outcome in the source data and are not counted above. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 10,942 homes, an estimated £8.0bn of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Buckinghamshire covers more than one town in Buckinghamshire, so these figures are authority-wide rather than specific to Amersham alone.

Property prices in Amersham vary significantly by type. The table below compares Amersham prices with Buckinghamshire county averages and UK national figures.

Detached homes in Amersham command £980,000, while flat properties are most accessible at £321,000. The £659k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 0 new-build sales in Amersham for the past 12 months, 0.0% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Amersham.

Across the wider Buckinghamshire market, 282 new-build sales have registered so far. See our Buckinghamshire property market report for the full county picture.

The table below shows the most recently registered residential sales in Amersham, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £406,000 to £1.15m illustrates the breadth of the Amersham market.

For developers considering Amersham, the local market data translates directly into finance structuring. With a median value of £740,000 and detached homes at £980,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Amersham with a GDV of £980,000 would attract senior debt of approximately £637,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 5.7% year-on-year, Amersham presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Amersham? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Amersham's market in context, the table below compares it with similarly-priced towns across Buckinghamshire:

For the full Buckinghamshire town-by-town breakdown, see our comprehensive Buckinghamshire property market report.