ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Introducers
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Somerset/
  4. Bath/
  5. Bridging Finance

Bath, Somerset

Bridging Finance
in Bath

Expert bridging finance for property developers in Bath. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Bath Royal Crescent

Bath, Somerset

Bridging Finance
in Bath.

Live market data

Bath
market snapshot.

HM Land Registry sold-price data for Bath over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£420,500
Sales (12m)
1,228
YoY change
-1.1%

Land Registry data

Recent property sales
in Bath.

1,228 residential transactions in the last twelve months. Median sold price £420,500 (-1.1% YoY). 2 new-build transactions with a % premium over existing stock.

Detached

£740,000

Semi-Detached

£475,000

Terraced

£410,000

Flat

£301,500

DateAddressTypePriceTenure
29 Jun 20261, SION HILLBA1 2UFTerraced£700,000Freehold
26 Jun 202610, VICTORIA GARDENSBA1 7RDSemi-Detached£430,000Freehold
23 Jun 202628, WELLOW MEADBA2 8SBDetached£410,000Freehold
19 Jun 202680, LEIGHTON ROADBA1 4NGSemi-Detached£590,000Freehold
19 Jun 202681, OLD ENGLAND WAYBA2 8SWDetached£350,000Freehold
18 Jun 2026FLAT 3, 141, ENGLISHCOMBE LANEBA2 2ELFlat£175,000Leasehold
18 Jun 202611, ECKWEEK GARDENSBA2 8ELSemi-Detached£225,000Freehold
17 Jun 2026FLAT 7, ST LAWRENCE HOUSE, 1, PHILIP STREETBA1 1AUFlat£255,000Leasehold
17 Jun 2026LITTLECOTE, THE STREETBA2 0ARTerraced£171,874Freehold
17 Jun 202658, PRIORY CLOSEBA2 5AWSemi-Detached£950,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Bath deals.

Typical pricing for bridging finance in Bath. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Bath

An indicative appraisal for a nine-unit residential scheme priced at Bath's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£4,489,000

Loan Amount

£2,918,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Bath
— answered.

Market intelligence

Local market
reports.

5 min read

Bath Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £429,000, 1,251 sales, +0.9% YoY. Somerset county.

5 min read

Somerset Property Market: Prices, Trends & Development Finance, End of H1 2026

8 towns analysed. Median price £295,000, 7,961 transactions, -0.3% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Bath and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Bath,
Somerset.

Adjacent products

Other services
in Bath.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Taunton

Bridgwater

Yeovil

Frome

Glastonbury

Wells

Get Terms020 3816 3693