ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Taunton, Somerset

Bridging Finance
in Taunton

Expert bridging finance for property developers in Taunton. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Royal Crescent in Bath with green lawn

Taunton, Somerset

Bridging Finance
in Taunton.

Live market data

Taunton
market snapshot.

HM Land Registry sold-price data for Taunton over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£275,000
Sales (12m)
1,832
YoY change
-1.8%
Approved (recent)
23
Pipeline units
46
Pipeline GDV
£13.0M

Planning pipeline

Planning activity
in Taunton.

23 approved (last 12 months)
·
3 pending
·46 units in pipeline·£13.0M estimated GDV·70% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
3/21/26/039

Demolition of existing rear conservatory and erection of single storey flat roof…

29 Blenheim Road, Minehead, TA24 5PZ

--Pending17/09/2026
3/21/26/020

Conversion of the single residential unit on the first and second floors into 8 …

Strand Cafe, Warren Road, Minehead, TA24 5BG

1£275,000Pending16/09/2026
3/02/21/001

Erection of 1 No. agricultural workers dwelling and garage (retrospective).

Sandpit Meadows, Brompton Ralph to Gandstone Cross, Brompton Ralph, TA4 2RT

1£275,000Pending21/08/2026
3/21/26/030

Conversion of former guest house into 3 No. flats

Tranmere House, 24 Tregonwell Road, Minehead, TA24 5DU

3£447,000Pending14/08/2026
ABD/36/26/002

Application for prior approval for change of use of agricultural building into 1…

Barn at Bittescombe Lodge and Deer Park Bittescombe Lane Upton Dulverton TA4 2QL

1£275,000Pending17/07/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
3/21/26/044

Replacement of 1 No. single storey chalet and car port with 1 No. two storey dwe…

Cedar Wood Chalet, Duster Lodge, Manor Road, Minehead, TA24 6EW

1£275,000Pending24/07/2026
3/21/26/036

Change of use of basement office into 1 No. dwelling

9 Blenheim Road, Minehead, TA24 5PZ

1£275,000Pending08/07/2026
3/38/26/002

Erection of 2 No. dwellings with associated parking, garaging and landscaping

Staple Farm, Weacombe Road, West Quantoxhead, Williton, TA4 4EA

2£550,000Pending19/05/2026

Deal intelligence

Key schemes
in Taunton.

Indicative appraisals of the largest residential schemes in the Taunton planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £6.1M in combined GDV across 16 units, with indicative capital stacks for each.

Demolition & New Build Awaiting decision

18 King Edward Road, Minehead

£2.5M

Estimated GDV

Units

5

GDV / Unit

£495k

Build Cost (Range)

£1.3M–£1.6M

Residual Land Value

Tight

GDV estimated from the HM Land Registry detached house median of £415,000 plus a 19.3% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£2.5M
Construction (620 sqm @ £2,330/sqm mid)−£1.4M
Externals, fees & contingency−£384k
Finance (65% LTGDV, 12m) & sales costs−£206k
Developer profit target (17.5% on GDV)−£433k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£1.5M)Mezzanine20% (£495k)Developer Equity20% (£495k)

Broker insight: For a 5-unit scheme in Taunton, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Demolition & New Build Awaiting decision

Nine Elms, Wristland Road

£2.0M

Estimated GDV

Units

6

GDV / Unit

£328k

Build Cost (Range)

£1.2M–£1.5M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £275,000 plus a 19.3% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£2.0M
Construction (570 sqm @ £2,330/sqm mid)−£1.3M
Externals, fees & contingency−£352k
Finance (65% LTGDV, 12m) & sales costs−£164k
Developer profit target (17.5% on GDV)−£344k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£1.2M)Mezzanine20% (£394k)Developer Equity20% (£394k)

Broker insight: For a 6-unit scheme in Taunton, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

Land north of Huish Lane, Washford

£1.6M

Estimated GDV

Units

5

GDV / Unit

£328k

Build Cost (Range)

£974k–£1.2M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £275,000 plus a 19.3% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£1.6M
Construction (475 sqm @ £2,330/sqm mid)−£1.1M
Externals, fees & contingency−£294k
Finance (65% LTGDV, 12m) & sales costs−£136k
Developer profit target (17.5% on GDV)−£287k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£984k)Mezzanine20% (£328k)Developer Equity20% (£328k)

Broker insight: For a 5-unit scheme in Taunton, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry detached house median of £415,000 plus a 19.3% new-build premium (measured locally).
  • Build cost: £2,050-£2,600/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 124 sqm/unit (NDSS-derived).
  • On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 12 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Taunton market dataSomerset market report

Land Registry data

Recent property sales
in Taunton.

1,832 residential transactions in the last twelve months. Median sold price £275,000 (-1.8% YoY). 23 new-build transactions with a +19.3% premium over existing stock.

Detached

£415,000

Semi-Detached

£276,000

Terraced

£230,000

Flat

£149,000

DateAddressTypePriceTenure
29 Jul 202625, AVILL CRESCENTTA1 2PLTerraced£290,000Freehold
29 Jul 202611, LEWIS ROADTA2 6DUDetached£620,000Freehold
28 Jul 20268, MANOR PARKTA2 6SGSemi-Detached£200,000Freehold
28 Jul 202610, FURLONG GREENTA3 7JPDetached£725,000Freehold
27 Jul 2026FLAT 2, 17, CLIFTON TERRACETA2 7BLFlat£95,000Leasehold
24 Jul 2026TANNERS, JUBILEE GARDENSTA4 1PADetached£485,000Freehold
24 Jul 2026107, EATON CRESCENTTA2 7UFTerraced£255,000Freehold
24 Jul 202612, GLENTHORNE ROADTA2 7PPSemi-Detached£340,000Freehold
24 Jul 202611, WHIRLIGIG PLACE, WHIRLIGIG LANETA1 1SQFlat£240,000Leasehold
23 Jul 202623, KILLAMS GREENTA1 3YQDetached£775,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Somerset Council (former Somerset West and Taunton) planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Taunton deals.

Typical pricing for bridging finance in Taunton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Taunton

An indicative appraisal for a nine-unit residential scheme priced at Taunton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,963,000

Loan Amount

£1,926,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Taunton
— answered.

How active is the development pipeline in Taunton?
The Somerset Council (former Somerset West and Taunton) planning register currently shows 3 residential applications awaiting decision in Taunton, together proposing 4 units — the largest single scheme proposes 2 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Taunton Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £275,000, 1,832 sales, -1.8% YoY. Somerset county.

6 min read

Somerset Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

8 towns analysed. Median price £297,500, 11,197 transactions, -1.3% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Taunton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Taunton,
Somerset.

Adjacent products

Other services
in Taunton.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Bath

Bridgwater

Yeovil

Frome

Glastonbury

Wells

Get Terms020 3816 3693