Somerset
Bath
development finance.
Expert property development finance in Bath, Somerset. Median price £420,000, 1,247 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £420k
- Sales (12m)
- 1,247
- YoY change
- -1.5%
Bath, Somerset
Property finance
in Bath.
Bath - uNESCO World Heritage city with ultra-premium values and heritage conversion opportunities in Georgian townhouses. With a median property price of £420,000 and 1,247 transactions in the last twelve months, Bath represents a healthy market with prices down 1.5% year-on-year.
Detached homes command a median of £740,000 while flats average £301,500, reflecting the breadth of Bath's residential market. Terraced houses sit at £410,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bath and the wider Somerset area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Bath scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Bath developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Bath
market snapshot.
HM Land Registry sold-price data for Bath over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £420,000
- Sales (12m)
- 1,247
- YoY change
- -1.5%
Bath development appraisal
Model the numbers
for your scheme.
Pre-populated with Bath median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Bath median prices. Adjust to match your scheme.
Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Bath.
1,247 residential transactions in the last twelve months. Median sold price £420,000 (-1.5% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£740,000
Semi-Detached
£473,750
Terraced
£410,000
Flat
£301,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jun 2026 | 1, SION HILLBA1 2UF | Terraced | £700,000 | Freehold |
| 26 Jun 2026 | 10, VICTORIA GARDENSBA1 7RD | Semi-Detached | £430,000 | Freehold |
| 23 Jun 2026 | 28, WELLOW MEADBA2 8SB | Detached | £410,000 | Freehold |
| 19 Jun 2026 | 80, LEIGHTON ROADBA1 4NG | Semi-Detached | £590,000 | Freehold |
| 19 Jun 2026 | 81, OLD ENGLAND WAYBA2 8SW | Detached | £350,000 | Freehold |
| 18 Jun 2026 | FLAT 3, 141, ENGLISHCOMBE LANEBA2 2EL | Flat | £175,000 | Leasehold |
| 18 Jun 2026 | 11, ECKWEEK GARDENSBA2 8EL | Semi-Detached | £225,000 | Freehold |
| 17 Jun 2026 | FLAT 7, ST LAWRENCE HOUSE, 1, PHILIP STREETBA1 1AU | Flat | £255,000 | Leasehold |
| 17 Jun 2026 | LITTLECOTE, THE STREETBA2 0AR | Terraced | £171,874 | Freehold |
| 17 Jun 2026 | 58, PRIORY CLOSEBA2 5AW | Semi-Detached | £950,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Bath
— answered.
What is the average property price in Bath?
Is Bath a good area for property development?
What types of property finance are available in Bath?
How do I apply for development finance in Bath?
What are typical development finance rates in Bath?
Expert guides
Further reading
on development finance.
Where we fund
Bath,
Somerset.
Nearby markets
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we also fund.
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Yeovil
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Frome
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Glastonbury
Median · £284,000
Unique tourism-driven market with festival economy and growing permanent population
Wells
Median · £335,000
England's smallest city with cathedral heritage and premium boutique development opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Bath and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.