Somerset
Bath
development finance.
Expert property development finance in Bath, Somerset. Median price £430,000, 1,132 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £430k
- Sales (12m)
- 1,132
- YoY change
- 0%
Bath, Somerset
Property finance
in Bath.
Bath - uNESCO World Heritage city with ultra-premium values and heritage conversion opportunities in Georgian townhouses. With a median property price of £430,000 and 1,132 transactions in the last twelve months, Bath represents a healthy market with prices up 0% year-on-year.
Detached homes command a median of £707,500 while flats average £300,000, reflecting the breadth of Bath's residential market. Terraced houses sit at £423,500, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bath and the wider Somerset area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Bath scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Bath developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Bath
market snapshot.
HM Land Registry sold-price data for Bath over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £430,000
- Sales (12m)
- 1,132
- YoY change
- +0%
Bath development appraisal
Model the numbers
for your scheme.
Pre-populated with Bath median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Bath median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Bath.
1,132 residential transactions in the last twelve months. Median sold price £430,000. 4 new-build transactions with a +33.1% premium over existing stock.
Detached
£707,500
Semi-Detached
£478,000
Terraced
£423,500
Flat
£300,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 23 Feb 2026 | 4, EAGLE HOUSE, 71, NORTHENDBA1 7EH | Flat | £340,000 | Leasehold |
| 17 Feb 2026 | 50, IVY AVENUEBA2 1AL | Terraced | £450,000 | Freehold |
| 17 Feb 2026 | 11, OLDFIELD LANEBA2 3NP | Terraced | £480,000 | Freehold |
| 13 Feb 2026 | LITTLE NETHERCOTE, RAGLAND LANEBA1 6HL | Semi-Detached | £470,000 | Freehold |
| 13 Feb 2026 | FLAT 3, 46, GREAT PULTENEY STREETBA2 4DR | Flat | £1,040,000 | Leasehold |
| 13 Feb 2026 | 8, LIME GROVE GARDENSBA2 4HE | Terraced | £715,000 | Freehold |
| 13 Feb 2026 | 34, ROUNDHILL GROVEBA2 1JT | Semi-Detached | £468,000 | Freehold |
| 13 Feb 2026 | 14, PULTENEY GARDENSBA2 4HG | Other | £1,450,000 | Freehold |
| 13 Feb 2026 | FLAT 6, SHEPPARDS GARDENS, HIGH STREETBA1 4DF | Flat | £145,000 | Leasehold |
| 12 Feb 2026 | FLAT 1, 25, COMBE PARKBA1 3NR | Flat | £250,000 | Leasehold |
Common questions
Property finance in Bath
— answered.
What is the average property price in Bath?
Is Bath a good area for property development?
What types of property finance are available in Bath?
How do I apply for development finance in Bath?
What are typical development finance rates in Bath?
Expert guides
Further reading
on development finance.
Where we fund
Bath,
Somerset.
Nearby markets
Adjacent towns
we also fund.
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Bridgwater
Median · £250,000
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Yeovil
Median · £243,000
South Somerset market town with aerospace employment base and affordable development land
Frome
Median · £317,000
Creative town with strong lifestyle appeal and growing demand from London and Bristol relocators
Glastonbury
Median · £276,500
Unique tourism-driven market with festival economy and growing permanent population
Wells
Median · £357,500
England's smallest city with cathedral heritage and premium boutique development opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Bath and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.