Somerset
Bath
development finance.
Expert property development finance in Bath, Somerset. Median price £429,000, 1,207 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £429k
- Sales (12m)
- 1,207
- YoY change
- +0.9%
Bath, Somerset
Property finance
in Bath.
Bath - uNESCO World Heritage city with ultra-premium values and heritage conversion opportunities in Georgian townhouses. With a median property price of £429,000 and 1,207 transactions in the last twelve months, Bath represents a healthy market with prices up 0.9% year-on-year.
Detached homes command a median of £700,000 while flats average £303,000, reflecting the breadth of Bath's residential market. Terraced houses sit at £415,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bath and the wider Somerset area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Bath scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Bath developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Bath
market snapshot.
HM Land Registry sold-price data for Bath over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £429,000
- Sales (12m)
- 1,207
- YoY change
- +0.9%
Bath development appraisal
Model the numbers
for your scheme.
Pre-populated with Bath median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Bath median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Bath.
1,207 residential transactions in the last twelve months. Median sold price £429,000 (+0.9% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£700,000
Semi-Detached
£477,750
Terraced
£415,000
Flat
£303,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Apr 2026 | 2, BELMONT COTTAGESBA2 0DT | Terraced | £195,000 | Freehold |
| 23 Apr 2026 | 33, ALPINE GARDENSBA1 5PD | Terraced | £415,000 | Leasehold |
| 22 Apr 2026 | FLAT 2, 11, QUEENS PARADEBA1 2NJ | Flat | £340,000 | Leasehold |
| 20 Apr 2026 | 31, ENTRY HILLBA2 5LY | Terraced | £410,000 | Freehold |
| 17 Apr 2026 | 74A, TILLEY CLOSEBA2 0AQ | Terraced | £327,500 | Freehold |
| 17 Apr 2026 | 5, HEATHER RISE, BANNERDOWN ROADBA1 7PL | Flat | £400,000 | Leasehold |
| 15 Apr 2026 | 21, WELLOW LANEBA2 8JQ | Detached | £350,000 | Freehold |
| 15 Apr 2026 | 11, UPPER HEDGEMEAD ROADBA1 5NE | Terraced | £560,000 | Leasehold |
| 15 Apr 2026 | 46, UPHILL DRIVEBA1 6PA | Flat | £180,000 | Leasehold |
| 13 Apr 2026 | SECOND FLOOR FLAT, 6, DEVONSHIRE BUILDINGSBA2 4SP | Flat | £330,000 | Leasehold |
Common questions
Property finance in Bath
— answered.
What is the average property price in Bath?
Is Bath a good area for property development?
What types of property finance are available in Bath?
How do I apply for development finance in Bath?
What are typical development finance rates in Bath?
Expert guides
Further reading
on development finance.
Where we fund
Bath,
Somerset.
Nearby markets
Adjacent towns
we also fund.
Taunton
Median · £279,975
County town with garden town aspirations, Firepool regeneration, and growing commuter appeal
Bridgwater
Median · £255,000
Hinkley Point C driving significant housing demand and town centre regeneration investment
Yeovil
Median · £245,000
South Somerset market town with aerospace employment base and affordable development land
Frome
Median · £313,125
Creative town with strong lifestyle appeal and growing demand from London and Bristol relocators
Glastonbury
Median · £276,500
Unique tourism-driven market with festival economy and growing permanent population
Wells
Median · £340,000
England's smallest city with cathedral heritage and premium boutique development opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Bath and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.