Somerset
Bath
development finance.
Expert property development finance in Bath, Somerset. Median price £420,000, 1,809 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £420k
- Sales (12m)
- 1,809
- YoY change
- -1.2%
Bath, Somerset
Property finance
in Bath.
Bath - uNESCO World Heritage city with ultra-premium values and heritage conversion opportunities in Georgian townhouses. With a median property price of £420,000 and 1,809 transactions in the last twelve months, Bath represents a healthy market with prices down 1.2% year-on-year.
Detached homes command a median of £735,000 while flats average £297,500, reflecting the breadth of Bath's residential market. New-build activity is notable, with 16 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bath and the wider Somerset area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Bath scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Bath developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Bath
market snapshot.
HM Land Registry sold-price data for Bath over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £420,000
- Sales (12m)
- 1,809
- YoY change
- -1.2%
- Approved (recent)
- 154
- Pipeline units
- 1,536
- Pipeline GDV
- £632.4M
Bath development appraisal
Model the numbers
for your scheme.
Pre-populated with Bath median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Bath median prices. Adjust to match your scheme.
Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Bath.
1,809 residential transactions in the last twelve months. Median sold price £420,000 (-1.2% YoY). 16 new-build transactions with a +112.6% premium over existing stock.
Detached
£735,000
Semi-Detached
£476,250
Terraced
£415,000
Flat
£297,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 25 Aug 2026 | 70, IVY AVENUEBA2 1AN | Semi-Detached | £170,000 | Freehold |
| 21 Aug 2026 | 17, OLD FOSSE ROADBA2 2SP | Terraced | £315,000 | Freehold |
| 21 Aug 2026 | 17, CLARENCE STREETBA1 5NS | Terraced | £538,000 | Freehold |
| 20 Aug 2026 | 41, NAPIER ROADBA1 4LN | Detached | £472,500 | Freehold |
| 20 Aug 2026 | 24, ALEXANDRA HOUSE, MIDLAND ROADBA2 3GD | Flat | £390,000 | Leasehold |
| 19 Aug 2026 | 8, PICKWICK ROADBA1 6NN | Detached | £600,000 | Freehold |
| 19 Aug 2026 | 1, WEATHERLY AVENUEBA2 2PF | Detached | £570,000 | Freehold |
| 17 Aug 2026 | 39, WEDGWOOD ROADBA2 1NT | Semi-Detached | £300,000 | Freehold |
| 14 Aug 2026 | CHURCH HILL COTTAGE, CHURCH HILLBA2 0LG | Semi-Detached | £240,000 | Freehold |
| 14 Aug 2026 | 155, NEWBRIDGE ROADBA1 3HQ | Semi-Detached | £515,000 | Freehold |
Planning pipeline
Planning activity
in Bath.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01374/FUL | Change of use from Office (Class E) to 2no. 1-bed Flats (Class C3) (Retrospectiv… Near BA3 3AJ | 2 | £595,000 | Pending | 18/09/2026 |
| 25/03276/FUL | Erection of new dwelling with associated infrastructure and landscaping. Alterat… Near BA1 7JE | 1 | £420,000 | Pending | 17/09/2026 |
| 25/04604/FUL | Erection of 1no 4 bed dwelling house in place of existing garage. Near BS31 2JH | 1 | £420,000 | Pending | 17/09/2026 |
| 26/01561/FUL | Demolition of existing agricultural buildings and erection of 5 replacement dwel… Near BA2 0HN | 5 | £2.1M | Pending | 17/09/2026 |
| 26/01253/FUL | Erection of a single storey side/rear extension and reconfiguration of existing … Near BA2 3NB | 3 | £1.3M | Pending | 16/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/03567/FUL | Part Conversion and Change of Use of existing buildings from Offices (Class E(g)… Near BA2 3GX | 29 | £8.6M | Pending | 16/09/2026 |
| 26/03484/FUL | Erection of 5no. 3-bedroom dwellings, with associated parking, cycle storage, bi… Near BS40 8SL | 5 | £2.1M | Pending | 14/09/2026 |
| 26/03505/EREG03 | Redevelopment for residential dwellings (Class C3 use) together with associated … Near BA2 3FT | - | - | Pending | 14/09/2026 |
| 26/03476/FUL | Conversion of rural building to form single dwelling (Class C3) Near BA2 7SD | 1 | £420,000 | Pending | 11/09/2026 |
| 26/03453/OUT | Outline planning application for up to 55 dwellings and associated infrastructur… Near BS31 2AT | 55 | £23.1M | Pending | 10/09/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Bath & North East Somerset planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Bath
— answered.
What is the average property price in Bath?
Is Bath a good area for property development?
What types of property finance are available in Bath?
How do I apply for development finance in Bath?
What are typical development finance rates in Bath?
Expert guides
Further reading
on development finance.
Market intelligence
The quarterly Bath development market briefing covers approvals, the pending pipeline and sold prices.
Where we fund
Bath,
Somerset.
Nearby markets
Adjacent towns
we also fund.
Taunton
Median · £277,500
County town with garden town aspirations, Firepool regeneration, and growing commuter appeal
Bridgwater
Median · £252,500
Hinkley Point C driving significant housing demand and town centre regeneration investment
Yeovil
Median · £240,000
South Somerset market town with aerospace employment base and affordable development land
Frome
Median · £310,000
Creative town with strong lifestyle appeal and growing demand from London and Bristol relocators
Glastonbury
Median · £283,500
Unique tourism-driven market with festival economy and growing permanent population
Wells
Median · £330,000
England's smallest city with cathedral heritage and premium boutique development opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Bath and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.