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King's Lynn, Norfolk
Bridging Finance
in King's Lynn
Expert bridging finance for property developers in King's Lynn. We connect you with competitive funding from our panel of 100+ lenders.
King's Lynn, Norfolk
Bridging Finance
in King's Lynn.
Live market data
King's Lynn
market snapshot.
HM Land Registry sold-price data for King's Lynn over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £260,000
- Sales (12m)
- 1,745
- YoY change
- -2.8%
- Approved (recent)
- 640
- Pipeline units
- 4,559
- Pipeline GDV
- £1187.2M
Planning pipeline
Planning activity
in King's Lynn.
61 approved (last 3 months)
·178 pending
·775 units in pipeline·£201.1M estimated GDV·86% approval rate (last 3 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00935/F | Variation of condition 2 of planning permission 26/00310/F to amend drawings for… 16 Robin Kerkham Way Clenchwarton King's Lynn Norfolk PE34 4BB | - | - | Pending | 29/05/2026 |
| 26/00906/F | HOUSEHOLDER: Proposed extensions to sides and rear of existing farm house Lanes Farm Lynn Road South Runcton King's Lynn Norfolk PE33 0EW | - | - | Pending | 29/05/2026 |
| 26/00896/CU | Change of use of Unit D, F and G from Class B2 (General Industrial) to Class E (… Unit D 1A St Johns Way St John's Business Estate Downham Market Norfolk PE38 0QQ | - | - | Pending | 29/05/2026 |
| 26/00908/F | HOUSEHOLDER: Proposed single storey rear extensions and alterations to bungalow … 5 Lynn Road Ingoldisthorpe King's Lynn Norfolk PE31 6NG | - | - | Pending | 29/05/2026 |
| 26/00893/F | VARIATION OF CONDITION 2 OF PLANNING PERMISSION 25/00486/F: (VARIATION OF CONDIT… The Orchard 17 Senters Road Dersingham King's Lynn Norfolk PE31 6LJ | 3 | £780,000 | Pending | 28/05/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01302/F | VARIATION OF CONDITION NO.2 PLANNING PERMISSION REF 26/00879/F:- Extension & Alt… 45 Parkside Snettisham King's Lynn Norfolk PE31 7QF | - | - | Pending | 12/08/2026 |
| 26/01305/F | Proposed Replacement and Relocation of Access/Egress to Highway 30 Lynn Road Great Bircham King's Lynn Norfolk PE31 6RJ | - | - | Pending | 12/08/2026 |
| 26/01312/F | Variation of Condition 1 attached to Planning Permission 22/01518/F: Conversion … Elder Farm Elder Lane Grimston King's Lynn Norfolk PE32 1BJ | 1 | £260,000 | Pending | 12/08/2026 |
| 26/01313/F | Variation of Condition 1 and Removal of Conditions 3 and 4 of Listed Building: 2… Elder Farm Elder Lane Grimston King's Lynn Norfolk PE32 1BJ | 1 | £260,000 | Pending | 12/08/2026 |
| 26/01311/AG | PRIOR NOTIFICATION: Proposed agricultural building to create a workshop. Rosedene Farm Severalls Road Methwold Hythe Thetford Norfolk IP26 4QY | - | - | Pending | 12/08/2026 |
Deal intelligence
Key schemes
in King's Lynn.
Indicative appraisals of the largest residential schemes in the King's Lynn planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £140.0M in combined GDV across 513 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land S of Denver Hill N of Southern Bypass E of Nightingale Lane Downham Market Norfolk
£81.9M
Estimated GDV
Units
300
GDV / Unit
£273k
Build Cost (Range)
£42.8M–£54.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £260,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £81.9M |
| Construction (20,400 sqm @ £2,380/sqm mid) | −£48.6M |
| Externals, fees & contingency | −£14.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.4M |
| Developer profit target (17.5% on GDV) | −£14.3M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land East of 11 To 37 Elm High Road Emneth Norfolk
£31.9M
Estimated GDV
Units
117
GDV / Unit
£273k
Build Cost (Range)
£16.7M–£21.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £260,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £31.9M |
| Construction (7,956 sqm @ £2,380/sqm mid) | −£18.9M |
| Externals, fees & contingency | −£5.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.7M |
| Developer profit target (17.5% on GDV) | −£5.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Lovells Aconite Rd Site Office Front Way King's Lynn Norfolk PE30 2LU
£26.2M
Estimated GDV
Units
96
GDV / Unit
£273k
Build Cost (Range)
£13.7M–£17.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £260,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £26.2M |
| Construction (6,528 sqm @ £2,380/sqm mid) | −£15.5M |
| Externals, fees & contingency | −£4.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.0M |
| Developer profit target (17.5% on GDV) | −£4.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £260,000 plus a 5% new-build premium (assumed).
- Build cost: £2,100-£2,650/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in King's Lynn.
1,745 residential transactions in the last twelve months. Median sold price £260,000 (-2.8% YoY). 13 new-build transactions with a +28.8% premium over existing stock.
Detached
£327,250
Semi-Detached
£235,000
Terraced
£190,000
Flat
£120,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | WELLINGHALL, CASTLE ROADPE33 0SG | Detached | £360,000 | Freehold |
| 26 Jun 2026 | 6, HALLFIELDSPE33 0DN | Detached | £320,000 | Freehold |
| 26 Jun 2026 | 3, BRIDGE ROADPE38 0AE | Terraced | £180,000 | Freehold |
| 25 Jun 2026 | 11, MARRAM WAYPE31 7AN | Detached | £215,000 | Freehold |
| 25 Jun 2026 | FAIRY GLEN, 5, RYES CLOSEPE33 0BS | Detached | £365,000 | Freehold |
| 23 Jun 2026 | 3, YEOMANS CLOSEPE31 8QX | Semi-Detached | £360,000 | Freehold |
| 22 Jun 2026 | 1, KIRKGATEPE36 6LH | Detached | £731,000 | Freehold |
| 19 Jun 2026 | 16, PUNSFER WAYPE34 4RJ | Terraced | £140,000 | Freehold |
| 19 Jun 2026 | 24, FFOLKES PLACEPE33 0AH | Detached | £285,000 | Freehold |
| 19 Jun 2026 | 6, THE GREENPE30 3RD | Semi-Detached | £245,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · King's Lynn & West Norfolk Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for King's Lynn deals.
Typical pricing for bridging finance in King's Lynn. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, King's Lynn
An indicative appraisal for a nine-unit residential scheme priced at King's Lynn's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,221,000
Loan Amount
£1,444,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in King's Lynn
— answered.
How active is the development pipeline in King's Lynn?
The King's Lynn & West Norfolk Borough Council planning register currently shows 178 residential applications awaiting decision in King's Lynn, together proposing 768 units — the largest single scheme proposes 300 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
King's Lynn Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £265,000, 1,804 sales, 0% YoY. Norfolk county.
5 min read
Norfolk Property Market: Prices, Trends & Development Finance, End of H1 2026
8 towns analysed. Median price £266,250, 8,854 transactions, -1.9% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in King's Lynn and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
King's Lynn,
Norfolk.
Adjacent products
Other services
in King's Lynn.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV