ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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  • Mezzanine Finance
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  • Refurbishment
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  • Development Exit

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  3. Norfolk/
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  5. Bridging Finance

Great Yarmouth, Norfolk

Bridging Finance
in Great Yarmouth

Expert bridging finance for property developers in Great Yarmouth. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Historic Norwich building under blue sky

Great Yarmouth, Norfolk

Bridging Finance
in Great Yarmouth.

Live market data

Great Yarmouth
market snapshot.

HM Land Registry sold-price data for Great Yarmouth over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£202,000
Sales (12m)
1,144
YoY change
-3.8%
Approved (recent)
70
Pipeline units
1,384
Pipeline GDV
£264.0M

Planning pipeline

Planning activity
in Great Yarmouth.

3 approved (last 3 months)
·
62 pending
·460 units in pipeline·£91.1M estimated GDV·75% approval rate (last 3 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
06/26/0435/F

Installation of new windows to North East, South West and South Eastern elevatio…

211 Gapton Hall Road (industrial unit to rear), (Prior Diesel Limited), Bradwell, Great Yarmouth, NR31 ONL

--Pending14/08/2026
06/26/0535/PDE

Application for Prior Approval for a larger home extension: Erection of a flat r…

46 El Alamein Way, Bradwell, Great Yarmouth, NR31 8SY

--Pending12/08/2026
06/26/0425/PDE

Application for Prior Approval for a larger home extension: Demolition of the ex…

25 Youell Avenue, Gorleston, Great Yarmouth, NR31 6HT

--Pending08/07/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
06/26/0639/F

Construction of 6no. self-contained flats

The Old Bonds, King Street, Great Yarmouth, NR30 2PP

--Pending10/08/2026
06/26/0640/CU

change of use Adult Gaming Machines Arcade (Sui Generis Use Class) to a Betting …

29 Regent Rd, Great Yarmouth, NR30 2AF

--Pending10/08/2026
06/26/0627/CU

Change of use from existing industrial/storage warehouse and office space (Use C…

Unit 5 Riverside Road, (opposite 51 Blackwall Reach), Gorleston, Great Yarmouth, NR31 6QA

--Pending06/08/2026
06/26/0628/F

Proposed change of use of existing commercial building and associated yard to a …

Marine Park, Marine House, Gapton Hall Road, Bradwell, Great Yarmouth, NR31 0NB

--Pending06/08/2026
06/26/0620/O

Hybrid planning application for the phased mixed-use redevelopment of North Quay…

North Quay and land off Acle New Road, Great Yarmouth, NR30 1JQ

--Pending05/08/2026

Deal intelligence

Key schemes
in Great Yarmouth.

Indicative appraisals of the largest residential schemes in the Great Yarmouth planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £92.9M in combined GDV across 444 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land west of Jack Chase Way (at Nova Scotia Farm), (north of Calgary Boulevard and Bridgewater Road)

£91.8M

Estimated GDV

Units

433

GDV / Unit

£212k

Build Cost (Range)

£61.8M–£78.0M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £202,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£91.8M
Construction (29,444 sqm @ £2,380/sqm mid)−£70.1M
Externals, fees & contingency−£20.6M
Finance (65% LTGDV, 24m) & sales costs−£10.5M
Developer profit target (17.5% on GDV)−£16.1M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£55.1M)Mezzanine20% (£18.4M)Developer Equity20% (£18.4M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Residential Development Awaiting decision

35-36 South Quay Surgery, South Quay

£1.1M

Estimated GDV

Units

11

GDV / Unit

£100k

Build Cost (Range)

£901k–£1.1M

Residual Land Value

Tight

GDV estimated from the HM Land Registry flat median of £100,000. At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£1.1M
Construction (693 sqm @ £1,470/sqm mid)−£1.0M
Externals, fees & contingency−£276k
Finance (65% LTGDV, 18m) & sales costs−£109k
Developer profit target (17.5% on GDV)−£193k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt70% (£770k)Mezzanine15% (£165k)Developer Equity15% (£165k)

Broker insight: For a 11-unit scheme in Great Yarmouth, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £202,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,100-£2,650/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Great Yarmouth market dataNorfolk market report

Land Registry data

Recent property sales
in Great Yarmouth.

1,144 residential transactions in the last twelve months. Median sold price £202,000 (-3.8% YoY). 6 new-build transactions with a -4.7% premium over existing stock.

Detached

£317,500

Semi-Detached

£225,000

Terraced

£155,000

Flat

£100,000

DateAddressTypePriceTenure
29 Jun 202636, SEAFIELD ROAD NORTHNR30 5LGSemi-Detached£180,000Freehold
26 Jun 2026HOMELEA, MAIN ROADNR29 3LNDetached£220,000Freehold
26 Jun 202650, ALMOND ROADNR31 8ELTerraced£180,000Freehold
25 Jun 202626, APSLEY ROADNR30 2HBSemi-Detached£88,500Freehold
23 Jun 202636, RIVERSIDENR29 5JYSemi-Detached£202,000Leasehold
19 Jun 202613, AUDLEY STREETNR30 1EWTerraced£125,000Freehold
19 Jun 20261, LITTLE SCRATBY CRESCENTNR29 3PBDetached£258,000Freehold
19 Jun 202633, OLIVE ROADNR31 0BHTerraced£110,000Freehold
19 Jun 202611, CHARLES CLOSENR30 5LXTerraced£190,000Freehold
19 Jun 20267, ISAACS ROADNR31 0BTTerraced£135,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Great Yarmouth Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Great Yarmouth deals.

Typical pricing for bridging finance in Great Yarmouth. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Great Yarmouth

An indicative appraisal for a nine-unit residential scheme priced at Great Yarmouth's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,126,000

Loan Amount

£1,382,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Great Yarmouth
— answered.

How active is the development pipeline in Great Yarmouth?
The Great Yarmouth Borough Council planning register currently shows 62 residential applications awaiting decision in Great Yarmouth, together proposing 460 units — the largest single scheme proposes 433 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Great Yarmouth Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £205,000, 1,179 sales, -2.4% YoY. Norfolk county.

5 min read

Norfolk Property Market: Prices, Trends & Development Finance, End of H1 2026

8 towns analysed. Median price £266,250, 8,854 transactions, -1.9% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Great Yarmouth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Great Yarmouth,
Norfolk.

Adjacent products

Other services
in Great Yarmouth.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Norwich

King's Lynn

Thetford

Wymondham

Cromer

Dereham

Get Terms020 3816 3693