ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
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  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

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Topic guides

  • Development Finance Guide
  • Bridging Finance Guide
  • Mezzanine Finance Guide
  • Development Costs
  • First-Time Developers
  • Permitted Development
  • Development vs Bridging
  • Mezzanine vs Equity JV
  • Development vs Commercial
  • Broker vs Direct to Lender

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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Great Yarmouth, Norfolk

Bridging Finance
in Great Yarmouth

Expert bridging finance for property developers in Great Yarmouth. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Historic Norwich building under blue sky

Great Yarmouth, Norfolk

Bridging Finance
in Great Yarmouth.

Live market data

Great Yarmouth
market snapshot.

HM Land Registry sold-price data for Great Yarmouth over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£205,000
Sales (12m)
1,699
YoY change
-2.4%
Approved (recent)
55
Pipeline units
1,123
Pipeline GDV
£226.5M

Planning pipeline

Planning activity
in Great Yarmouth.

55 approved (last 12 months)
·
113 pending
·1,123 units in pipeline·£226.5M estimated GDV·71% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
06/26/0096/F

Demolition of existing dwelling; Construction of a 7-bedroom self-build / custom…

Copperfield, Sidegate Road, Hopton-on-sea, Great Yarmouth, NR31 9AT

--Pending24/09/2026
06/26/0275/F

Installation of a double-sided internally-illuminated projecting sign.

12 North Drive, (Imperial Lodge), Great Yarmouth, NR30 1EG

--Pending24/09/2026
06/26/0070/CU

Change of use of ground floor from public house (sui generis use) into a cafe an…

Ground floor, St Johns Head Public House, 58 North Quay, Great Yarmouth, NR30 1JB

--Pending22/09/2026
06/26/0431/F

Installation of new and replacement plant and machinery to rooftop; External alt…

1 Gapton Hall Road, Great Yarmouth, NR31 0NL

--Pending17/09/2026
06/25/1021/F

Siting of 28 static caravans for year-round holiday use, with associated access,…

Seafield Caravan Park, Newport Road, Hemsby, NR29 4NW

--Pending16/09/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
06/26/0752/CU

Application for retrospective change of use of Agricultural land to garden/ameni…

Beech House, Main Road A1064, Fleggburgh, NR29 3BA

--Pending22/09/2026
06/26/0756/SU

Norfolk County Council consultation request, for proposed replacement of the tra…

Land at junction of Crab Lane and Magdalen Way, Gorleston

--Pending22/09/2026
06/26/0744/F

Proposed extension to rear of factory building including covered open sided link…

Units G5 To G7, Boundary Road, Great Yarmouth, NR31 0LY

--Pending21/09/2026
06/26/0750/F

Extension to existing car park

East Coast House, Galahad Road, Gorleston, Great Yarmouth, NR31 7RU

--Pending21/09/2026
06/26/0743/F

Proposed change of use to convert garage for use as a home based hairdressing sa…

78 Spruce Avenue, Ormesby St Margaret W Scratby, NR29 3RQ

--Pending18/09/2026

Deal intelligence

Key schemes
in Great Yarmouth.

Indicative appraisals of the largest residential schemes in the Great Yarmouth planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £216.8M in combined GDV across 1,007 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land South of Links Road, and east of Lowestoft Road

£96.0M

Estimated GDV

Units

446

GDV / Unit

£215k

Build Cost (Range)

£63.7M–£80.4M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £205,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£96.0M
Construction (30,328 sqm @ £2,380/sqm mid)−£72.2M
Externals, fees & contingency−£21.2M
Finance (65% LTGDV, 24m) & sales costs−£11.0M
Developer profit target (17.5% on GDV)−£16.8M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£57.6M)Mezzanine20% (£19.2M)Developer Equity20% (£19.2M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land west of Jack Chase Way (at Nova Scotia Farm), (north of Calgary Boulevard and Bridgewater Road)

£93.2M

Estimated GDV

Units

433

GDV / Unit

£215k

Build Cost (Range)

£61.8M–£78.0M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £205,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£93.2M
Construction (29,444 sqm @ £2,380/sqm mid)−£70.1M
Externals, fees & contingency−£20.6M
Finance (65% LTGDV, 24m) & sales costs−£10.7M
Developer profit target (17.5% on GDV)−£16.3M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£55.9M)Mezzanine20% (£18.6M)Developer Equity20% (£18.6M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land South of Bosgate Rise, Bosgate Rise

£27.6M

Estimated GDV

Units

128

GDV / Unit

£215k

Build Cost (Range)

£18.3M–£23.1M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £205,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£27.6M
Construction (8,704 sqm @ £2,380/sqm mid)−£20.7M
Externals, fees & contingency−£6.1M
Finance (65% LTGDV, 24m) & sales costs−£3.2M
Developer profit target (17.5% on GDV)−£4.8M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£16.5M)Mezzanine20% (£5.5M)Developer Equity20% (£5.5M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £205,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,100-£2,650/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Great Yarmouth market dataNorfolk market report

Land Registry data

Recent property sales
in Great Yarmouth.

1,699 residential transactions in the last twelve months. Median sold price £205,000 (-2.4% YoY). 57 new-build transactions with a +30% premium over existing stock.

Detached

£320,000

Semi-Detached

£225,000

Terraced

£155,000

Flat

£100,000

DateAddressTypePriceTenure
27 Jul 202622, ALBEMARLE ROADNR31 7ARTerraced£195,000Freehold
24 Jul 202610, SOUDAN CLOSENR30 5SGSemi-Detached£280,000Freehold
24 Jul 202618, FOXGLOVE DRIVENR31 8UUDetached£235,000Freehold
24 Jul 20262, SEAFIELD ROAD NORTHNR30 5LESemi-Detached£182,000Freehold
24 Jul 20265, HOBLAND HALL COTTAGES, HOBLAND ROADNR31 9ARSemi-Detached£280,000Freehold
23 Jul 2026STEEPLE VIEW, BULMER LANENR29 4AFDetached£430,000Freehold
23 Jul 202628, GROOMES CLOSENR31 9DGSemi-Detached£225,000Freehold
22 Jul 202611, VICTORY AVENUENR31 9GATerraced£164,000Freehold
21 Jul 20268, RECREATION ROADNR31 6LXTerraced£150,000Freehold
21 Jul 202616, CROSS ROADNR31 6LQSemi-Detached£170,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Great Yarmouth Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Great Yarmouth deals.

Typical pricing for bridging finance in Great Yarmouth. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Great Yarmouth

An indicative appraisal for a nine-unit residential scheme priced at Great Yarmouth's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,126,000

Loan Amount

£1,382,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Great Yarmouth
— answered.

How active is the development pipeline in Great Yarmouth?
The Great Yarmouth Borough Council planning register currently shows 113 residential applications awaiting decision in Great Yarmouth, together proposing 666 units — the largest single scheme proposes 433 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Great Yarmouth Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £205,000, 1,699 sales, -2.4% YoY. Norfolk county.

6 min read

Norfolk Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

8 towns analysed. Median price £263,540, 12,576 transactions, -2.6% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Great Yarmouth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Great Yarmouth,
Norfolk.

Adjacent products

Other services
in Great Yarmouth.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Norwich

King's Lynn

Thetford

Wymondham

Cromer

Dereham

Get Terms020 3816 3693