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Chorley, Lancashire
Bridging Finance
in Chorley
Expert bridging finance for property developers in Chorley. We connect you with competitive funding from our panel of 100+ lenders.
Chorley, Lancashire
Bridging Finance
in Chorley.
Live market data
Chorley
market snapshot.
HM Land Registry sold-price data for Chorley over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £220,000
- Sales (12m)
- 1,882
- YoY change
- +3.8%
- Approved (recent)
- 212
- Pipeline units
- 691
- Pipeline GDV
- £151.2M
Planning pipeline
Planning activity
in Chorley.
212 approved (last 12 months)
·87 pending
·691 units in pipeline·£151.2M estimated GDV·81% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00736/AGR | Agricultural determination for the erection of 4no. agricultural buildings Grundy's Lane Farm Grundys Lane Chorley PR7 4BZ | - | - | Pending | 16/09/2026 |
| 26/00713/AGR | Agricultural determination for the erection of a storage building Hall O'Th Hill Farm Chorley Road Heath Charnock Chorley PR6 9HX | - | - | Pending | 16/09/2026 |
| 26/00697/AGR | Agricultural determination for the erection of a slurry storage tank Manor House Farm Towngate Eccleston Chorley PR7 5QL | - | - | Pending | 02/09/2026 |
| 26/00641/AGR | Agricultural determination for an agricultural storage tank Leigh Farm Marsh Lane Brindle Chorley PR6 8NY | - | - | Pending | 17/08/2026 |
| 26/00637/AGR | Agricultural determination for the erection of a building for hay and machinery … Land Between Salt Pit Cottage And Harrock Hill Croft Salt Pit Lane Mawdesley | - | - | Pending | 14/08/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00851/FUL | Insertion of first floor window in the front (east) elevation 59 Spring Meadow Clayton-le-woods Leyland PR25 5UR | - | - | Pending | 21/09/2026 |
| 26/00842/PIP | Permission in principle application for the erection of 1no. dwellinghouse (foll… Roselea Dawbers Lane Euxton Chorley PR7 6EW | - | - | Pending | 17/09/2026 |
| 26/00834/FUL | Erection of Canvas Tipi at the Farmers Arms, Heskin 85 Wood Lane Heskin Chorley PR7 5NP | - | - | Pending | 17/09/2026 |
| 26/00841/PIP | Permission in principle application for the erection of 1no. dwellinghouse 11 Wigan Road Euxton Lancashire PR7 6LA | - | - | Pending | 17/09/2026 |
| 26/00831/PIP | Permission in principle application for the erection of 8no. dwellinghouses Formerly Mormon Church Water Street Chorley Lancashire PR7 1EE | - | - | Pending | 15/09/2026 |
Deal intelligence
Key schemes
in Chorley.
Indicative appraisals of the largest residential schemes in the Chorley planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £129.4M in combined GDV across 491 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Camelot Theme Park Park Hall Road Charnock Richard Chorley PR7 5LP
£92.2M
Estimated GDV
Units
350
GDV / Unit
£264k
Build Cost (Range)
£44.0M–£55.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £220,000 plus a 19.8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £92.2M |
| Construction (23,800 sqm @ £2,100/sqm mid) | −£50.0M |
| Externals, fees & contingency | −£14.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£10.6M |
| Developer profit target (17.5% on GDV) | −£16.1M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land 150M North East Of 31 Paradise Street Chorley
£22.1M
Estimated GDV
Units
84
GDV / Unit
£264k
Build Cost (Range)
£10.6M–£13.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £220,000 plus a 19.8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £22.1M |
| Construction (5,712 sqm @ £2,100/sqm mid) | −£12.0M |
| Externals, fees & contingency | −£3.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.5M |
| Developer profit target (17.5% on GDV) | −£3.9M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land 120M East Of 27 Charter Lane Charnock Richard
£15.0M
Estimated GDV
Units
57
GDV / Unit
£264k
Build Cost (Range)
£7.2M–£9.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £220,000 plus a 19.8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £15.0M |
| Construction (3,876 sqm @ £2,100/sqm mid) | −£8.1M |
| Externals, fees & contingency | −£2.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£1.7M |
| Developer profit target (17.5% on GDV) | −£2.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £220,000 plus a 19.8% new-build premium (measured locally).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Chorley.
1,882 residential transactions in the last twelve months. Median sold price £220,000 (+3.8% YoY). 46 new-build transactions with a +19.8% premium over existing stock.
Detached
£350,000
Semi-Detached
£212,000
Terraced
£167,500
Flat
£117,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 7, LONG MEADOWSPR7 2YA | Semi-Detached | £169,000 | Freehold |
| 27 Jul 2026 | 20, ALMOND DRIVEPR7 4AX | Detached | £409,995 | Leasehold |
| 24 Jul 2026 | 19, WELD AVENUEPR7 3JJ | Semi-Detached | £189,000 | Freehold |
| 24 Jul 2026 | 25, SEVEN ACRESPR5 8EY | Terraced | £133,000 | Freehold |
| 24 Jul 2026 | 35, OLD WORDEN AVENUEPR7 7DG | Detached | £380,000 | Freehold |
| 24 Jul 2026 | 5, CROOKE GROVEPR7 7EQ | Semi-Detached | £235,000 | Leasehold |
| 24 Jul 2026 | 15, MERCIA GROVEPR25 5AE | Detached | £325,000 | Leasehold |
| 24 Jul 2026 | 49, SEYMOUR STREETPR6 0RR | Terraced | £103,550 | Leasehold |
| 24 Jul 2026 | 217, BROOKWOOD WAYPR7 7NJ | Terraced | £188,500 | Freehold |
| 23 Jul 2026 | 21, PENNINE ROADPR6 0AW | Detached | £210,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Chorley Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Chorley deals.
Typical pricing for bridging finance in Chorley. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Chorley
An indicative appraisal for a nine-unit residential scheme priced at Chorley's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,286,000
Loan Amount
£1,486,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Chorley
— answered.
How active is the development pipeline in Chorley?
The Chorley Council planning register currently shows 87 residential applications awaiting decision in Chorley, together proposing 171 units — the largest single scheme proposes 84 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Chorley Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £220,000, 1,882 sales, +3.8% YoY. Lancashire county.
6 min read
Lancashire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £165,875, 16,443 transactions, -0.8% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Chorley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Chorley,
Lancashire.
Adjacent products
Other services
in Chorley.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV