ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Introducers
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Topic guides

  • Development Finance Guide
  • Bridging Finance Guide
  • Mezzanine Finance Guide
  • Development Costs
  • First-Time Developers
  • Permitted Development
  • Development vs Bridging
  • Mezzanine vs Equity JV
  • Development vs Commercial
  • Broker vs Direct to Lender

Nationwide coverage

All locations

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Scotland & Wales

  • Edinburgh
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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  3. Lancashire/
  4. Burnley/
  5. Bridging Finance

Burnley, Lancashire

Bridging Finance
in Burnley

Expert bridging finance for property developers in Burnley. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Red building beside body of water in Lancashire

Burnley, Lancashire

Bridging Finance
in Burnley.

Live market data

Burnley
market snapshot.

HM Land Registry sold-price data for Burnley over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£115,000
Sales (12m)
1,799
YoY change
Flat
Approved (recent)
97
Pipeline units
50
Pipeline GDV
£5.9M

Planning pipeline

Planning activity
in Burnley.

97 approved (last 12 months)
·
38 pending
·50 units in pipeline·£5.9M estimated GDV·82% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
PA/2026/0309

Creation of a permanent access off a classified highway

Adjacent to 233 Burnley Road, Cliviger, Burnley, BB10 4SP

--Pending25/09/2026
PA/2026/0341

Additional door in place of an existing window to car port to access rear garden…

Barcroft Barn, Park Road, Cliviger, BB10 4SL

--Pending22/09/2026
PA/2026/0345

Retrospective Permission for the External refurbishment and re organisation of t…

55 MARSDEN ROAD, BURNLEY, BB10 2BZ

--Pending22/09/2026
PA/2026/0327

Retrospective change of use of land to residential garden area and erection of a…

17 CLIFF STREET, PADIHAM, BB12 8PN

1£115,000Pending11/09/2026
PA/2026/0207

1no. self or custom build dwelling.

Land to rear of 9 Olde Back Lane, Burnley, BB11 5BH

--Pending10/09/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
PA/2026/0423

Listed Building consent for external and internal alteration to allow conversion…

41 -37 Bank Parade, Burnley BB11 1UG

--Pending24/09/2026
PA/2026/0402

Outline application for the change of use to Student Accommodation (Sui Generis)…

41 -37 Bank Parade, Burnley BB11 1UG

--Pending24/09/2026
PA/2026/0339

This retrospective application relates to work undertaken to make 2 garden plots…

63 & 65 Berry Street, Burnley, BB11 2LF

--Pending18/09/2026
PA/2026/0405

Proposed splitting of the current double unit into 2 separate units operating un…

61-63 BURNLEY ROAD, PADIHAM, BB12 8BU

2£230,000Pending16/09/2026
PA/2026/0384

Change of use to C2 Residential institution to provide supported accommodation f…

112 Cleaver Street Burnley BB10 3ND

1£115,000Pending09/09/2026

Land Registry data

Recent property sales
in Burnley.

1,799 residential transactions in the last twelve months. Median sold price £115,000. 11 new-build transactions with a +245% premium over existing stock.

Detached

£295,000

Semi-Detached

£180,000

Terraced

£85,000

Flat

£87,000

DateAddressTypePriceTenure
30 Jul 202657, LOWER MEAD DRIVEBB12 0EDDetached£180,000Freehold
27 Jul 20269, BRAMLEY AVENUEBB12 0HUSemi-Detached£195,000Leasehold
24 Jul 202621, RAWSON STREETBB10 1SJTerraced£48,500Leasehold
24 Jul 202625, IVORY STREETBB12 6RQOther£39,000Leasehold
20 Jul 2026116, HOLCOMBE DRIVEBB10 4BHTerraced£99,500Freehold
20 Jul 202637, VICTORIA APARTMENTSBB12 8PXFlat£67,500Leasehold
17 Jul 202623, VINCIT STREETBB10 3BYTerraced£105,000Leasehold
17 Jul 202637, WADDINGTON AVENUEBB10 4LBSemi-Detached£108,500Freehold
16 Jul 202612, BRISTOL STREETBB11 4EUTerraced£55,689Leasehold
15 Jul 202619, TATE CLOSEBB12 6ESDetached£270,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Burnley Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Burnley deals.

Typical pricing for bridging finance in Burnley. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Burnley

An indicative appraisal for a nine-unit residential scheme priced at Burnley's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£1,701,000

Loan Amount

£1,106,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Burnley
— answered.

How active is the development pipeline in Burnley?
The Burnley Borough Council planning register currently shows 38 residential applications awaiting decision in Burnley, together proposing 11 units — the largest single scheme proposes 3 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Burnley Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £115,000, 1,799 sales, 0% YoY. Lancashire county.

6 min read

Lancashire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

8 towns analysed. Median price £165,875, 16,443 transactions, -0.8% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Burnley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Burnley,
Lancashire.

Adjacent products

Other services
in Burnley.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Preston

Blackpool

Lancaster

Blackburn

Chorley

Accrington

Get Terms020 3816 3693