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Chorley
development finance.

Expert property development finance in Chorley, Lancashire. Median price £216,000, 1,269 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£216k
Sales (12m)
1,269
YoY change
+1.9%
Red building beside body of water in Lancashire

Chorley, Lancashire

Property finance
in Chorley.

Chorley - south Lancashire market town with Buckshaw Village major development and growing commuter appeal. With a median property price of £216,000 and 1,269 transactions in the last twelve months, Chorley represents a healthy market with prices up 1.9% year-on-year.

Detached homes command a median of £355,810 while flats average £120,000, reflecting the breadth of Chorley's residential market. New-build activity is notable, with 17 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chorley and the wider Lancashire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chorley
market snapshot.

HM Land Registry sold-price data for Chorley over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£216,000
Sales (12m)
1,269
YoY change
+1.9%
Approved (12m)
8
Pipeline units
239
Pipeline GDV
£52.3M

Chorley development appraisal

Model the numbers
for your scheme.

Pre-populated with Chorley median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chorley median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£928,560
Senior Debt (65% LTGDV)£826,800
Equity Required£101,760
Interest (18m)£93,015
Profit on Cost24.5%
Senior Debt£826,800
Equity£101,760

Land Registry data

Recent property sales
in Chorley.

1,269 residential transactions in the last twelve months. Median sold price £216,000 (+1.9% YoY). 17 new-build transactions with a +52.1% premium over existing stock.

Detached

£355,810

Semi-Detached

£212,000

Terraced

£165,000

Flat

£120,000

DateAddressTypePrice
24 Apr 202612, WALTON STREETPR7 4HGTerraced£140,000
22 Apr 202621, LAUREL BANK TERRACEBB2 5JATerraced£209,995
21 Apr 202611, CARR MEADOWPR5 8HRDetached£400,000
21 Apr 202657, DRAPERFIELDPR7 3PLSemi-Detached£174,000
20 Apr 202632, PARK AVENUEPR7 6JQSemi-Detached£97,732
17 Apr 202676, HUNTERS ROADPR25 5TTSemi-Detached£250,000
15 Apr 202644, BEECHFIELDSPR7 5REDetached£325,000
14 Apr 2026HIGHER FOLD BARN, TANHOUSE LANEPR6 8LQOther£645,000
14 Apr 202630, KERSHAW STREETPR6 0BGTerraced£129,995
10 Apr 2026HILL COT, BOLTON ROADPR7 4AJDetached£350,000

Planning pipeline

Planning activity
in Chorley.

8 approved (12m)
·
58 pending
·239 units in pipeline·£52.3M estimated GDV·73% approval rate

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00289/FUL

Relocation and replacement of ATM and new ramp, steps, upstand wall and handrail…

NatWest 46 - 48 Market Street Chorley PR7 2SE

--Pending
26/00269/FUL

Proposed detached dwelling with detached double garage (self build).

Land To North Of 23 Out Lane Croston

--Pending
26/00364/FUL

Erection of 1no. detached bungalow following demolition of existing garage

Land To The West Of 21-25 Birchin Lane Whittle-le-woods

--Pending
26/00349/FUL

Single storey rear extension.

36 Empress Way Euxton Chorley PR7 6QB

--Pending
26/00348/FUL

Demolition of existing stables, erection of equestrian barn and relocation of ma…

Salt Pit Farm Salt Pit Lane Mawdesley Ormskirk L40 2QX

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00537/FUL

Installation of 1no. housed refrigeration unit, 3no. AC heat pump units and asso…

Spendmore Lane 110 Classic Car Workshop Coppull Chorley PR7 5BX

--Pending
26/00529/PDE

Notification of a proposed single storey rear extension measuring 4m in depth, w…

75 Grove Farm Drive Adlington Chorley PR6 9QS

--Pending
26/00524/PIP

Permission in principle application for the erection of up to 2no. dwellings

Land To The South Of Toy Farm Washington Lane Euxton

--Pending
26/00514/PIP

Permission in principle application for the erection one self build dwelling fol…

Land Rear Of 61 To 65 Gorsey Lane Mawdesley

--Pending
26/00509/AGR

Agricultural determination for an agricultural storage building

Land Off Tincklers Lane Eccleston L40 2RD

--Pending

Common questions

Property finance in Chorley
— answered.

What is the average property price in Chorley?
The median property price in Chorley is £216,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £355,810, semi-detached properties at £212,000, terraced houses at £165,000, flats at £120,000.
Is Chorley a good area for property development?
Chorley recorded 1,269 property transactions in the last 12 months, with prices up 1.9% year-on-year - suggesting sustained buyer demand. South Lancashire market town with Buckshaw Village major development and growing commuter appeal. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chorley?
We arrange the full range of property development finance in Chorley: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chorley?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chorley?
Development finance rates for Chorley projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chorley,
Lancashire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chorley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.