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Chorley
development finance.

Expert property development finance in Chorley, Lancashire. Median price £220,000, 1,363 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£220k
Sales (12m)
1,363
YoY change
+3.2%
Red building beside body of water in Lancashire

Chorley, Lancashire

Property finance
in Chorley.

Chorley - south Lancashire market town with Buckshaw Village major development and growing commuter appeal. With a median property price of £220,000 and 1,363 transactions in the last twelve months, Chorley represents a healthy market with prices up 3.2% year-on-year.

Detached homes command a median of £351,500 while flats average £120,000, reflecting the breadth of Chorley's residential market. New-build activity is notable, with 14 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chorley and the wider Lancashire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chorley
market snapshot.

HM Land Registry sold-price data for Chorley over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£220,000
Sales (12m)
1,363
YoY change
+3.2%
Approved (recent)
6
Pipeline units
158
Pipeline GDV
£37.0M

Chorley development appraisal

Model the numbers
for your scheme.

Pre-populated with Chorley median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chorley median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,724,400
Senior Debt (65% LTGDV)£868,400
Equity Required£856,000
Interest (18m)£97,695
Profit on Cost-26.7%
Senior Debt£868,400
Equity£856,000

Land Registry data

Recent property sales
in Chorley.

1,363 residential transactions in the last twelve months. Median sold price £220,000 (+3.2% YoY). 14 new-build transactions with a +45.7% premium over existing stock.

Detached

£351,500

Semi-Detached

£212,000

Terraced

£165,000

Flat

£120,000

DateAddressTypePrice
26 Jun 20262, DOB BROW CLOSEPR7 3BNDetached£547,500
25 Jun 202634, STANSFIELD DRIVEPR7 6QHDetached£333,750
25 Jun 202615, FOXGLOVE DRIVEPR6 7SGDetached£442,500
24 Jun 202614, LEWIS CLOSEPR7 4JUSemi-Detached£209,500
23 Jun 202624, ASLAND DRIVEL40 3AEDetached£450,000
19 Jun 202618, CHILTERN MEWSPR7 3TNSemi-Detached£182,500
19 Jun 202678, BACK LANEPR6 7QQSemi-Detached£255,000
19 Jun 2026211, EAVES LANEPR6 0TROther£250,000
19 Jun 202651, WHITLEY DRIVEPR7 7JYDetached£320,000
19 Jun 202621, LIMES AVENUEPR7 6BJDetached£272,495

Planning pipeline

Planning activity
in Chorley.

10 approved (last 3 months)
·
62 pending
·159 units in pipeline·£36.3M estimated GDV·67% approval rate (last 3 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00459/FUL

Application for technical details consent for the erection of one detached self-…

Land South Of 1 Moss Terrace Moss Lane Whittle-le-woods Chorley PR6 8AB

1£351,500Pending
26/00454/FUL

Change of use from Use Class C3 (residential dwelling) to Sui Generis (Short Ter…

126 Towngate Eccleston Chorley PR7 5QS

1£220,000Pending
26/00447/FUL

Erection of portacabin for temporary period of five years

Euxton St Mary's Catholic Primary School Wigan Road Euxton Chorley PR7 6JW

--Pending
26/00435/FUL

Erection of 2.4m high, 656 weld mesh fencing following the removal of the existi…

St James C Of E Primary School Devonport Way Chorley PR6 0TE

--Pending
26/00524/PIP

Permission in principle application for the erection of up to 2no. dwellings

Land To The South Of Toy Farm Washington Lane Euxton

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00688/FUL

Installation of two rapid electric vehicle charging stations and ancillary equip…

McDonalds Woodale Road Clayton-le-woods Chorley PR6 7TY

--Pending
26/00686/FUL

Application for technical details consent for the erection of two detached dwell…

Land Off Little Bluestone Cottage Blue Stone Lane Mawdesley

2£703,000Pending
26/00685/FUL

Erection of one dwelling following demolition of existing buildings and creation…

Land South Of 127 Rawlinson Lane Heath Charnock

1£220,000Pending
26/00676/FUL

Erection of 1no. self-build dwelling following the demolition of an agricultural…

Land West Of Over Hall Farm Barn Flag Lane Bretherton

--Pending
26/00670/AGR

Agricultural determination for the construction of an area of hardstanding

Coppull Old Hall Farm Coppull Hall Lane Coppull Chorley PR7 4LR

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Chorley Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Chorley
— answered.

What is the average property price in Chorley?
The median property price in Chorley is £220,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £351,500, semi-detached properties at £212,000, terraced houses at £165,000, flats at £120,000.
Is Chorley a good area for property development?
Chorley recorded 1,363 property transactions in the last 12 months, with prices up 3.2% year-on-year - suggesting sustained buyer demand. South Lancashire market town with Buckshaw Village major development and growing commuter appeal. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chorley?
We arrange the full range of property development finance in Chorley: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chorley?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chorley?
Development finance rates for Chorley projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chorley,
Lancashire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chorley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.