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Chorley
development finance.

Expert property development finance in Chorley, Lancashire. Median price £215,000, 1,200 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£215k
Sales (12m)
1,200
YoY change
+2.4%
Red building beside body of water in Lancashire

Chorley, Lancashire

Property finance
in Chorley.

Chorley - south Lancashire market town with Buckshaw Village major development and growing commuter appeal. With a median property price of £215,000 and 1,200 transactions in the last twelve months, Chorley represents a healthy market with prices up 2.4% year-on-year.

Detached homes command a median of £355,288 while flats average £117,000, reflecting the breadth of Chorley's residential market. New-build activity is notable, with 22 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chorley and the wider Lancashire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chorley
market snapshot.

HM Land Registry sold-price data for Chorley over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£215,000
Sales (12m)
1,200
YoY change
+2.4%
Approved (12m)
178
Pipeline units
1,182
Pipeline GDV
£251.4M

Chorley development appraisal

Model the numbers
for your scheme.

Pre-populated with Chorley median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chorley median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£921,990
Senior Debt (65% LTGDV)£820,950
Equity Required£101,040
Interest (18m)£92,357
Profit on Cost24.5%
Senior Debt£820,950
Equity£101,040

Land Registry data

Recent property sales
in Chorley.

1,200 residential transactions in the last twelve months. Median sold price £215,000 (+2.4% YoY). 22 new-build transactions with a +57% premium over existing stock.

Detached

£355,288

Semi-Detached

£210,500

Terraced

£165,000

Flat

£117,000

DateAddressTypePrice
16 Feb 2026PLOVER GREEN, BLUE STONE LANEL40 2RGDetached£610,000
16 Feb 202658, WESTHEAD ROADPR26 9RSTerraced£210,000
13 Feb 20269, INGHAM AVENUEPR7 7DLSemi-Detached£210,000
13 Feb 20262, TORMORE CLOSEPR6 9BPDetached£370,000
13 Feb 202642, REDWOOD DRIVEPR7 3BWDetached£320,000
12 Feb 20268, BRIAR AVENUEPR7 6BGSemi-Detached£190,000
12 Feb 2026222, BLACKBURN ROADPR6 8EYTerraced£201,000
11 Feb 202620, WOOD BEECH GARDENSPR6 7FHDetached£275,000
10 Feb 202641, CANTERBURY STREETPR6 0LWSemi-Detached£198,000
9 Feb 202652, PENNINE ROADPR6 0AWSemi-Detached£150,000

Planning pipeline

Planning activity
in Chorley.

6 approved (12m)
·
48 pending
·121 units in pipeline·£24.8M estimated GDV·86% approval rate

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00188/FUL

Application for technical details consent for the erection of one self-build dwe…

Highfield Farm North Road Bretherton Leyland PR26 9AY

1£215,000Pending
26/00172/FUL

Erection of 1no. dwellinghouse (substitution of house type following approval of…

73 Gorsey Lane Mawdesley Ormskirk L40 3TE

--Pending
26/00147/FUL

Section 73 application to amend condition 4 (approved plans) of planning permiss…

Walmsleys Barn Wood Lane Heskin Chorley PR7 5NP

--Pending
26/00138/PIP

Permission in principle application for the erection of a detached residence in …

9 Spring Mews Whittle-le-woods Chorley PR6 8AS

--Pending
26/00131/FUL

Single storey rear/side extension with incorporated canopy (following demolition…

N & K Harvey Funerals 180 The Green Eccleston Chorley PR7 5SU

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00378/FUL

Change of use of a parcel of land from agricultural use to residential garden la…

Highfield 20 Bett Lane Higher Wheelton Chorley PR6 8JH

1£215,000Pending
26/00377/FUL

Erection of 1no self build dwelling, following demolition of existing domestic s…

Land At Lodge Bank Brinscall

1£215,000Pending
26/00380/PDE

Notification of a proposed single storey rear extension measuring 6.5m in depth,…

Lydiate Farm Cottage Lydiate Lane Eccleston Chorley PR7 6LX

--Pending
26/00372/FUL

Erection of one dwelling following the demolition of an agricultural barn

Sandy Lane Farm Sandy Lane Mawdesley Ormskirk L40 2QB

1£215,000Pending
26/00364/FUL

Erection of 1no. detached bungalow following demolition of existing garage

Land To The West Of 21-25 Birchin Lane Whittle-le-woods

--Pending

Common questions

Property finance in Chorley
— answered.

What is the average property price in Chorley?
The median property price in Chorley is £215,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £355,288, semi-detached properties at £210,500, terraced houses at £165,000, flats at £117,000.
Is Chorley a good area for property development?
Chorley recorded 1,200 property transactions in the last 12 months, with prices up 2.4% year-on-year - suggesting sustained buyer demand. South Lancashire market town with Buckshaw Village major development and growing commuter appeal. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chorley?
We arrange the full range of property development finance in Chorley: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chorley?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chorley?
Development finance rates for Chorley projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chorley,
Lancashire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chorley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.