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Chorley
development finance.

Expert property development finance in Chorley, Lancashire. Median price £222,500, 1,955 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£223k
Sales (12m)
1,955
YoY change
+3.5%
Red building beside body of water in Lancashire

Property finance
in Chorley.

Chorley - south Lancashire market town with Buckshaw Village major development and growing commuter appeal. With a median property price of £222,500 and 1,955 transactions in the last twelve months, Chorley represents a healthy market with prices up 3.5% year-on-year.

Detached homes command a median of £352,750 while flats average £117,000, reflecting the breadth of Chorley's residential market. New-build activity is notable, with 65 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chorley and the wider Lancashire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chorley
market snapshot.

HM Land Registry sold-price data for Chorley over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£222,500
Sales (12m)
1,955
YoY change
+3.5%
Approved (recent)
111
Pipeline units
1,632
Pipeline GDV
£358.1M

Chorley development appraisal

Model the numbers
for your scheme.

Pre-populated with Chorley median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chorley median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,728,900
Senior Debt (65% LTGDV)£880,750
Equity Required£848,150
Interest (18m)£99,084
Profit on Cost-25.9%
Senior Debt£880,750
Equity£848,150

Land Registry data

Recent property sales
in Chorley.

1,955 residential transactions in the last twelve months. Median sold price £222,500 (+3.5% YoY). 65 new-build transactions with a +30.5% premium over existing stock.

Detached

£352,750

Semi-Detached

£215,000

Terraced

£168,000

Flat

£117,000

DateAddressTypePrice
24 Aug 202636, HIGHFIELD ROADPR6 9RHDetached£330,000
21 Aug 20261, KEATS CLOSEPR7 5PFDetached£392,000
19 Aug 202696, LIGHTHURST LANEPR7 3EQSemi-Detached£208,000
19 Aug 202649, QUARRY ROADPR6 0LRSemi-Detached£215,000
18 Aug 20269, HIGHER BANK STREETPR6 8SFTerraced£160,000
17 Aug 202635, LARKFIELDPR7 5RNDetached£377,500
14 Aug 20262, MIDDLEWOOD CLOSEPR7 5QGDetached£345,000
14 Aug 202613, PLEASANT VIEWPR6 8SETerraced£250,000
13 Aug 202684, BARLEYFIELDPR5 8JJTerraced£90,000
12 Aug 20264, CONISTON ROADPR7 2JASemi-Detached£80,000

Planning pipeline

Planning activity
in Chorley.

111 approved (last 15 months)
·
51 pending
·1,632 units in pipeline·£358.1M estimated GDV·77% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00531/FUL

Erection of 1no. dwellinghouse (substitution of house type following approval of…

Near L40 3TA

1£222,500Pending
25/01046/PIP

Application for Permission in Principle for a minimum of 4 dwellinghouses and a …

Near PR6 9BG

9£2.0MPending
26/00754/PIP

Permission in principle application for the erection of 1no. dwellinghouse

Near PR6 9HR

1£222,500Pending
26/00377/FUL

Erection of 1no self build dwelling, following demolition of existing domestic s…

Near PR6 9BZ

1£222,500Pending
26/00572/PIP

Permission in principle application for a minimum of 2no. dwellings and maximum …

Near PR5 0RG

3£667,500Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00870/FUL

Erection of a detached dwelling and associated driveway

Near PR6 8LF

1£352,750Pending
26/00867/FUL

Application for technical details consent for the erection of one 4 bedroom home…

Near PR6 8AE

1£222,500Pending
26/00841/PIP

Permission in principle application for the erection of 1no. dwellinghouse

Near PR7 7RS

1£222,500Pending
26/00842/PIP

Permission in principle application for the erection of 1no. dwellinghouse (foll…

Near PR7 6EW

1£222,500Pending
26/00831/PIP

Permission in principle application for the erection of 8no. dwellinghouses

Near PR7 1EE

8£1.8MPending

Source: HM Land Registry price paid data, 12 months to October 2026 · Chorley planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Chorley
— answered.

What is the average property price in Chorley?
The median property price in Chorley is £222,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £352,750, semi-detached properties at £215,000, terraced houses at £168,000, flats at £117,000.
Is Chorley a good area for property development?
Chorley recorded 1,955 property transactions in the last 12 months, with prices up 3.5% year-on-year - suggesting sustained buyer demand. South Lancashire market town with Buckshaw Village major development and growing commuter appeal. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chorley?
We arrange the full range of property development finance in Chorley: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chorley?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chorley?
Development finance rates for Chorley projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chorley,
Lancashire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chorley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.