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Blackpool, Lancashire
Bridging Finance
in Blackpool
Expert bridging finance for property developers in Blackpool. We connect you with competitive funding from our panel of 100+ lenders.
Blackpool, Lancashire
Bridging Finance
in Blackpool.
Live market data
Blackpool
market snapshot.
HM Land Registry sold-price data for Blackpool over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £130,500
- Sales (12m)
- 2,719
- YoY change
- +3.6%
- Approved (recent)
- 28
- Pipeline units
- 155
- Pipeline GDV
- £20.6M
Planning pipeline
Planning activity
in Blackpool.
28 approved (last 12 months)
·15 pending
·155 units in pipeline·£20.6M estimated GDV·82% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/0809 | Use of premises as 3 serviced holiday flats. 14 PALATINE ROAD, BLACKPOOL, FY1 4BT | - | - | Pending | 11/11/2025 |
| 25/0912 | Erection of 12 detached bungalows with access from Midgeland Road and associated… FORMER BAGULEYS SITE, MIDGELAND ROAD, BLACKPOOL, FY4 5HE | 12 | £3.1M | Pending | 22/12/2025 |
| 25/0896 | Use of premises as 3 self-contained serviced holiday flats. 95 LYTHAM ROAD, BLACKPOOL, FY1 6DT | - | - | Pending | 11/12/2025 |
| 26/0089 | Remodelling of existing conservatory to include new flat roof with roof lantern … 20 THE CLOISTERS, BLACKPOOL, FY3 8LW | - | - | Pending | 17/02/2026 |
| 26/0166 | Alterations to form one additional self contained flat at second floor. 77 WARBRECK DRIVE, BLACKPOOL, FY2 9RZ | 1 | £82,250 | Pending | 27/03/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/0498 | Conversion of existing attached garage to provide ancillary residential accommod… 27 FREEMANTLE AVENUE, BLACKPOOL, FY4 1SX | 1 | £130,500 | Pending | 16/09/2026 |
| 26/0442 | Use of part of the ground floor of the premises as self storage ( Class B8 Unit)… UNIT 1, FESTIVAL LEISURE PARK, RIGBY ROAD, BLACKPOOL, FY1 5EP | - | - | Pending | 07/08/2026 |
| 26/0436 | Erection of 1 detached dwelling house following demolition of existing house. 41 STOCKYDALE ROAD, BLACKPOOL, FY4 5HP | 1 | £255,000 | Pending | 05/08/2026 |
| 26/0428 | Use of front of premises as a C4 HMO and use of rear of premises as a self-conta… 1 MOORE STREET, BLACKPOOL, FY4 1DB | - | - | Pending | 04/08/2026 |
| 26/0432 | Use of premises as 54 self contained flats (Application for Prior Approval under… PRUDENTIAL HOUSE, TOPPING STREET, BLACKPOOL, FY1 3AB | - | - | Pending | 04/08/2026 |
Deal intelligence
Key schemes
in Blackpool.
Indicative appraisals of the largest residential schemes in the Blackpool planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £18.3M in combined GDV across 122 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
LAND AT MOSS HOUSE ROAD, BLACKPOOL
£15.1M
Estimated GDV
Units
110
GDV / Unit
£137k
Build Cost (Range)
£13.8M–£17.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £130,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £15.1M |
| Construction (7,480 sqm @ £2,100/sqm mid) | −£15.7M |
| Externals, fees & contingency | −£4.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£1.7M |
| Developer profit target (17.5% on GDV) | −£2.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
FORMER BAGULEYS SITE, MIDGELAND ROAD
£3.2M
Estimated GDV
Units
12
GDV / Unit
£268k
Build Cost (Range)
£2.8M–£3.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry detached house median of £255,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £3.2M |
| Construction (1,488 sqm @ £2,100/sqm mid) | −£3.1M |
| Externals, fees & contingency | −£829k |
| Finance (65% LTGDV, 18m) & sales costs | −£317k |
| Developer profit target (17.5% on GDV) | −£562k |
| Implied residual land value | Marginal |
Broker insight: For a 12-unit scheme in Blackpool, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £130,500 plus a 5% new-build premium (assumed).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Blackpool.
2,719 residential transactions in the last twelve months. Median sold price £130,500 (+3.6% YoY). 5 new-build transactions with a +169.2% premium over existing stock.
Detached
£255,000
Semi-Detached
£155,750
Terraced
£106,800
Flat
£82,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 19, LABURNUM STREETFY3 8RP | Terraced | £70,000 | Freehold |
| 27 Jul 2026 | 40, MAPLEWOOD DRIVEFY5 1PW | Semi-Detached | £210,000 | Freehold |
| 24 Jul 2026 | 27, RIVERSWAYFY3 8PD | Semi-Detached | £225,000 | Freehold |
| 24 Jul 2026 | FLAT 60, PEMBROKE COURT, QUEENS PROMENADEFY2 9PY | Flat | £98,000 | Leasehold |
| 17 Jul 2026 | 50, ST LUKES ROADFY4 2EJ | Semi-Detached | £80,000 | Freehold |
| 17 Jul 2026 | 140, WESTMORLAND AVENUEFY1 5QW | Terraced | £90,000 | Freehold |
| 16 Jul 2026 | 12, SALCOMBE AVENUEFY2 0PU | Semi-Detached | £146,000 | Freehold |
| 16 Jul 2026 | 2, WOOD GREEN DRIVEFY5 3DH | Semi-Detached | £197,500 | Freehold |
| 15 Jul 2026 | 50, WEST PARK DRIVEFY3 9HX | Terraced | £210,000 | Freehold |
| 15 Jul 2026 | 31, ARDMORE ROADFY2 0RU | Terraced | £92,500 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Blackpool Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Blackpool deals.
Typical pricing for bridging finance in Blackpool. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Blackpool
An indicative appraisal for a nine-unit residential scheme priced at Blackpool's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,472,000
Loan Amount
£957,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Blackpool
— answered.
How active is the development pipeline in Blackpool?
The Blackpool Council planning register currently shows 15 residential applications awaiting decision in Blackpool, together proposing 114 units — the largest single scheme proposes 110 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Blackpool Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £130,500, 2,719 sales, +3.6% YoY. Lancashire county.
6 min read
Lancashire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £165,875, 16,443 transactions, -0.8% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Blackpool and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Blackpool,
Lancashire.
Adjacent products
Other services
in Blackpool.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV