Kent
Gravesend
development finance.
Expert property development finance in Gravesend, Kent. Median price £350,000, 1,397 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £350k
- Sales (12m)
- 1,397
- YoY change
- +2%
Property finance
in Gravesend.
Gravesend - thames-side town with Ebbsfleet Garden City creating significant development demand nearby. With a median property price of £350,000 and 1,397 transactions in the last twelve months, Gravesend represents a healthy market with prices up 2% year-on-year.
Detached homes command a median of £592,500 while flats average £182,000, reflecting the breadth of Gravesend's residential market. New-build activity is notable, with 44 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gravesend and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Gravesend scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Gravesend developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Gravesend
market snapshot.
HM Land Registry sold-price data for Gravesend over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £350,000
- Sales (12m)
- 1,397
- YoY change
- +2%
- Approved (recent)
- 51
- Pipeline units
- 2,385
- Pipeline GDV
- £803.1M
Gravesend development appraisal
Model the numbers
for your scheme.
Pre-populated with Gravesend median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Gravesend median prices. Adjust to match your scheme.
Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Gravesend.
1,397 residential transactions in the last twelve months. Median sold price £350,000 (+2% YoY). 44 new-build transactions with a -44.3% premium over existing stock.
Detached
£592,500
Semi-Detached
£400,000
Terraced
£320,000
Flat
£182,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Aug 2026 | 83, CHRISTIANFIELDS AVENUEDA12 5NJ | Semi-Detached | £340,000 | Freehold |
| 24 Aug 2026 | KYALAMI, WHITEPOST LANEDA13 0TJ | Detached | £750,000 | Freehold |
| 21 Aug 2026 | 54, MITCHELL AVENUEDA11 8AX | Semi-Detached | £370,000 | Freehold |
| 21 Aug 2026 | 16, DOVER ROAD EASTDA11 0RG | Terraced | £269,000 | Freehold |
| 21 Aug 2026 | 66, TENNYSON WALKDA11 8LR | Semi-Detached | £420,000 | Freehold |
| 20 Aug 2026 | 69, TENNYSON WALKDA11 8LD | Semi-Detached | £430,000 | Freehold |
| 14 Aug 2026 | 52, CHEYNE WALKDA13 0PG | Semi-Detached | £535,000 | Freehold |
| 14 Aug 2026 | 46, ASCOT ROADDA12 5AL | Terraced | £367,000 | Freehold |
| 14 Aug 2026 | 4, COVESFIELDDA11 0EG | Flat | £211,000 | Leasehold |
| 13 Aug 2026 | 7, WINDSOR ROADDA12 5BW | Detached | £600,000 | Freehold |
Planning pipeline
Planning activity
in Gravesend.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 20260567 | Demolition of the existing garage and erection of two bedroom dwelling with off … Near DA11 9NT | 1 | £350,000 | Pending | 25/09/2026 |
| 20260352 | Demolition of existing workshop and store. Erection of 2no. self-build chalet bu… Near DA11 8DW | 2 | £700,000 | Pending | 17/09/2026 |
| 20260624 | Conversion of existing barn into 5 x 4-bed residential units, together with prov… Near DA13 0QG | 5 | £1.8M | Pending | 17/09/2026 |
| 20260768 | Demolition of existing bungalow. Erection of a self build 1.5 storey dwelling wi… Near DA13 9JQ | 1 | £350,000 | Pending | 17/09/2026 |
| 20250942 | Conversion of existing stables block to a self build dwelling. Near DA13 0QG | 1 | £350,000 | Pending | 14/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 20260919 | Conversion of cart shed to a dwelling. Near DA12 2NL | 1 | £350,000 | Pending | 15/09/2026 |
| 20260864 | Partial demolition and reconstruction/reconfiguration of existing bungalow, with… Near DA12 4UR | 2 | £700,000 | Pending | 27/08/2026 |
| 20260852 | Application to determine if prior approval is required for a proposed; Change of… Near DA13 0EX | - | - | Pending | 24/08/2026 |
| 20260841 | Demolition of existing dwelling and erection of 2 x semi-detached 2 bedroom Dwel… Near DA12 5EZ | 2 | £800,000 | Pending | 21/08/2026 |
| 20260844 | Demolition of existing dwelling and erection of replacement single storey dwelli… Near DA13 0RH | 1 | £350,000 | Pending | 21/08/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Gravesham planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Gravesend
— answered.
What is the average property price in Gravesend?
Is Gravesend a good area for property development?
What types of property finance are available in Gravesend?
How do I apply for development finance in Gravesend?
What are typical development finance rates in Gravesend?
Expert guides
Further reading
on development finance.
Bank vs Specialist Development Finance: Pros, Cons and When to Use Each
5 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
4 min read readCan I Get Development Finance With No Track Record?
5 min read readUsing a Bridging Loan to Buy at Auction: A Step-by-Step Guide
4 min read readIndicative structures
How consented schemes
in Kent stack up.
Recently consented schemes in Kent, modelled at 70% LTGDV with GDV estimated from local Land Registry sold prices. Indicative only: not offers of finance and not completed transactions.
Where we fund
Gravesend,
Kent.
Nearby markets
Adjacent towns
we also fund.
Maidstone
Median · £355,625
County town with strong local demand and significant brownfield redevelopment along the River Medway
Ashford
Median · £340,000
HS1 hub with 17-minute journey to London St Pancras, driving major residential expansion
Canterbury
Median · £334,750
Cathedral city with strong student housing demand from three universities and heritage conversion opportunities
Tunbridge Wells
Median · £430,000
Premium commuter town with high-value residential market and conservation area refurbishment demand
Chatham
Median · £300,000
Medway waterfront regeneration with the Historic Dockyard area attracting conversion schemes
Folkestone
Median · £310,000
Coastal regeneration driven by the Creative Quarter and harbour arm development
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Gravesend and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.