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Kent

Gravesend
development finance.

Expert property development finance in Gravesend, Kent. Median price £350,000, 941 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£350k
Sales (12m)
941
YoY change
+2.9%
Canterbury Cathedral against a cloudy sky

Gravesend, Kent

Property finance
in Gravesend.

Gravesend - thames-side town with Ebbsfleet Garden City creating significant development demand nearby. With a median property price of £350,000 and 941 transactions in the last twelve months, Gravesend represents a steady market with prices up 2.9% year-on-year.

Detached homes command a median of £585,000 while flats average £182,000, reflecting the breadth of Gravesend's residential market. New-build activity is notable, with 24 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gravesend and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gravesend
market snapshot.

HM Land Registry sold-price data for Gravesend over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£350,000
Sales (12m)
941
YoY change
+2.9%
Approved (recent)
1
Pipeline units
13
Pipeline GDV
£2.8M

Gravesend development appraisal

Model the numbers
for your scheme.

Pre-populated with Gravesend median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gravesend median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,307,600
Senior Debt (65% LTGDV)£1,638,000
Equity Required£669,600
Interest (18m)£184,275
Profit on Cost1.1%
Senior Debt£1,638,000
Equity£669,600

Land Registry data

Recent property sales
in Gravesend.

941 residential transactions in the last twelve months. Median sold price £350,000 (+2.9% YoY). 24 new-build transactions with a -44.9% premium over existing stock.

Detached

£585,000

Semi-Detached

£400,000

Terraced

£320,000

Flat

£182,000

DateAddressTypePrice
26 Jun 20263, ROSEBANK GARDENSDA11 8RZTerraced£295,000
19 Jun 202681, OLD ROAD EASTDA12 1NXDetached£487,500
19 Jun 202646, CHALLENGE CLOSEDA12 4RTSemi-Detached£230,000
19 Jun 202698, SINGLEWELL ROADDA11 7PTTerraced£340,000
18 Jun 2026FALMANIA HOUSE, OLD WATLING STREETDA11 7NTDetached£370,000
15 Jun 20263, ASTRA DRIVEDA12 4PZTerraced£360,000
15 Jun 202621, MILROY AVENUEDA11 7AZTerraced£380,000
12 Jun 202670, THISTLEDOWNDA12 5EXTerraced£300,000
12 Jun 202665, EDIVA ROADDA13 0NATerraced£400,000
12 Jun 202673, ROBINIA AVENUEDA11 9QFTerraced£385,000

Planning pipeline

Planning activity
in Gravesend.

1 approved (last 3 months)
·
4 pending
·13 units in pipeline·£2.9M estimated GDV·100% approval rate (last 3 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
20260491

Application for a Proposed Lawful Development Certificate; Change of Use from a …

29 Orchard Avenue Gravesend Kent DA11 7NX

1£350,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
20260727

Application for a Proposed Lawful Development Certificate for the erection of a …

62 Taunton Vale Gravesend Kent DA12 5RB

1£350,000Pending
20260563

Application for a Proposed Lawful Development Certificate; Change of use from a …

89 Coopers Road Northfleet Gravesend Kent DA11 7AH

1£350,000Pending
20260538

Application for variation of condition 2 attached to planning permission referen…

Former St Josephs Convent Preparatory School 46 Old Road East Gravesend Kent DA12 1NR

6£1.1MPending
20260518

Erection of 4 apartments consisting of 2 x one beds and 2 x two beds with associ…

2 Milton Place Gravesend Kent

4£728,000Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Gravesham Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Gravesend
— answered.

What is the average property price in Gravesend?
The median property price in Gravesend is £350,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £585,000, semi-detached properties at £400,000, terraced houses at £320,000, flats at £182,000.
Is Gravesend a good area for property development?
Gravesend recorded 941 property transactions in the last 12 months, with prices up 2.9% year-on-year - suggesting sustained buyer demand. Thames-side town with Ebbsfleet Garden City creating significant development demand nearby. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gravesend?
We arrange the full range of property development finance in Gravesend: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gravesend?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gravesend?
Development finance rates for Gravesend projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gravesend,
Kent.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gravesend and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.