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Kent

Gravesend
development finance.

Expert property development finance in Gravesend, Kent. Median price £350,000, 825 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£350k
Sales (12m)
825
YoY change
+1.4%
Canterbury Cathedral against a cloudy sky

Gravesend, Kent

Property finance
in Gravesend.

Gravesend - thames-side town with Ebbsfleet Garden City creating significant development demand nearby. With a median property price of £350,000 and 825 transactions in the last twelve months, Gravesend represents a steady market with prices up 1.4% year-on-year.

Detached homes command a median of £600,000 while flats average £175,000, reflecting the breadth of Gravesend's residential market. Terraced houses sit at £312,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gravesend and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gravesend
market snapshot.

HM Land Registry sold-price data for Gravesend over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£350,000
Sales (12m)
825
YoY change
+1.4%

Gravesend development appraisal

Model the numbers
for your scheme.

Pre-populated with Gravesend median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gravesend median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,736,670
Senior Debt (65% LTGDV)£1,546,350
Equity Required£190,320
Interest (18m)£173,964
Profit on Cost24.5%
Senior Debt£1,546,350
Equity£190,320

Land Registry data

Recent property sales
in Gravesend.

825 residential transactions in the last twelve months. Median sold price £350,000 (+1.4% YoY). 8 new-build transactions with a -36.1% premium over existing stock.

Detached

£600,000

Semi-Detached

£396,500

Terraced

£312,000

Flat

£175,000

DateAddressTypePrice
23 Feb 2026252, HIGHVIEWDA13 0UZTerraced£281,500
19 Feb 202625, LAMORNA AVENUEDA12 5QFTerraced£380,000
16 Feb 202632, WILBERFORCE WAYDA12 5DQSemi-Detached£295,000
16 Feb 20262, LONG WALKDA13 9HHSemi-Detached£400,000
13 Feb 202638, GRANVILLE ROADDA11 0JTTerraced£275,000
13 Feb 2026LE COURTILLET, RHODODENDRON AVENUEDA13 0TUDetached£660,000
13 Feb 202631, ALBION ROADDA12 2SRSemi-Detached£337,500
13 Feb 202627, PORTLAND ROADDA12 1DLSemi-Detached£660,000
12 Feb 20266, HAVELOCK ROADDA11 0JGTerraced£265,000
12 Feb 2026FLAT 5, 40, PRINCES STREETDA11 0DNFlat£220,000

Common questions

Property finance in Gravesend
— answered.

What is the average property price in Gravesend?
The median property price in Gravesend is £350,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £600,000, semi-detached properties at £396,500, terraced houses at £312,000, flats at £175,000.
Is Gravesend a good area for property development?
Gravesend recorded 825 property transactions in the last 12 months, with prices up 1.4% year-on-year - suggesting sustained buyer demand. Thames-side town with Ebbsfleet Garden City creating significant development demand nearby. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gravesend?
We arrange the full range of property development finance in Gravesend: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gravesend?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gravesend?
Development finance rates for Gravesend projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gravesend,
Kent.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gravesend and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.