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Kent

Gravesend
development finance.

Expert property development finance in Gravesend, Kent. Median price £352,000, 889 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£352k
Sales (12m)
889
YoY change
+2%
Canterbury Cathedral against a cloudy sky

Gravesend, Kent

Property finance
in Gravesend.

Gravesend - thames-side town with Ebbsfleet Garden City creating significant development demand nearby. With a median property price of £352,000 and 889 transactions in the last twelve months, Gravesend represents a steady market with prices up 2% year-on-year.

Detached homes command a median of £585,000 while flats average £175,000, reflecting the breadth of Gravesend's residential market. Terraced houses sit at £311,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gravesend and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gravesend
market snapshot.

HM Land Registry sold-price data for Gravesend over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£352,000
Sales (12m)
889
YoY change
+2%

Gravesend development appraisal

Model the numbers
for your scheme.

Pre-populated with Gravesend median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gravesend median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,752,000
Senior Debt (65% LTGDV)£1,560,000
Equity Required£192,000
Interest (18m)£175,500
Profit on Cost24.5%
Senior Debt£1,560,000
Equity£192,000

Land Registry data

Recent property sales
in Gravesend.

889 residential transactions in the last twelve months. Median sold price £352,000 (+2% YoY). 2 new-build transactions with a % premium over existing stock.

Detached

£585,000

Semi-Detached

£400,000

Terraced

£311,000

Flat

£175,000

DateAddressTypePrice
24 Apr 202614, DENE HOLM ROADDA11 8LESemi-Detached£460,000
20 Apr 202662, LORTON CLOSEDA12 4EXTerraced£305,000
17 Apr 202626, THE COPPICEDA13 0SBTerraced£327,500
17 Apr 202616, DOVER ROADDA11 9QGSemi-Detached£360,000
14 Apr 20261, RIVERSDALEDA11 8SPDetached£506,000
10 Apr 20263, RANGE ROADDA12 2JRTerraced£241,000
10 Apr 202651, HOLLYBUSH ROADDA12 5QGDetached£550,000
10 Apr 202672, CRUDEN ROADDA12 4HDSemi-Detached£406,000
10 Apr 2026235, COLYER ROADDA11 8ATSemi-Detached£385,000
10 Apr 202650, DARNLEY STREETDA11 0PHTerraced£340,000

Common questions

Property finance in Gravesend
— answered.

What is the average property price in Gravesend?
The median property price in Gravesend is £352,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £585,000, semi-detached properties at £400,000, terraced houses at £311,000, flats at £175,000.
Is Gravesend a good area for property development?
Gravesend recorded 889 property transactions in the last 12 months, with prices up 2% year-on-year - suggesting sustained buyer demand. Thames-side town with Ebbsfleet Garden City creating significant development demand nearby. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gravesend?
We arrange the full range of property development finance in Gravesend: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gravesend?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gravesend?
Development finance rates for Gravesend projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gravesend,
Kent.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gravesend and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.