ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

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Gravesend, Kent

Equity & Joint Ventures
in Gravesend

For developers who want to preserve capital or lack the equity to satisfy senior debt requirements, equity and JV structures provide the missing piece. We connect you with family offices and institutional equity partners.

Get equity & joint ventures termsOr call +44 20 3816 3693
Canterbury Cathedral against a cloudy sky

Gravesend, Kent

Equity & Joint Ventures
in Gravesend.

Gravesend's property market - where the median price sits at £350,000 - offers attractive development economics for JV partners. A medium-scale scheme here targeting a GDV of £4.0M could deliver net development profits of 18-25% on cost, making it a compelling proposition for equity investors seeking exposure to the Gravesend market.

Institutional equity - from real estate private equity funds and sovereign wealth-backed vehicles - is increasingly available for UK residential development, particularly for larger schemes (£10M+ GDV). These partners bring operational sophistication and can move quickly on deals that fit their mandate, but they typically require standardised legal documentation and institutional-grade due diligence.

For smaller schemes (sub-£5M GDV), family offices and high-net-worth individuals remain the most active equity partners. These investors are often more flexible on structure and governance than institutional capital, and can make investment decisions faster. The trade-off is that each relationship needs to be individually negotiated rather than fitting into a standard framework.

Land-for-equity structures - where the developer contributes land and the equity partner funds all construction costs - are among the most efficient JV arrangements. The developer avoids any cash outlay while retaining a meaningful profit share, and the equity partner gets a fully consented, shovel-ready project with a proven development manager.

Planning in this region can be complex, with conservation areas, Green Belt restrictions, and robust local opposition adding time and cost to consenting. However, high exit values mean that lenders are often willing to offer favourable terms for well-located sites with deliverable planning. The Build-to-Rent sector is particularly active, with institutional capital increasingly targeting outer London and key South East commuter hubs.

Finding equity and joint venture capital for Gravesend developments requires a broker with genuine investor relationships. We connect property developers with family offices, high-net-worth individuals, and institutional capital partners who are actively seeking UK property development exposure. Each introduction is carefully matched: the investor's risk appetite, return expectations, and governance requirements must align with the developer's project and management style.

Joint venture structures we arrange across Kent include profit-share arrangements (developer manages, investor funds), land-for-equity deals (developer contributes consented site, investor funds construction), and co-investment models where both parties contribute capital alongside senior debt. The right structure depends on what you bring to the deal and the return profile that makes the project work for both parties.

Why Choose an Equity & JV Broker in Gravesend?

Finding the right equity or joint venture partner for your Gravesend development requires access to a network of investors who are actively seeking property development exposure. We connect developers with family offices, high-net-worth individuals, and institutional investors who understand the Kent market and have capital ready to deploy. In Gravesend, where the median property price is £350,000, a medium-scale development targeting a GDV of £2.8M could deliver net profits of 18-25% on cost, making it a compelling proposition for equity partners.

The equity and JV market is relationship-driven. Unlike debt, where products are broadly standardised, every equity arrangement is bespoke. The profit split, governance framework, decision-making authority, and exit mechanics all need to be negotiated individually. As experienced brokers, we understand what equity partners expect and can help you structure a proposition that attracts the right capital while protecting your development management role.

Whether you need equity to fund 100% of project costs or want a JV partner to supplement your equity alongside senior development finance, we structure arrangements that maximise your return while giving the capital partner the governance and reporting they require. Submit your project to start the conversation.

The live Gravesham Borough Council planning register currently shows 33 residential applications awaiting decision in Gravesend, together proposing 962 units. The largest — at Land At Wrotham Road Meopham Gravesend Kent DA13 0AA — proposes 350 units. That pipeline is a useful gauge of both local competition and lender familiarity with Gravesend schemes.

For a Gravesend scheme around £3.5M GDV, a typical structure of 65% senior debt and 20% mezzanine leaves an equity requirement near £525,000 — the slice a JV or equity partner can fund against a share of profit.

Types of Equity Structures We Arrange in Kent

We source equity capital across Kent in several formats: pure equity investment where the partner funds project costs in exchange for a profit share, land-for-equity arrangements where the developer contributes a consented site, development management agreements where you manage the build for a fee plus profit participation, and hybrid structures combining equity with senior debt for optimal capital efficiency.

For larger Gravesend schemes (typically £5M+ GDV), institutional equity from real estate private equity funds and sovereign wealth-backed vehicles is available. These partners bring operational sophistication and can move quickly on deals that fit their mandate. For smaller projects, family offices and high-net-worth individuals offer more flexibility on structure and governance, with faster decision-making timescales.

We also arrange forward-funding structures where an investor purchases the completed development before construction begins, providing the developer with certainty of exit and the capital to build. This model is particularly relevant for build-to-rent schemes in Gravesend and for developers who want to de-risk their sales exposure.

Equity and JV capital for Gravesend schemes comes from private investors, family offices, and institutional partners rather than the lending market — though funders like Together will sit alongside JV equity in the senior position. Partners underwrite the same metrics a lender would (GDV, loan-to-cost, projected IRR) plus the sponsor's delivery record, and structures are typically ring-fenced in a dedicated SPV spanning residential, mixed-use, and industrial schemes. The equity slice also combines with the wider debt market — bridging finance to secure a site while the JV documents complete, or a buy to let refinance where the partnership retains completed units for income.

JV Profit Splits and Costs in Gravesend

Developer profit shares in JV arrangements typically range from 50-70%, depending on what you contribute to the deal. A developer providing land with planning permission and managing the build will command a higher share (60-70%) than one contributing only management expertise (40-55%). The equity partner usually receives a preferred return of 8-12% per annum on invested capital before the profit split applies.

The total cost of equity capital, when expressed as an annualised return to the investor, is typically 15-25% per annum. This is higher than debt finance, but equity bears risk that debt does not. If your scheme underperforms, the equity partner shares the downside. If it outperforms, they share the upside. This risk-sharing dynamic can be more appropriate than high-leverage debt for schemes with less certain outcomes.

Legal costs for structuring a JV are higher than for a standard debt facility, reflecting the bespoke nature of the documentation. Expect £15,000-£30,000 in combined legal fees for a typical JV agreement. Professional due diligence costs (RICS valuation, site investigation, planning review) add a further £10,000-£20,000, though these reports benefit the project regardless of funding structure.

Eligibility for Equity and JV Capital

Equity partners conduct thorough due diligence on both the project and the developer. They assess your track record (completed projects, financial outcomes, references from lenders and contractors), the site (title, planning status, environmental conditions), the financial appraisal (costs, GDV, programme, sensitivity analysis), and your financial standing. Having a professional information memorandum prepared before approaching equity partners accelerates the process significantly.

First-time developers can access JV capital, though the terms will reflect the additional risk. Having a strong professional team, an experienced contractor, and ideally a quantity surveyor who has verified your cost plan helps compensate for a limited personal track record. Some equity partners prefer to work with newer developers because the profit-sharing arrangement provides better value than lending to experienced operators who have access to cheaper debt.

The minimum viable scheme for most equity partners is typically £1M+ GDV, with the sweet spot being £3M-£15M. Larger institutional investors typically require £10M+ GDV. For very small projects, mezzanine finance or bridging loans may be more practical alternatives to equity capital.

Live market data

Gravesend
market snapshot.

HM Land Registry sold-price data for Gravesend over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£350,000
Sales (12m)
1,367
YoY change
+2.9%
Approved (recent)
44
Pipeline units
1,127
Pipeline GDV
£378.3M

Planning pipeline

Planning activity
in Gravesend.

44 approved (last 12 months)
·
33 pending
·1,127 units in pipeline·£378.3M estimated GDV·55% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
20260283

Dartford Borough Council Consultation; Extension and reconfiguration of existing…

Nurstead Stables Nurstead Avenue Longfield Kent DA3 7HG

--Pending02/04/2026
20251201

Prior approval for the change of use of 44-46 The Grove from office use (Class E…

44 - 46 The Grove Gravesend Kent DA12 1DF

37£12.9MPending12/01/2026
20250971

Retention, remodelling and extension of the existing property to create two self…

Bluebells Willow Walk Meopham Gravesend Kent DA13 0QS

1£350,000Pending29/09/2025
20250942

Conversion of existing stables block to a self build dwelling.

Bocoda Hill Farm House Wrotham Road South Street Meopham Gravesend Kent DA13 0QG

1£350,000Pending22/09/2025
20251076

Permission in Principle application; erection of two storey building with 4 self…

Wheels Car Sales 94 Pier Road Northfleet Gravesend Kent DA11 9NA

--Pending20/10/2025

Current Applications

RefProposalUnitsEst. GDVStatusDate
20260864

Partial demolition and reconstruction/reconfiguration of existing bungalow, with…

123 Chalk Road Gravesend Kent DA12 4UT

2£700,000Pending27/08/2026
20260844

Demolition of existing dwelling and erection of replacement single storey dwelli…

43 Beechwood Drive Meopham Gravesend Kent DA13 0TX

--Pending21/08/2026
20260841

Demolition of existing dwelling and erection of 2 x semi-detached 2 bedroom Dwel…

22 Goodwood Crescent Gravesend Kent DA12 5EL

2£800,000Pending21/08/2026
20260854

Permission in principle for the erection of up to 1 No. dwelling.

Kendelrene Rhododendron Avenue Meopham Gravesend Kent

1£350,000Pending21/08/2026
20260836

Outline planning application for the demolition of existing dwelling and erectio…

4 Gouge Avenue Northfleet Gravesend Kent DA11 8DP

4£1.4MPending19/08/2026

Deal intelligence

Key schemes
in Gravesend.

Indicative appraisals of the largest residential schemes in the Gravesend planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £227.8M in combined GDV across 620 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land At Wrotham Road Meopham Gravesend Kent DA13 0AA

£128.6M

Estimated GDV

Units

350

GDV / Unit

£368k

Build Cost (Range)

£53.5M–£67.8M

Residual Land Value

£12.8M

GDV estimated from the HM Land Registry blended median of £350,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £12,834,000 (£37k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£128.6M
Construction (23,800 sqm @ £2,550/sqm mid)−£60.7M
Externals, fees & contingency−£17.8M
Finance (65% LTGDV, 24m) & sales costs−£14.8M
Developer profit target (17.5% on GDV)−£22.5M
Implied residual land value£12.8M

Indicative Capital Stack

Senior Debt60% (£77.2M)Mezzanine20% (£25.7M)Developer Equity20% (£25.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land West Of Norwood Lane Meopham Gravesend Kent DA13 0YE

£55.1M

Estimated GDV

Units

150

GDV / Unit

£368k

Build Cost (Range)

£22.9M–£29.1M

Residual Land Value

£5.5M

GDV estimated from the HM Land Registry blended median of £350,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £5,501,000 (£37k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£55.1M
Construction (10,200 sqm @ £2,550/sqm mid)−£26.0M
Externals, fees & contingency−£7.6M
Finance (65% LTGDV, 24m) & sales costs−£6.3M
Developer profit target (17.5% on GDV)−£9.6M
Implied residual land value£5.5M

Indicative Capital Stack

Senior Debt60% (£33.1M)Mezzanine20% (£11.0M)Developer Equity20% (£11.0M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land Adjacent To Longfield Road Meopham Gravesend Kent DA13 0EW

£44.1M

Estimated GDV

Units

120

GDV / Unit

£368k

Build Cost (Range)

£18.4M–£23.3M

Residual Land Value

£4.4M

GDV estimated from the HM Land Registry blended median of £350,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £4,400,000 (£37k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£44.1M
Construction (8,160 sqm @ £2,550/sqm mid)−£20.8M
Externals, fees & contingency−£6.1M
Finance (65% LTGDV, 24m) & sales costs−£5.1M
Developer profit target (17.5% on GDV)−£7.7M
Implied residual land value£4.4M

Indicative Capital Stack

Senior Debt60% (£26.5M)Mezzanine20% (£8.8M)Developer Equity20% (£8.8M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £350,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Gravesend market dataKent market report

Land Registry data

Recent property sales
in Gravesend.

1,367 residential transactions in the last twelve months. Median sold price £350,000 (+2.9% YoY). 50 new-build transactions with a -44.4% premium over existing stock.

Detached

£580,000

Semi-Detached

£400,000

Terraced

£319,500

Flat

£185,000

DateAddressTypePriceTenure
24 Jul 202623, NORFOLK ROADDA12 2RXTerraced£300,000Freehold
24 Jul 202610A, HILLSIDE AVENUEDA12 5QRDetached£518,000Freehold
23 Jul 202657, LAMORNA AVENUEDA12 5QFTerraced£375,000Freehold
23 Jul 2026FLAT 44, THE MALTINGS, CLIFTON ROADDA11 0AHFlat£147,500Leasehold
23 Jul 202612, CONIFER DRIVEDA13 0TLDetached£715,000Freehold
20 Jul 202672, CHALK ROADDA12 4UZSemi-Detached£335,000Freehold
20 Jul 202617, COBSDENEDA12 5JBTerraced£240,000Freehold
17 Jul 20269, HERON HILL LANEDA13 0DTDetached£545,000Freehold
17 Jul 202628, FLOWERHILL WAYDA13 9DQSemi-Detached£400,000Freehold
17 Jul 202683, ST HILDAS WAYDA12 4AZSemi-Detached£320,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Gravesham Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Equity & Joint Ventures rates
for Gravesend deals.

Typical pricing for equity & joint ventures in Gravesend. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

Profit share from 40%

Loan to Value

Up to 100% of costs

Typical Term

Project duration

Arrangement Fee

Negotiated per deal

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example equity & joint ventures
structure.

Illustrative 9-Unit Scheme, Gravesend

An indicative appraisal for a nine-unit residential scheme priced at Gravesend's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£3,780,000

Loan Amount

£2,457,000

LTV

65% LTGDV

Loan Type

Equity & Joint Ventures

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Equity & Joint Ventures in Gravesend
— answered.

How are profits typically split in a JV?
Profit splits vary widely depending on what each party contributes. A developer contributing land with planning permission and managing the build typically retains 55-70% of net profits. A developer contributing only management expertise (no land, no cash) might receive 30-50%. The equity partner's share is usually structured as a preferred return (8-12% p.a.) plus a share of remaining profits. For Gravesend schemes, profit splits also reflect local market risk and expected returns.
What control does the equity partner have over my project?
The level of control varies by agreement, but equity partners typically require approval rights over key decisions: contractor appointment, material specification changes, pricing strategy, and any cost overruns exceeding an agreed threshold (usually 5-10% of budget). Day-to-day project management decisions remain with the developer. The governance framework should be agreed upfront in the JV agreement - we help negotiate terms that give the developer operational freedom while providing the equity partner with appropriate oversight.
How active is the development pipeline in Gravesend?
The Gravesham Borough Council planning register currently shows 33 residential applications awaiting decision in Gravesend, together proposing 962 units — the largest single scheme proposes 350 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Can I use JV equity alongside senior debt?
Absolutely - this is one of the most common and efficient structures. The JV entity borrows senior debt at 55-65% of GDV, with the equity partner funding the remaining costs. This gears the equity partner's return (they're investing less cash for the same profit share) and reduces their risk exposure to the senior debt portion. For Kent projects, we coordinate the senior lender and equity partner simultaneously to ensure both are comfortable with the structure.
How do I exit a JV arrangement once the project completes?
JV exits are typically defined in the JV agreement. For development JVs, the exit is usually the sale of completed units, with profits distributed according to the agreed waterfall after repaying senior debt and the equity partner's preferred return. For investment JVs (retained assets), the exit may involve one party buying out the other at an agreed valuation methodology, or a joint sale after a minimum holding period. Clean exit mechanics should be a priority during JV negotiation.
What due diligence will a JV partner require?
Equity partners conduct thorough due diligence on both the project and the developer. Expect them to review: your track record (completed projects, financial outcomes), the site (title, planning, environmental), the appraisal (costs, GDV, programme), and your financial position (personal net worth, other commitments). Institutional equity partners will also require professional reports - Red Book valuation, site investigation, planning review - which typically cost £15,000-£30,000. Having these prepared in advance accelerates the process.
How long does it take to find a JV partner for a Gravesend development?
The timeline for securing equity or JV capital varies depending on the deal's stage and the investor type. For well-prepared opportunities with full planning permission, a credible cost plan, and strong comparable evidence, we can typically introduce suitable equity partners within 2-4 weeks. The negotiation and legal documentation phase adds a further 4-8 weeks. For earlier-stage deals or larger schemes requiring institutional capital, the process may take 3-6 months. Having a professional information memorandum prepared before approaching investors accelerates the process significantly.
Do I lose control of my project in a JV?
Not necessarily. The governance structure is negotiated as part of the JV agreement, and most arrangements leave day-to-day project management decisions with the developer. Equity partners typically require approval rights over material decisions (contractor appointment, specification changes exceeding a threshold, pricing strategy adjustments, and cost overruns above an agreed percentage), but operational control remains with the development manager. The key is negotiating clear boundaries upfront so both parties understand their roles and decision-making authority.

Further reading

Equity & Joint Ventures
guides.

7 min read

Mezzanine Finance vs Equity Funding: Choosing the Right Capital Stack

Both fill the gap between senior debt and your own cash, but the cost structures and control implications are worlds apart. Here is how to decide.

12 min read

First-Time Property Developer's Guide to Finance

Breaking into property development without a track record is the single biggest financing challenge new developers face. This guide explains exactly how to get funded.

11 min read

Section 106 & Affordable Housing: A Developer's Finance Guide

Section 106 obligations can make or break a development's viability. Understanding how lenders assess S106 costs - and how to negotiate them - is essential for funded schemes above 10 units.

View all guides

Market intelligence

Local market
reports.

5 min read

Gravesend Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £350,000, 1,367 sales, +2.9% YoY. Kent county.

6 min read

Kent Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

12 towns analysed. Median price £345,000, 26,400 transactions, +0.5% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Equity & Joint Ventures enquiry in Gravesend and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Gravesend,
Kent.

Adjacent products

Other services
in Gravesend.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Maidstone

Ashford

Canterbury

Tunbridge Wells

Chatham

Folkestone

Get Terms020 3816 3693