Kent
Chatham
development finance.
Expert property development finance in Chatham, Kent. Median price £300,000, 2,934 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £300k
- Sales (12m)
- 2,934
- YoY change
- +0.7%
Chatham, Kent
Property finance
in Chatham.
Chatham - medway waterfront regeneration with the Historic Dockyard area attracting conversion schemes. With a median property price of £300,000 and 2,934 transactions in the last twelve months, Chatham represents a active market with prices up 0.7% year-on-year.
Detached homes command a median of £485,000 while flats average £170,000, reflecting the breadth of Chatham's residential market. New-build activity is notable, with 13 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chatham and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Chatham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Chatham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Chatham
market snapshot.
HM Land Registry sold-price data for Chatham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £300,000
- Sales (12m)
- 2,934
- YoY change
- +0.7%
- Pipeline units
- 1,317
- Pipeline GDV
- £373.8M
Chatham development appraisal
Model the numbers
for your scheme.
Pre-populated with Chatham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Chatham median prices. Adjust to match your scheme.
Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Chatham.
2,934 residential transactions in the last twelve months. Median sold price £300,000 (+0.7% YoY). 13 new-build transactions with a +100% premium over existing stock.
Detached
£485,000
Semi-Detached
£350,000
Terraced
£270,000
Flat
£170,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jun 2026 | 93, SUSSEX DRIVEME5 0NW | Semi-Detached | £260,000 | Freehold |
| 26 Jun 2026 | 26, BARYNTYNE CRESCENTME3 9GE | Terraced | £288,000 | Freehold |
| 25 Jun 2026 | 46, BLENHEIM AVENUEME4 6UX | Terraced | £310,000 | Freehold |
| 25 Jun 2026 | 33, BERESFORD AVENUEME1 2QX | Terraced | £368,500 | Freehold |
| 23 Jun 2026 | 51, HAWBECK ROADME8 9TP | Terraced | £278,000 | Freehold |
| 23 Jun 2026 | 36, MADDEN AVENUEME5 9TH | Semi-Detached | £265,000 | Freehold |
| 22 Jun 2026 | 9, HILLYFIELD CLOSEME2 3RT | Semi-Detached | £450,000 | Freehold |
| 19 Jun 2026 | 31, CONNAUGHT ROADME4 5DJ | Terraced | £225,000 | Freehold |
| 19 Jun 2026 | 11, KYETOP WALKME8 9ER | Terraced | £220,000 | Freehold |
| 19 Jun 2026 | 25, HARPTREE DRIVEME5 0TH | Semi-Detached | £330,000 | Freehold |
Planning pipeline
Planning activity
in Chatham.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| MC/26/1459 | Details pursuant to condition 32 (Drainage) on planning permission MC/22/0254 - … Land To The East And West Of Church Street Cliffe Rochester | 250 | £75.0M | Pending | 03/08/2026 |
| MC/26/1469 | Town and Country Planning Act (Environmental Impact Assessment) Regulations 2017… Land At Holborough Quarry, Snodland (To The North And South Of Ladds Lane And Off The Western Arm Of Peter's Bridge Roundabout, West Of A228) | 300 | £90.0M | Pending | 03/08/2026 |
| MC/26/1467 | Reserved matters application for Appearance, Landscaping, Layout and scale (Spor… Land To The East And West Of Church Street Cliffe Rochester | 250 | £75.0M | Pending | 03/08/2026 |
| MC/26/1465 | Reserved matters application for Appearance, Landscaping, Layout and scale (250 … Land To The East And West Of Church Street Cliffe Rochester | 250 | £75.0M | Pending | 03/08/2026 |
| MC/26/1466 | Reserved matters application for Appearance, Landscaping, Layout and Scale (Mixe… Land To The East And West Of Church Street Cliffe Rochester | 250 | £75.0M | Pending | 03/08/2026 |
Source: HM Land Registry price paid data, 12 months to August 2026 · Medway Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Chatham
— answered.
What is the average property price in Chatham?
Is Chatham a good area for property development?
What types of property finance are available in Chatham?
How do I apply for development finance in Chatham?
What are typical development finance rates in Chatham?
Expert guides
Further reading
on development finance.
Bank vs Specialist Development Finance: Pros, Cons and When to Use Each
7 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
7 min read readDevelopment Finance for First-Time Developers: What You Need to Know
4 min read readUsing a Bridging Loan to Buy at Auction: A Step-by-Step Guide
4 min read readWhere we fund
Chatham,
Kent.
Nearby markets
Adjacent towns
we also fund.
Maidstone
Median · £350,000
County town with strong local demand and significant brownfield redevelopment along the River Medway
Ashford
Median · £340,000
HS1 hub with 17-minute journey to London St Pancras, driving major residential expansion
Canterbury
Median · £330,000
Cathedral city with strong student housing demand from three universities and heritage conversion opportunities
Tunbridge Wells
Median · £434,710
Premium commuter town with high-value residential market and conservation area refurbishment demand
Folkestone
Median · £310,000
Coastal regeneration driven by the Creative Quarter and harbour arm development
Gravesend
Median · £350,000
Thames-side town with Ebbsfleet Garden City creating significant development demand nearby
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Chatham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.