ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

PrivacyTermsContact
ccConstruction Capital
LocationsCase Studies
AboutContact
Start a deal
  1. Home/
  2. Locations/
  3. Kent/
  4. Dartford/
  5. Equity & Joint Ventures

Dartford, Kent

Equity & Joint Ventures
in Dartford

For developers who want to preserve capital or lack the equity to satisfy senior debt requirements, equity and JV structures provide the missing piece. We connect you with family offices and institutional equity partners.

Get equity & joint ventures termsOr call +44 20 3816 3693
Canterbury Cathedral against a cloudy sky

Dartford, Kent

Equity & Joint Ventures
in Dartford.

Dartford's property market - where the median price sits at £365,000 - offers attractive development economics for JV partners. A medium-scale scheme here targeting a GDV of £4.3M could deliver net development profits of 18-25% on cost, making it a compelling proposition for equity investors seeking exposure to the Dartford market.

The economics of equity and JV structures should be evaluated against the alternative of using more debt. If senior debt at 65% of costs plus mezzanine to 85% would leave you needing only 15% equity, a full JV giving away 40-50% of profits may not be the optimal structure. The calculation changes for larger schemes where even 15% represents a significant capital commitment.

Developer profit shares in JV structures typically range from 50-70%, depending on the developer's contribution (land, planning, management expertise) and the equity partner's perception of project risk. Deals where the developer contributes a consented site with strong comparable evidence command higher profit shares than earlier-stage opportunities.

Equity partners typically require more extensive reporting and governance than debt providers. Expect monthly project reports, regular site visits, and approval rights over material decisions (contractor appointments, specification changes, pricing strategy). Building this into your project management process from the outset avoids friction during the development phase.

Prime residential values in Central London continue to attract international capital, while the suburban and Home Counties markets benefit from hybrid working patterns driving demand for larger homes with garden space. Developers who understand the micro-market dynamics - from Crossrail catchment areas to new Overground extensions - can achieve premium returns.

Finding equity and joint venture capital for Dartford developments requires a broker with genuine investor relationships. We connect property developers with family offices, high-net-worth individuals, and institutional capital partners who are actively seeking UK property development exposure. Each introduction is carefully matched: the investor's risk appetite, return expectations, and governance requirements must align with the developer's project and management style.

Joint venture structures we arrange across Kent include profit-share arrangements (developer manages, investor funds), land-for-equity deals (developer contributes consented site, investor funds construction), and co-investment models where both parties contribute capital alongside senior debt. The right structure depends on what you bring to the deal and the return profile that makes the project work for both parties.

Why Choose an Equity & JV Broker in Dartford?

Finding the right equity or joint venture partner for your Dartford development requires access to a network of investors who are actively seeking property development exposure. We connect developers with family offices, high-net-worth individuals, and institutional investors who understand the Kent market and have capital ready to deploy. In Dartford, where the median property price is £365,000, a medium-scale development targeting a GDV of £2.9M could deliver net profits of 18-25% on cost, making it a compelling proposition for equity partners.

The equity and JV market is relationship-driven. Unlike debt, where products are broadly standardised, every equity arrangement is bespoke. The profit split, governance framework, decision-making authority, and exit mechanics all need to be negotiated individually. As experienced brokers, we understand what equity partners expect and can help you structure a proposition that attracts the right capital while protecting your development management role.

Whether you need equity to fund 100% of project costs or want a JV partner to supplement your equity alongside senior development finance, we structure arrangements that maximise your return while giving the capital partner the governance and reporting they require. Submit your project to start the conversation.

Types of Equity Structures We Arrange in Kent

We source equity capital across Kent in several formats: pure equity investment where the partner funds project costs in exchange for a profit share, land-for-equity arrangements where the developer contributes a consented site, development management agreements where you manage the build for a fee plus profit participation, and hybrid structures combining equity with senior debt for optimal capital efficiency.

For larger Dartford schemes (typically £5M+ GDV), institutional equity from real estate private equity funds and sovereign wealth-backed vehicles is available. These partners bring operational sophistication and can move quickly on deals that fit their mandate. For smaller projects, family offices and high-net-worth individuals offer more flexibility on structure and governance, with faster decision-making timescales.

We also arrange forward-funding structures where an investor purchases the completed development before construction begins, providing the developer with certainty of exit and the capital to build. This model is particularly relevant for build-to-rent schemes in Dartford and for developers who want to de-risk their sales exposure.

JV Profit Splits and Costs in Dartford

Developer profit shares in JV arrangements typically range from 50-70%, depending on what you contribute to the deal. A developer providing land with planning permission and managing the build will command a higher share (60-70%) than one contributing only management expertise (40-55%). The equity partner usually receives a preferred return of 8-12% per annum on invested capital before the profit split applies.

The total cost of equity capital, when expressed as an annualised return to the investor, is typically 15-25% per annum. This is higher than debt finance, but equity bears risk that debt does not. If your scheme underperforms, the equity partner shares the downside. If it outperforms, they share the upside. This risk-sharing dynamic can be more appropriate than high-leverage debt for schemes with less certain outcomes.

Legal costs for structuring a JV are higher than for a standard debt facility, reflecting the bespoke nature of the documentation. Expect £15,000-£30,000 in combined legal fees for a typical JV agreement. Professional due diligence costs (RICS valuation, site investigation, planning review) add a further £10,000-£20,000, though these reports benefit the project regardless of funding structure.

Eligibility for Equity and JV Capital

Equity partners conduct thorough due diligence on both the project and the developer. They assess your track record (completed projects, financial outcomes, references from lenders and contractors), the site (title, planning status, environmental conditions), the financial appraisal (costs, GDV, programme, sensitivity analysis), and your financial standing. Having a professional information memorandum prepared before approaching equity partners accelerates the process significantly.

First-time developers can access JV capital, though the terms will reflect the additional risk. Having a strong professional team, an experienced contractor, and ideally a quantity surveyor who has verified your cost plan helps compensate for a limited personal track record. Some equity partners prefer to work with newer developers because the profit-sharing arrangement provides better value than lending to experienced operators who have access to cheaper debt.

The minimum viable scheme for most equity partners is typically £1M+ GDV, with the sweet spot being £3M-£15M. Larger institutional investors typically require £10M+ GDV. For very small projects, mezzanine finance or bridging loans may be more practical alternatives to equity capital.

Live market data

Dartford
market snapshot.

HM Land Registry sold-price data for Dartford over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£365,000
Sales (12m)
1,104
YoY change
+2.2%
Approved (12m)
0
Pipeline units
2,195
Pipeline GDV
£709.3M

Planning pipeline

Planning activity
in Dartford.

0 approved (12m)
·
113 pending
·281 units in pipeline·£70.3M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/00496/FUL

Conversion of integral garage to habitable room with associated alterations to f…

48 Joyce Green Lane Dartford Kent DA1 5HH

--Pending30/04/2026
26/00495/FUL

Erection of a single storey rear conservatory

60 Havelock Drive Greenhithe Kent DA9 9XU

--Pending29/04/2026
26/00490/FUL

Application of external render to part of the north and west elevations (Retrosp…

3 Church Field Wilmington Kent DA2 7EJ

--Pending29/04/2026
26/00483/FUL

Conversion of existing attached garage to habitable room with associated alterat…

14 Richardson Close Stone Kent DA9 9QG

--Pending28/04/2026
26/00464/FUL

Change of use from a 6 bed C3 dwellinghouse to a Sui Generis mixed-use formed of…

Pittsfield High Road Wilmington Kent DA2 7EG

1£365,000Pending21/04/2026

Deal intelligence

Key schemes
in Dartford.

Financial analysis of the largest approved planning applications in Dartford, Kent. These 3 schemes represent £32.2M in combined GDV across 141 units, with indicative capital stacks for each.

Residential Development

Land North Of Railway Line And East Of Station Road Station Road Dartford Greenhithe Kent

£10.7M

Estimated GDV

Units

47

GDV / Unit

£229k

Est. Build Cost

£4.8M

Est. Profit on GDV

47.0%

At £229k per unit, this scheme prices 37% below the Dartford median of £365,000. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£6.4M)Mezzanine20% (£2.1M)Developer Equity20% (£2.1M)

Broker insight: For a 47-unit scheme in Dartford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Residential Development

Land North Of Railway Line And East Of Station Road Station Road Dartford Greenhithe Kent

£10.7M

Estimated GDV

Units

47

GDV / Unit

£229k

Est. Build Cost

£4.8M

Est. Profit on GDV

47.0%

At £229k per unit, this scheme prices 37% below the Dartford median of £365,000. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£6.4M)Mezzanine20% (£2.1M)Developer Equity20% (£2.1M)

Broker insight: For a 47-unit scheme in Dartford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Residential Development

Land North Of Railway Line And East Of Station Road Station Road Dartford Greenhithe Kent

£10.7M

Estimated GDV

Units

47

GDV / Unit

£229k

Est. Build Cost

£4.8M

Est. Profit on GDV

47.0%

At £229k per unit, this scheme prices 37% below the Dartford median of £365,000. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£6.4M)Mezzanine20% (£2.1M)Developer Equity20% (£2.1M)

Broker insight: For a 47-unit scheme in Dartford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Submit Your SchemeView full Dartford market dataKent market report

Land Registry data

Recent property sales
in Dartford.

1,104 residential transactions in the last twelve months. Median sold price £365,000 (+2.2% YoY). 29 new-build transactions with a +8.2% premium over existing stock.

Detached

£607,500

Semi-Detached

£435,000

Terraced

£358,000

Flat

£228,000

DateAddressTypePriceTenure
20 Feb 2026124, LUNEDALE ROADDA2 6HTTerraced£350,000Freehold
20 Feb 202682, CASTLERIDGE DRIVEDA9 9WTSemi-Detached£515,000Freehold
19 Feb 202618, HUMBER ROADDA1 2TGFlat£225,000Leasehold
18 Feb 2026118, SHIREHALL ROADDA2 7SFTerraced£423,000Freehold
18 Feb 202612, BARN END LANEDA2 7PPTerraced£370,000Freehold
18 Feb 202650, WENTWORTH DRIVEDA1 3NGSemi-Detached£465,000Freehold
17 Feb 202662, SUN ROADDA10 0BJTerraced£240,000Freehold
16 Feb 202633, PRIORY HILLDA1 2BDTerraced£350,000Freehold
16 Feb 202667, INVICTA ROADDA2 6AYTerraced£350,000Freehold
13 Feb 202631, MOUNT PLEASANT ROADDA1 1TDTerraced£360,000Freehold

Indicative terms

Equity & Joint Ventures rates
for Dartford deals.

Typical pricing for equity & joint ventures in Dartford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

Profit share from 40%

Loan to Value

Up to 100% of costs

Typical Term

Project duration

Arrangement Fee

Negotiated per deal

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example equity & joint ventures
structure.

JV Partnership for Dartford Scheme

A 30-unit residential development where the developer contributed land with planning permission (valued at £1.7M) and a family office partner funded 100% of construction costs. The developer managed the build and retained 60% of net profits, with the equity partner receiving 40% plus an 8% per annum preferred return on invested capital.

GDV

£8,500,000

Loan Amount

£6,800,000

LTV

100% of Costs

Loan Type

Equity JV + Senior Debt

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Equity & Joint Ventures in Dartford
— answered.

How are profits typically split in a JV?
Profit splits vary widely depending on what each party contributes. A developer contributing land with planning permission and managing the build typically retains 55-70% of net profits. A developer contributing only management expertise (no land, no cash) might receive 30-50%. The equity partner's share is usually structured as a preferred return (8-12% p.a.) plus a share of remaining profits. For Dartford schemes, profit splits also reflect local market risk and expected returns.
What control does the equity partner have over my project?
The level of control varies by agreement, but equity partners typically require approval rights over key decisions: contractor appointment, material specification changes, pricing strategy, and any cost overruns exceeding an agreed threshold (usually 5-10% of budget). Day-to-day project management decisions remain with the developer. The governance framework should be agreed upfront in the JV agreement - we help negotiate terms that give the developer operational freedom while providing the equity partner with appropriate oversight.
Can I use JV equity alongside senior debt?
Absolutely - this is one of the most common and efficient structures. The JV entity borrows senior debt at 55-65% of GDV, with the equity partner funding the remaining costs. This gears the equity partner's return (they're investing less cash for the same profit share) and reduces their risk exposure to the senior debt portion. For Kent projects, we coordinate the senior lender and equity partner simultaneously to ensure both are comfortable with the structure.
How do I exit a JV arrangement once the project completes?
JV exits are typically defined in the JV agreement. For development JVs, the exit is usually the sale of completed units, with profits distributed according to the agreed waterfall after repaying senior debt and the equity partner's preferred return. For investment JVs (retained assets), the exit may involve one party buying out the other at an agreed valuation methodology, or a joint sale after a minimum holding period. Clean exit mechanics should be a priority during JV negotiation.
What due diligence will a JV partner require?
Equity partners conduct thorough due diligence on both the project and the developer. Expect them to review: your track record (completed projects, financial outcomes), the site (title, planning, environmental), the appraisal (costs, GDV, programme), and your financial position (personal net worth, other commitments). Institutional equity partners will also require professional reports - Red Book valuation, site investigation, planning review - which typically cost £15,000-£30,000. Having these prepared in advance accelerates the process.
How long does it take to find a JV partner for a Dartford development?
The timeline for securing equity or JV capital varies depending on the deal's stage and the investor type. For well-prepared opportunities with full planning permission, a credible cost plan, and strong comparable evidence, we can typically introduce suitable equity partners within 2-4 weeks. The negotiation and legal documentation phase adds a further 4-8 weeks. For earlier-stage deals or larger schemes requiring institutional capital, the process may take 3-6 months. Having a professional information memorandum prepared before approaching investors accelerates the process significantly.
Do I lose control of my project in a JV?
Not necessarily. The governance structure is negotiated as part of the JV agreement, and most arrangements leave day-to-day project management decisions with the developer. Equity partners typically require approval rights over material decisions (contractor appointment, specification changes exceeding a threshold, pricing strategy adjustments, and cost overruns above an agreed percentage), but operational control remains with the development manager. The key is negotiating clear boundaries upfront so both parties understand their roles and decision-making authority.

Further reading

Equity & Joint Ventures
guides.

7 min read

Mezzanine Finance vs Equity Funding: Choosing the Right Capital Stack

Both fill the gap between senior debt and your own cash, but the cost structures and control implications are worlds apart. Here is how to decide.

12 min read

First-Time Property Developer's Guide to Finance

Breaking into property development without a track record is the single biggest financing challenge new developers face. This guide explains exactly how to get funded.

11 min read

Section 106 & Affordable Housing: A Developer's Finance Guide

Section 106 obligations can make or break a development's viability. Understanding how lenders assess S106 costs - and how to negotiate them - is essential for funded schemes above 10 units.

View all guides

Market intelligence

Local market
reports.

5 min read

Dartford Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £365,000, 1,127 sales, +1.5% YoY. Kent county.

5 min read

Kent Property Market: Prices, Trends & Development Finance (2026)

12 towns analysed. Median price £345,000, 17,119 transactions, +0.3% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Equity & Joint Ventures enquiry in Dartford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Dartford,
Kent.

Adjacent products

Other services
in Dartford.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Maidstone

Ashford

Canterbury

Tunbridge Wells

Chatham

Folkestone

Get Terms