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Dartford
development finance.

Expert property development finance in Dartford, Kent. Median price £367,000, 1,776 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£367k
Sales (12m)
1,776
YoY change
+0.5%
Canterbury Cathedral against a cloudy sky

Property finance
in Dartford.

Dartford - elizabeth Line terminus with major housing growth including the Ebbsfleet area. With a median property price of £367,000 and 1,776 transactions in the last twelve months, Dartford represents a healthy market with prices up 0.5% year-on-year.

Detached homes command a median of £620,000 while flats average £225,000, reflecting the breadth of Dartford's residential market. New-build activity is notable, with 57 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Dartford and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Dartford
market snapshot.

HM Land Registry sold-price data for Dartford over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£367,000
Sales (12m)
1,776
YoY change
+0.5%
Approved (recent)
38
Pipeline units
1,223
Pipeline GDV
£448.7M

Dartford development appraisal

Model the numbers
for your scheme.

Pre-populated with Dartford median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Dartford median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,006,600
Senior Debt (65% LTGDV)£1,838,850
Equity Required£167,750
Interest (18m)£206,871
Profit on Cost27.8%
Senior Debt£1,838,850
Equity£167,750

Land Registry data

Recent property sales
in Dartford.

1,776 residential transactions in the last twelve months. Median sold price £367,000 (+0.5% YoY). 57 new-build transactions with a +8.4% premium over existing stock.

Detached

£620,000

Semi-Detached

£435,000

Terraced

£356,000

Flat

£225,000

DateAddressTypePrice
24 Aug 202642, RUBY TUESDAY DRIVEDA1 5RESemi-Detached£460,000
21 Aug 2026201, MAIN ROADDA3 7PJDetached£430,000
21 Aug 20269, SUSSEX ROADDA1 1SJTerraced£375,000
21 Aug 202621, HILL VIEW ROADDA3 7NBDetached£525,000
21 Aug 2026FLAT 11, WOODLAND VILLAS, 12, MUIR DRIVEDA1 5RNFlat£245,000
20 Aug 202662, NORMAN ROADDA1 1LFTerraced£415,000
19 Aug 2026195, COOMBFIELD DRIVEDA2 7LFSemi-Detached£425,000
14 Aug 202648, HARDY AVENUEDA1 2FETerraced£332,500
14 Aug 20268, WATER MILL WAYDA4 9BBSemi-Detached£415,000
13 Aug 202647, KENT ROADDA3 7QRTerraced£310,000

Planning pipeline

Planning activity
in Dartford.

38 approved (last 15 months)
·
29 pending
·1,223 units in pipeline·£448.7M estimated GDV·53% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00288/FUL

Continued use of upper floors and part of ground floor as 5 bedroom, 6 person Ho…

Near DA1 1TF

0-Pending
26/00585/FUL

Change of use from House in Multiple Occupation (Class C4) to children's care ho…

Near DA1 1UU

0-Pending
25/00351/FUL

Change of use of 17 and first and second floors of No.15 to a single dwelling ho…

Near DA1 1RX

1£367,000Pending
26/00146/FUL

Change of use from dwellinghouse (Class C3) to 5-bed 5 person HMO (Class C4) wit…

Near DA9 9JA

0-Pending
26/00512/FUL

Change of use from existing commercial offices (E(g)(i) use class) to a resident…

Near DA1 2AJ

1£367,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/01107/FUL

Change of use from dwellinghouse (Use Class C3) to 6 bedroom 6 person HMO (Use C…

Near DA1 1UG

0-Pending
26/01094/PIP

Application for Permission in Principle for residential development of land for …

Near DA2 8DX

1£367,000Pending
26/01026/FUL

Conversion and extension of existing stable block into detached 3 bedroom bungal…

Near DA4 9EZ

1£620,000Pending
26/01024/FUL

Demolition of existing detached outbuilding and bungalow, and erection of dwelli…

Near DA1 3AY

1£620,000Pending
26/01014/FUL

Erection of 2x buildings for residential use for a temporary period of 6 months

Near DA5 2HN

2£734,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Dartford planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Dartford
— answered.

What is the average property price in Dartford?
The median property price in Dartford is £367,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £620,000, semi-detached properties at £435,000, terraced houses at £356,000, flats at £225,000.
Is Dartford a good area for property development?
Dartford recorded 1,776 property transactions in the last 12 months, with prices up 0.5% year-on-year - suggesting sustained buyer demand. Elizabeth Line terminus with major housing growth including the Ebbsfleet area. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Dartford?
We arrange the full range of property development finance in Dartford: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Dartford?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Dartford?
Development finance rates for Dartford projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Dartford,
Kent.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Dartford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.