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Dartford
development finance.

Expert property development finance in Dartford, Kent. Median price £365,000, 1,163 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Dartford dealOr call +44 20 3816 3693
Median price
£365k
Sales (12m)
1,163
YoY change
+0.7%
Canterbury Cathedral against a cloudy sky

Dartford, Kent

Property finance
in Dartford.

Dartford - elizabeth Line terminus with major housing growth including the Ebbsfleet area. With a median property price of £365,000 and 1,163 transactions in the last twelve months, Dartford represents a healthy market with prices up 0.7% year-on-year.

Detached homes command a median of £615,000 while flats average £225,000, reflecting the breadth of Dartford's residential market. Terraced houses sit at £355,380, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Dartford and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Dartford Property Market ReportKent County Market Report

The capital stack

Seven funding routes for
every Dartford scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Dartford developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Dartford

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Dartford

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Dartford

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Dartford

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Dartford

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Dartford

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Dartford

Live market data

Dartford
market snapshot.

HM Land Registry sold-price data for Dartford over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£365,000
Sales (12m)
1,163
YoY change
+0.7%
Approved (12m)
0
Pipeline units
222
Pipeline GDV
£56.8M

Dartford development appraisal

Model the numbers
for your scheme.

Pre-populated with Dartford median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Dartford median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,905,300
Senior Debt (65% LTGDV)£1,696,500
Equity Required£208,800
Interest (18m)£190,856
Profit on Cost24.5%
Senior Debt£1,696,500
Equity£208,800
Get Terms for This Scheme

Land Registry data

Recent property sales
in Dartford.

1,163 residential transactions in the last twelve months. Median sold price £365,000 (+0.7% YoY). 9 new-build transactions with a +31.4% premium over existing stock.

Detached

£615,000

Semi-Detached

£435,000

Terraced

£355,380

Flat

£225,000

DateAddressTypePrice
23 Apr 2026110, STANHOPE ROADDA10 0AUTerraced£345,000
21 Apr 202647, CREEK MILL WAYDA1 2FAFlat£285,000
21 Apr 202645, THE BRENTDA1 1YDSemi-Detached£415,000
20 Apr 202632, THE BRENTDA1 1YNSemi-Detached£500,000
17 Apr 2026122, STANHOPE ROADDA10 0AZTerraced£300,000
16 Apr 2026BELLEVUE, RED STREETDA13 9QNSemi-Detached£153,600
16 Apr 202626, STONEWOODDA2 8BYSemi-Detached£400,000
16 Apr 20262, CONTINUITY COURT, EVELYN WALKDA9 9UFFlat£245,000
15 Apr 202612, DARTFORD ROADDA1 3DYDetached£830,000
14 Apr 2026APARTMENT 9, BALDWYNS MANSIONS, CALVERT DRIVEDA2 7GBFlat£480,000

Planning pipeline

Planning activity
in Dartford.

0 approved (12m)
·
22 pending
·222 units in pipeline·£56.8M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00464/FUL

Change of use from a 6 bed C3 dwellinghouse to a Sui Generis mixed-use formed of…

Pittsfield High Road Wilmington Kent DA2 7EG

1£365,000Pending
26/00457/COU

Change of use from a 6 bed 6 person HMO (C4 use) to 6 bed 9 person HMO (Sui Gene…

2 Essex Road Dartford Kent DA1 2AU

--Pending
26/00430/CDNA

Submission of details relating to surface water drainage pursuant to condition 7…

Land North Of Railway Line And East Of Station Road Station Road Dartford Greenhithe Kent

47£10.7MPending
26/00435/CDNA

Submission of details relating to sound insulation & glazing mitigation measures…

11-27 Hythe Street Dartford Kent DA1 1AB

7£2.6MPending
26/00391/CDNA

Submission of details relating to contamination pursuant to condition 4 (in part…

Land North Of Railway Line And East Of Station Road Station Road Dartford Greenhithe Kent

47£10.7MPending

Common questions

Property finance in Dartford
— answered.

What is the average property price in Dartford?
The median property price in Dartford is £365,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £615,000, semi-detached properties at £435,000, terraced houses at £355,380, flats at £225,000.
Is Dartford a good area for property development?
Dartford recorded 1,163 property transactions in the last 12 months, with prices up 0.7% year-on-year - suggesting sustained buyer demand. Elizabeth Line terminus with major housing growth including the Ebbsfleet area. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Dartford?
We arrange the full range of property development finance in Dartford: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Dartford?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Dartford?
Development finance rates for Dartford projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Bank vs Specialist Development Finance: Pros, Cons and When to Use Each

7 min read read

Senior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack

7 min read read

Development Finance for First-Time Developers: What You Need to Know

4 min read read

Using a Bridging Loan to Buy at Auction: A Step-by-Step Guide

4 min read read
View all guides

Where we fund

Dartford,
Kent.

Nearby markets

Adjacent towns
we also fund.

Maidstone

Median · £350,750

County town with strong local demand and significant brownfield redevelopment along the River Medway

Ashford

Median · £340,000

HS1 hub with 17-minute journey to London St Pancras, driving major residential expansion

Canterbury

Median · £330,000

Cathedral city with strong student housing demand from three universities and heritage conversion opportunities

Tunbridge Wells

Median · £430,000

Premium commuter town with high-value residential market and conservation area refurbishment demand

Chatham

Median · £300,000

Medway waterfront regeneration with the Historic Dockyard area attracting conversion schemes

Folkestone

Median · £310,000

Coastal regeneration driven by the Creative Quarter and harbour arm development

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Dartford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693