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Hampshire

Fareham
development finance.

Expert property development finance in Fareham, Hampshire. Median price £345,000, 1,467 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£345k
Sales (12m)
1,467
YoY change
0%
Southampton waterfront with boats

Fareham, Hampshire

Property finance
in Fareham.

Fareham - solent towns corridor with Welborne Garden Village creating significant new housing supply. With a median property price of £345,000 and 1,467 transactions in the last twelve months, Fareham represents a healthy market.

Detached homes command a median of £514,000 while flats average £173,000, reflecting the breadth of Fareham's residential market. New-build activity is notable, with 16 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Fareham and the wider Hampshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Fareham
market snapshot.

HM Land Registry sold-price data for Fareham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£345,000
Sales (12m)
1,467
YoY change
Flat

Fareham development appraisal

Model the numbers
for your scheme.

Pre-populated with Fareham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Fareham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,225,100
Senior Debt (65% LTGDV)£1,544,400
Equity Required£680,700
Interest (18m)£173,745
Profit on Cost-1.0%
Senior Debt£1,544,400
Equity£680,700

Land Registry data

Recent property sales
in Fareham.

1,467 residential transactions in the last twelve months. Median sold price £345,000. 16 new-build transactions with a +14.8% premium over existing stock.

Detached

£514,000

Semi-Detached

£345,000

Terraced

£295,000

Flat

£173,000

DateAddressTypePrice
26 Jun 202634, PIMPERNEL CLOSESO31 6TNTerraced£290,000
25 Jun 202637, HEATHFIELD AVENUEPO15 5QDDetached£585,000
25 Jun 202623, BUCHAN AVENUEPO15 7EUTerraced£305,000
24 Jun 202611, HIGH WALKPO15 6BSTerraced£300,000
22 Jun 20262, STEEPLE WAYPO14 4QJTerraced£335,000
22 Jun 2026160, REDLANDS LANEPO16 0TYTerraced£285,000
22 Jun 202679, FURZEHALL AVENUEPO16 8UGDetached£490,000
19 Jun 2026FLAT 6, HAVELOCK COURT, HAVELOCK ROADSO31 9GUFlat£205,000
19 Jun 202648, LONSDALE AVENUEPO16 9NPSemi-Detached£330,000
19 Jun 2026218, WARSASH ROADSO31 9JFDetached£298,000

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Fareham
— answered.

What is the average property price in Fareham?
The median property price in Fareham is £345,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £514,000, semi-detached properties at £345,000, terraced houses at £295,000, flats at £173,000.
Is Fareham a good area for property development?
Fareham recorded 1,467 property transactions in the last 12 months. Solent towns corridor with Welborne Garden Village creating significant new housing supply. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Fareham?
We arrange the full range of property development finance in Fareham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Fareham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Fareham?
Development finance rates for Fareham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Fareham,
Hampshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Fareham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.