Hampshire
Fareham
development finance.
Expert property development finance in Fareham, Hampshire. Median price £340,000, 1,306 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £340k
- Sales (12m)
- 1,306
- YoY change
- -2.9%
Fareham, Hampshire
Property finance
in Fareham.
Fareham - solent towns corridor with Welborne Garden Village creating significant new housing supply. With a median property price of £340,000 and 1,306 transactions in the last twelve months, Fareham represents a healthy market with prices down 2.9% year-on-year.
Detached homes command a median of £500,000 while flats average £173,000, reflecting the breadth of Fareham's residential market. New-build activity is notable, with 19 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Fareham and the wider Hampshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Fareham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Fareham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Fareham
market snapshot.
HM Land Registry sold-price data for Fareham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £340,000
- Sales (12m)
- 1,306
- YoY change
- -2.9%
Fareham development appraisal
Model the numbers
for your scheme.
Pre-populated with Fareham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Fareham median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Fareham.
1,306 residential transactions in the last twelve months. Median sold price £340,000 (-2.9% YoY). 19 new-build transactions with a +25% premium over existing stock.
Detached
£500,000
Semi-Detached
£345,000
Terraced
£285,000
Flat
£173,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 23 Feb 2026 | 177, HIGHLANDS ROADPO15 5PR | Semi-Detached | £290,000 | Freehold |
| 20 Feb 2026 | 32, SOLENT ROADPO14 3LD | Detached | £755,000 | Freehold |
| 20 Feb 2026 | 30, LITTLE FOX DRIVESO31 1DT | Flat | £190,000 | Leasehold |
| 20 Feb 2026 | 19, ANSON GROVEPO16 8JG | Terraced | £343,500 | Freehold |
| 19 Feb 2026 | 6, EMBSAY ROADSO31 7DH | Semi-Detached | £360,000 | Leasehold |
| 19 Feb 2026 | 17, ARGYLE CRESCENTPO15 6AG | Detached | £445,000 | Freehold |
| 19 Feb 2026 | 8, BILBERRY CLOSESO31 6XX | Detached | £420,000 | Freehold |
| 18 Feb 2026 | 1, FAREHAM QUAYS, 2, ELMHURST ROADPO16 0BQ | Flat | £158,000 | Leasehold |
| 18 Feb 2026 | FLAT 9, CROAD COURT, 6A, HIGH STREETPO16 7AN | Flat | £130,000 | Leasehold |
| 17 Feb 2026 | 1, ALEXANDER GROVEPO16 0TU | Terraced | £313,000 | Freehold |
Common questions
Property finance in Fareham
— answered.
What is the average property price in Fareham?
Is Fareham a good area for property development?
What types of property finance are available in Fareham?
How do I apply for development finance in Fareham?
What are typical development finance rates in Fareham?
Expert guides
Further reading
on development finance.
Hidden Arrangement Fees in Development Finance: What Lenders Don't Tell You
9 min read readInsurance Requirements in Development Finance: Costs You Can't Avoid
9 min read readBuilding Control Fees and Development Finance: Satisfying Lender Requirements
9 min read readDevelopment Exit Finance: Avoiding Default When Sales Are Slow
12 min read readWhere we fund
Fareham,
Hampshire.
Nearby markets
Adjacent towns
we also fund.
Southampton
Median · £248,750
Port city with major waterfront regeneration and growing student population from two universities
Portsmouth
Median · £254,750
Naval city with waterfront development opportunities and strong rental demand from military personnel
Winchester
Median · £450,000
Historic cathedral city commanding premium values with conservation area development opportunities
Basingstoke
Median · £367,000
M3 corridor commercial hub with corporate headquarters presence and growing residential demand
Andover
Median · £345,000
Army garrison town with steady housing demand and development land availability
Farnborough
Median · £357,000
Defence and aviation hub with commercial property demand and Blackwater Valley growth
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Fareham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.