Greater Manchester
Oldham
development finance.
Expert property development finance in Oldham, Greater Manchester. Median price £200,000, 2,958 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £200k
- Sales (12m)
- 2,958
- YoY change
- +5.3%
Property finance
in Oldham.
Oldham - pennine fringe town with town centre masterplan and growing residential demand. With a median property price of £200,000 and 2,958 transactions in the last twelve months, Oldham represents a active market with prices up 5.3% year-on-year.
Detached homes command a median of £375,000 while flats average £140,000, reflecting the breadth of Oldham's residential market. New-build activity is notable, with 34 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Oldham and the wider Greater Manchester area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Oldham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Oldham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Oldham
market snapshot.
HM Land Registry sold-price data for Oldham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £200,000
- Sales (12m)
- 2,958
- YoY change
- +5.3%
- Approved (recent)
- 96
- Pipeline units
- 375
- Pipeline GDV
- £73.4M
Oldham development appraisal
Model the numbers
for your scheme.
Pre-populated with Oldham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Oldham median prices. Adjust to match your scheme.
Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Oldham.
2,958 residential transactions in the last twelve months. Median sold price £200,000 (+5.3% YoY). 34 new-build transactions with a +77.5% premium over existing stock.
Detached
£375,000
Semi-Detached
£238,000
Terraced
£162,000
Flat
£140,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 21 Aug 2026 | 19, ELMSTONE DRIVEOL2 6DH | Terraced | £245,000 | Leasehold |
| 21 Aug 2026 | 103, DENBYDALE WAYOL2 5UH | Detached | £450,000 | Leasehold |
| 21 Aug 2026 | 16, GREEN PARK VIEWOL1 4GP | Detached | £330,000 | Leasehold |
| 21 Aug 2026 | 10, THE FAIRWAYSOL2 6GD | Terraced | £100,350 | Leasehold |
| 19 Aug 2026 | 3, MARTIN AVENUEOL4 5HF | Other | £930 | Freehold |
| 19 Aug 2026 | 1, ALDERS COURTOL8 2UB | Semi-Detached | £253,000 | Leasehold |
| 18 Aug 2026 | 64, COALSHAW GREEN ROADOL9 8JW | Terraced | £148,000 | Freehold |
| 18 Aug 2026 | 16, WATERSHEDDINGS WAYOL4 2RE | Semi-Detached | £245,000 | Leasehold |
| 18 Aug 2026 | 158, COALSHAW GREEN ROADOL9 8JR | Terraced | £114,000 | Leasehold |
| 18 Aug 2026 | 36, OLDHAM ROADOL4 5TA | Terraced | £172,000 | Freehold |
Planning pipeline
Planning activity
in Oldham.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| FUL/356272/26 | Erection of two semi-detached dwellings Near M35 0JE | 2 | £476,000 | Pending | 30/09/2026 |
| CBS2D/356706/26 | Prior approval application for change of use from Commercial, Business and Servi… Near OL2 5PA | - | - | Pending | 24/09/2026 |
| FUL/356543/26 | 1) Change of use of first and second floors to form 2no. self-contained one bedr… Near OL1 3SY | 2 | £280,000 | Pending | 24/09/2026 |
| FUL/356596/26 | Change of use of the dwelling (C3 use) to children's residential care home (C2 u… Near OL2 7JR | 0 | - | Pending | 21/09/2026 |
| FUL/356336/26 | Change of use from a dwellinghouse (Class C3) to a 3-bedroom House in Multiple O… Near OL9 8LS | 0 | - | Pending | 08/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| FUL/356731/26 | Change of use of existing first floor and attic office premises to create single… Near OL3 6AY | 1 | £140,000 | Pending | 24/08/2026 |
| NP/O/0826/0812 | Change of use and alterations to barn to form dwelling (C3). Near OL3 6LQ | 1 | £200,000 | Pending | 24/08/2026 |
| FUL/356747/26 | Change of use of dwelling (Class C3) to children's home for up to 2 children (Cl… Near OL8 2RP | 0 | - | Pending | 18/08/2026 |
| CEA/356680/26 | Proposed change of use from a dwellinghouse (Use Class C3) to a small children's… Near M24 2AZ | 0 | - | Pending | 12/08/2026 |
| FUL/356661/26 | Erection of two-storey rear extension and a rear dormer loft conversion with cha… Near OL9 6AL | 1 | £140,000 | Pending | 10/08/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Oldham planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Oldham
— answered.
What is the average property price in Oldham?
Is Oldham a good area for property development?
What types of property finance are available in Oldham?
How do I apply for development finance in Oldham?
What are typical development finance rates in Oldham?
Expert guides
Further reading
on development finance.
Bridge First, Then Development Finance: When Bridging Comes First
6 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
4 min read readRefurbishment Finance vs Development Finance: Which Fits Your Project?
5 min read readFirst-Time Developer Mistakes and How to Present Limited Experience
7 min read readIndicative structures
How consented schemes
in Greater Manchester stack up.
Recently consented schemes in Greater Manchester, modelled at 70% LTGDV with GDV estimated from local Land Registry sold prices. Indicative only: not offers of finance and not completed transactions.
Where we fund
Oldham,
Greater Manchester.
Nearby markets
Adjacent towns
we also fund.
Manchester
Median · £245,570
UK's fastest-growing city with major BTR pipeline, NOMA and Ancoats regeneration, and two university campuses
Salford
Median · £225,000
MediaCityUK anchor driving Salford Quays and Crescent waterfront residential development
Stockport
Median · £303,750
Mayoral Development Corporation transforming town centre with major mixed-use regeneration
Bolton
Median · £190,000
Former mill town with town centre regeneration and affordable development opportunities
Rochdale
Median · £196,000
Metrolink-connected town with riverside regeneration and affordable values
Bury
Median · £230,000
Northern GM town with famous market, Metrolink connectivity, and family housing demand
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Oldham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.