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Greater Manchester

Bury
development finance.

Expert property development finance in Bury, Greater Manchester. Median price £229,000, 1,889 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Bury dealOr call +44 20 3816 3693
Median price
£229k
Sales (12m)
1,889
YoY change
-1.9%
Manchester city centre aerial view at daytime

Bury, Greater Manchester

Property finance
in Bury.

Bury - northern GM town with famous market, Metrolink connectivity, and family housing demand. With a median property price of £229,000 and 1,889 transactions in the last twelve months, Bury represents a healthy market with prices down 1.9% year-on-year.

Detached homes command a median of £380,500 while flats average £127,000, reflecting the breadth of Bury's residential market. New-build activity is notable, with 17 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bury and the wider Greater Manchester area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Bury Property Market ReportGreater Manchester County Market Report

The capital stack

Seven funding routes for
every Bury scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Bury developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Bury

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Bury

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Bury

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Bury

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Bury

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Bury

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Bury

Live market data

Bury
market snapshot.

HM Land Registry sold-price data for Bury over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£229,000
Sales (12m)
1,889
YoY change
-1.9%
Approved (12m)
0
Pipeline units
9
Pipeline GDV
£2.1M

Bury development appraisal

Model the numbers
for your scheme.

Pre-populated with Bury median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Bury median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,149,750
Senior Debt (65% LTGDV)£1,023,750
Equity Required£126,000
Interest (18m)£115,172
Profit on Cost24.5%
Senior Debt£1,023,750
Equity£126,000
Get Terms for This Scheme

Land Registry data

Recent property sales
in Bury.

1,889 residential transactions in the last twelve months. Median sold price £229,000 (-1.9% YoY). 17 new-build transactions with a -17.7% premium over existing stock.

Detached

£380,500

Semi-Detached

£262,500

Terraced

£180,000

Flat

£127,000

DateAddressTypePrice
30 Apr 202614, TOR AVENUEBL8 4HGDetached£597,500
24 Apr 2026297, BRANDLESHOLME ROADBL8 1EYTerraced£281,000
24 Apr 20266, COTTAM STREETBL8 1LQTerraced£158,000
24 Apr 2026214, DUMERS LANEM26 2QJTerraced£165,000
24 Apr 202692, HOLLINS LANEBL9 8AHTerraced£207,000
22 Apr 20267, PLANTATION GROVEBL9 8LSDetached£345,000
22 Apr 20268, HOLTHOUSE ROADBL8 3JPSemi-Detached£290,000
20 Apr 202639, MERTON ROADM25 1PNTerraced£244,000
17 Apr 202648, BURY STREETM26 2QBTerraced£195,000
17 Apr 2026164, SUMMERSEAT LANEBL0 9TTDetached£380,000

Planning pipeline

Planning activity
in Bury.

0 approved (12m)
·
1 pending
·9 units in pipeline·£2.1M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
73130

Application for permission in principle for the erection of 8-9 dwellings

Land at Hazel Hall Lane, Ramsbottom

9£2.1MPending

Common questions

Property finance in Bury
— answered.

What is the average property price in Bury?
The median property price in Bury is £229,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £380,500, semi-detached properties at £262,500, terraced houses at £180,000, flats at £127,000.
Is Bury a good area for property development?
Bury recorded 1,889 property transactions in the last 12 months, with prices adjusting 1.9% year-on-year - creating potential value opportunities for developers. Northern GM town with famous market, Metrolink connectivity, and family housing demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Bury?
We arrange the full range of property development finance in Bury: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Bury?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Bury?
Development finance rates for Bury projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Development Finance vs Bridging Loans: Which Do You Need?

8 min read read

Senior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack

7 min read read

Refurbishment Finance vs Development Finance: Which Fits Your Project?

7 min read read

First-Time Property Developer's Guide to Finance

12 min read read
View all guides

Recent deals

Property finance deals
in Greater Manchester.

Real schemes we have structured for developers in Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.

Ground-Up Development

12-Unit Residential Scheme

Structured senior debt for a ground-up residential scheme in South Manchester. Planning secured for 12 apartments across two blocks.

GDV
£3.2M
Leverage
65% LTGDV
View all case studies

Where we fund

Bury,
Greater Manchester.

Nearby markets

Adjacent towns
we also fund.

Manchester

Median · £245,000

UK's fastest-growing city with major BTR pipeline, NOMA and Ancoats regeneration, and two university campuses

Salford

Median · £225,000

MediaCityUK anchor driving Salford Quays and Crescent waterfront residential development

Stockport

Median · £305,000

Mayoral Development Corporation transforming town centre with major mixed-use regeneration

Bolton

Median · £190,000

Former mill town with town centre regeneration and affordable development opportunities

Rochdale

Median · £190,000

Metrolink-connected town with riverside regeneration and affordable values

Oldham

Median · £199,950

Pennine fringe town with town centre masterplan and growing residential demand

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Bury and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693