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Greater Manchester

Bury
development finance.

Expert property development finance in Bury, Greater Manchester. Median price £230,000, 2,936 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£230k
Sales (12m)
2,936
YoY change
-1.9%
Manchester city centre aerial view at daytime

Property finance
in Bury.

Bury - northern GM town with famous market, Metrolink connectivity, and family housing demand. With a median property price of £230,000 and 2,936 transactions in the last twelve months, Bury represents a active market with prices down 1.9% year-on-year.

Detached homes command a median of £380,000 while flats average £130,000, reflecting the breadth of Bury's residential market. New-build activity is notable, with 29 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bury and the wider Greater Manchester area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Bury
market snapshot.

HM Land Registry sold-price data for Bury over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£230,000
Sales (12m)
2,936
YoY change
-1.9%
Approved (recent)
68
Pipeline units
416
Pipeline GDV
£72.9M

Bury development appraisal

Model the numbers
for your scheme.

Pre-populated with Bury median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Bury median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,803,900
Senior Debt (65% LTGDV)£1,085,500
Equity Required£718,400
Interest (18m)£122,119
Profit on Cost-13.3%
Senior Debt£1,085,500
Equity£718,400

Land Registry data

Recent property sales
in Bury.

2,936 residential transactions in the last twelve months. Median sold price £230,000 (-1.9% YoY). 29 new-build transactions with a +33.8% premium over existing stock.

Detached

£380,000

Semi-Detached

£265,000

Terraced

£182,000

Flat

£130,000

DateAddressTypePrice
26 Aug 202685, CHURCH STREET WESTM26 2SXTerraced£107,500
24 Aug 202616, OAKWOOD GROVEM26 2YLFlat£106,000
21 Aug 202691, HORNE STREETBL9 9HSTerraced£173,000
21 Aug 202613, NEW GEORGE STREETBL8 1NWTerraced£208,000
21 Aug 202693, LEYTON DRIVEBL9 9TSSemi-Detached£260,000
21 Aug 202617, HALLS CLOSEM26 2AGSemi-Detached£230,000
21 Aug 202645, TARN DRIVEBL9 9QBSemi-Detached£280,000
20 Aug 2026206, BOLTON ROAD WESTBL0 9PETerraced£212,000
20 Aug 20265, BROOKSIDE CRESCENTBL8 4BGSemi-Detached£287,000
19 Aug 202663E, CROSS LANEM26 2QZTerraced£160,000

Planning pipeline

Planning activity
in Bury.

68 approved (last 15 months)
·
19 pending
·416 units in pipeline·£72.9M estimated GDV·63% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
73446

Demolition of existing dwelling and erection of 1 no. replacement dwelling

Near M8 4LY

1£230,000Pending
73500

Application for permission in principle for 1 no. dwelling

Near BL8 3AD

1£230,000Pending
73317

Demolition of existing garage; Two storey side extension; Two storey dwelling at…

Near M45 8AQ

1£230,000Pending
73410

Demolition of former Ramsbottom Ambulance Station and erection of 3 no. dwelling…

Near BL0 9PT

3£690,000Pending
73435

Application for permission in principle for 5 - 8 no. dwellings

Near BL0 0ER

8£1.8MPending

Current Applications

RefProposalUnitsEst. GDVStatus
73632

Erection of 1.no 4 bedroom detached dwelling.

Near BL8 3JP

1£380,000Pending
73612

Application for permission in principle for 1 no. Dwelling

Near BL8 4HX

1£230,000Pending
73574

Application for Permission in Principle for the construction of 1 no. single det…

Near BL8 2HH

1£230,000Pending
73557

Construction of single storey dwelling to the garden of Sedgewell, with associat…

Near BL8 4DZ

1£230,000Pending
73522

Erection of one dwellinghouse

Near M45 7ER

1£230,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Bury planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Bury
— answered.

What is the average property price in Bury?
The median property price in Bury is £230,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £380,000, semi-detached properties at £265,000, terraced houses at £182,000, flats at £130,000.
Is Bury a good area for property development?
Bury recorded 2,936 property transactions in the last 12 months, with prices adjusting 1.9% year-on-year - creating potential value opportunities for developers. Northern GM town with famous market, Metrolink connectivity, and family housing demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Bury?
We arrange the full range of property development finance in Bury: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Bury?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Bury?
Development finance rates for Bury projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Indicative structures

How consented schemes
in Greater Manchester stack up.

Recently consented schemes in Greater Manchester, modelled at 70% LTGDV with GDV estimated from local Land Registry sold prices. Indicative only: not offers of finance and not completed transactions.

Where we fund

Bury,
Greater Manchester.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Bury and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.