ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  5. Bridging Finance

Hessle, East Riding of Yorkshire

Bridging Finance
in Hessle

Expert bridging finance for property developers in Hessle. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
UK city skyline with residential and commercial buildings

Hessle, East Riding of Yorkshire

Bridging Finance
in Hessle.

Live market data

Hessle
market snapshot.

HM Land Registry sold-price data for Hessle over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£195,000
Sales (12m)
237
YoY change
-2.5%
Approved (recent)
148
Pipeline units
2,217
Pipeline GDV
£456.9M

Planning pipeline

Planning activity
in Hessle.

11 approved (last 3 months)
·
20 pending
·799 units in pipeline·£177.5M estimated GDV·69% approval rate (last 3 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
26/01306/PAD

Display of 1 non-illuminated fascia sign

NatWest 9 The Square Willerby East Riding Of Yorkshire HU10 7UA

--Approved22/05/2026
26/01311/PAD

Display of 1 no. internally illuminated flagpole, 2no. internally illuminated ca…

Land South East Of Britcom International Limited York Road Market Weighton East Riding Of Yorkshire YO43 3GA

--Approved22/05/2026
26/01294/PAD

Display of 3 illuminated fascia signs and 1 freestanding illuminated totem sign

Home Bargains Bluebird Way Brough East Riding Of Yorkshire HU15 1XB

--Approved20/05/2026
26/01258/VAR

Variation of Condition 4 (approved plans) of Listed Building Consent 25/03475/PL…

Rise Park Withernwick Road Rise East Riding Of Yorkshire HU11 5BL

--Approved18/05/2026
26/01416/VAR

Variation of Condition 2 (dog grooming use location) of planning permission 24/0…

85 Harland Way Cottingham East Riding Of Yorkshire HU16 5PT

1£195,000Approved05/06/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/02018/PAD

Display of an internally illuminated ATM sign to front

Nationwide 49 Market Place Pocklington East Riding Of Yorkshire YO42 2AL

--Pending04/08/2026
26/01982/PAD

Display of 4 post mounted non-illuminated signs

Sancton Road Roundabout Market Weighton East Riding Of Yorkshire

--Pending30/07/2026
26/01923/OUT

Erection of 1 custom-build dwelling (Access to be considered)

Land North West Of The Oaks Oaklands Avenue Howden East Riding Of Yorkshire DN14 7BA

1£195,000Pending27/07/2026
26/01897/VAR

Variation of Condition 2 (approved plans) of planning permission 25/03233/PLF (E…

Woodside Lair Hill Lund East Riding Of Yorkshire YO25 9DF

--Pending23/07/2026
26/01904/PAD

Display of 1no. internally illuminated screen within shopfront

Yorkshire Building Society 3 - 5 Saturday Market Beverley East Riding Of Yorkshire HU17 8BB

--Pending23/07/2026

Deal intelligence

Key schemes
in Hessle.

Indicative appraisals of the largest residential schemes in the Hessle planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £179.1M in combined GDV across 763 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land North Of Strawberry Fields Kingsgate Bridlington East Riding Of Yorkshire YO15 3NG

£96.2M

Estimated GDV

Units

470

GDV / Unit

£205k

Build Cost (Range)

£57.5M–£73.5M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £195,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£96.2M
Construction (31,960 sqm @ £2,050/sqm mid)−£65.5M
Externals, fees & contingency−£19.2M
Finance (65% LTGDV, 24m) & sales costs−£11.0M
Developer profit target (17.5% on GDV)−£16.8M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£57.7M)Mezzanine20% (£19.2M)Developer Equity20% (£19.2M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land North Of Nostell Way Bridlington East Riding Of Yorkshire YO16 6FY

£53.7M

Estimated GDV

Units

151

GDV / Unit

£356k

Build Cost (Range)

£33.7M–£43.1M

Residual Land Value

Tight

GDV estimated from the HM Land Registry detached house median of £339,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£53.7M
Construction (18,724 sqm @ £2,050/sqm mid)−£38.4M
Externals, fees & contingency−£11.3M
Finance (65% LTGDV, 24m) & sales costs−£6.2M
Developer profit target (17.5% on GDV)−£9.4M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£32.2M)Mezzanine20% (£10.7M)Developer Equity20% (£10.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Bempton Lane Agricultural Land Bempton Lane Bridlington East Riding Of Yorkshire YO16 6HG

£29.1M

Estimated GDV

Units

142

GDV / Unit

£205k

Build Cost (Range)

£17.4M–£22.2M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £195,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£29.1M
Construction (9,656 sqm @ £2,050/sqm mid)−£19.8M
Externals, fees & contingency−£5.8M
Finance (65% LTGDV, 24m) & sales costs−£3.3M
Developer profit target (17.5% on GDV)−£5.1M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£17.4M)Mezzanine20% (£5.8M)Developer Equity20% (£5.8M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £195,000 plus a 5% new-build premium (assumed).
  • Build cost: £1,800-£2,300/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Hessle market dataEast Riding of Yorkshire market report

Land Registry data

Recent property sales
in Hessle.

237 residential transactions in the last twelve months. Median sold price £195,000 (-2.5% YoY). 2 new-build transactions with a % premium over existing stock.

Detached

£339,000

Semi-Detached

£208,000

Terraced

£164,950

Flat

£108,000

DateAddressTypePriceTenure
19 Jun 202611, DUNSTON DRIVEHU13 0HFDetached£379,950Freehold
12 Jun 20263, ROSNER DRIVEHU13 0GSDetached£365,000Freehold
12 Jun 202616, GLAMIS ROADHU13 9JFSemi-Detached£190,000Freehold
12 Jun 202611, EDWARD STREETHU13 9NDTerraced£95,000Freehold
11 Jun 202626, WAUDBY CLOSEHU13 0QWSemi-Detached£210,000Freehold
11 Jun 202615, TALL TREESHU13 0LEDetached£340,000Freehold
5 Jun 20264, WAUDBY CLOSEHU13 0QWSemi-Detached£274,000Freehold
5 Jun 20268, DYKES HOUSE, REDCLIFF ROADHU13 0HAFlat£100,000Leasehold
5 Jun 202613, FERRY ROADHU13 0DSSemi-Detached£184,950Freehold
5 Jun 202651, ELSHAM RISEHU13 0HPSemi-Detached£187,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · East Riding of Yorkshire Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Hessle deals.

Typical pricing for bridging finance in Hessle. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Hessle

An indicative appraisal for a nine-unit residential scheme priced at Hessle's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£1,966,000

Loan Amount

£1,278,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Hessle
— answered.

How active is the development pipeline in Hessle?
The East Riding of Yorkshire Council planning register currently shows 20 residential applications awaiting decision in Hessle, together proposing 798 units — the largest single scheme proposes 470 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Hessle Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £200,000, 215 sales, +5.3% YoY. East Riding of Yorkshire county.

6 min read

East Riding of Yorkshire Property Market: Prices, Trends & Development Finance, End of H1 2026

6 towns analysed. Median price £188,625, 5,125 transactions, -1% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Hessle and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Hessle,
East Riding of Yorkshire.

Adjacent products

Other services
in Hessle.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Hull

Beverley

Bridlington

Goole

Driffield

Get Terms020 3816 3693