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Bridlington, East Riding of Yorkshire
Bridging Finance
in Bridlington
Expert bridging finance for property developers in Bridlington. We connect you with competitive funding from our panel of 100+ lenders.
Bridlington, East Riding of Yorkshire
Bridging Finance
in Bridlington.
Live market data
Bridlington
market snapshot.
HM Land Registry sold-price data for Bridlington over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £175,000
- Sales (12m)
- 837
- YoY change
- -1.3%
- Approved (recent)
- 183
- Pipeline units
- 1,607
- Pipeline GDV
- £278.0M
Planning pipeline
Planning activity
in Bridlington.
183 approved (last 12 months)
·31 pending
·1,607 units in pipeline·£278.0M estimated GDV·75% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01358/ERNOT | Change of use of first and second floors to create 4 no. flats Cex 23 - 25 King Street Bridlington East Riding Of Yorkshire YO15 2DN | 4 | £312,000 | Pending | 10/07/2026 |
| 26/00986/ERNOT | Change of use from cafe to dwelling Wolds Way Cafe Kiplingcotes Road Londesborough East Riding Of Yorkshire YO43 3LW | 1 | £175,000 | Pending | 05/06/2026 |
| 25/01995/SEMNOT | Change of use of office (Class E) to mixed use of office (Class E) at ground flo… Omega Wealth And Finance 58 Flamborough Road Bridlington East Riding Of Yorkshire YO15 2JN | 1 | £78,000 | Pending | 03/10/2025 |
| 25/02787/PLF | Change of use and conversion of existing agricultural building to domestic use, … Wheelgate House Main Street Reedness East Riding Of Yorkshire DN14 8ER | - | - | Approved | 29/09/2025 |
| 25/02790/PAD | Display of free-standing totem sign to site entrance Station Retail Park Hilderthorpe Road Bridlington East Riding Of Yorkshire YO15 3EP | - | - | Approved | 29/09/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02382/PAD | Display of non-illuminated boxletters logo and projecting sign WHSmith 6 - 8 Toll Gavel Beverley East Riding Of Yorkshire HU17 9AJ | - | - | Pending | 09/09/2026 |
| 26/02349/PAD | Display of 1 non-illuminated projecting sign and 1 non-illuminated fascia sign 8A Wednesday Market Beverley East Riding Of Yorkshire | - | - | Pending | 07/09/2026 |
| 26/02331/PLF | Change of use from residential care home to hotel and short-term holiday lets Bridlington Manor 126 Cardigan Road Bridlington East Riding Of Yorkshire YO15 3LR | 1 | £175,000 | Pending | 03/09/2026 |
| 26/02306/PAD | Display of 1 non-illuminated fascia sign, 1 non-illuminated wall sign and window… Walkergate Surgery Unit 3 117 - 119 Walkergate Beverley East Riding Of Yorkshire HU17 9BP | - | - | Pending | 01/09/2026 |
| 26/01987/PLF | Erection of a dwelling following demolition of existing Nuttles Hall Farm Lelley Road Preston East Riding Of Yorkshire HU12 8SL | - | - | Pending | 31/07/2026 |
Deal intelligence
Key schemes
in Bridlington.
Indicative appraisals of the largest residential schemes in the Bridlington planning pipeline. These 3 schemes represent an estimated £83.1M in combined GDV across 452 units, with indicative capital stacks for each.
Major Residential Development Approved
Land North East Of 6 Broadacre Park Brough East Riding Of Yorkshire HU15 1LT
£31.8M
Estimated GDV
Units
173
GDV / Unit
£184k
Build Cost (Range)
£21.2M–£27.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £175,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £31.8M |
| Construction (11,764 sqm @ £2,050/sqm mid) | −£24.1M |
| Externals, fees & contingency | −£7.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.6M |
| Developer profit target (17.5% on GDV) | −£5.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Bempton Lane Agricultural Land Bempton Lane Bridlington East Riding Of Yorkshire YO16 6HG
£26.1M
Estimated GDV
Units
142
GDV / Unit
£184k
Build Cost (Range)
£17.4M–£22.2M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £175,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £26.1M |
| Construction (9,656 sqm @ £2,050/sqm mid) | −£19.8M |
| Externals, fees & contingency | −£5.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.0M |
| Developer profit target (17.5% on GDV) | −£4.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Approved
Land North Of Frontier Agriculture Limited Beverley Road Hutton Cranswick East Riding Of Yorkshire
£25.2M
Estimated GDV
Units
137
GDV / Unit
£184k
Build Cost (Range)
£16.8M–£21.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £175,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £25.2M |
| Construction (9,316 sqm @ £2,050/sqm mid) | −£19.1M |
| Externals, fees & contingency | −£5.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.9M |
| Developer profit target (17.5% on GDV) | −£4.4M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £175,000 plus a 5% new-build premium (assumed).
- Build cost: £1,800-£2,300/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Bridlington.
837 residential transactions in the last twelve months. Median sold price £175,000 (-1.3% YoY). 27 new-build transactions with a +30.2% premium over existing stock.
Detached
£275,000
Semi-Detached
£178,000
Terraced
£144,500
Flat
£78,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 20 Jul 2026 | 1, MAYFIELD ROADYO15 3LE | Detached | £310,000 | Freehold |
| 17 Jul 2026 | 79, CADMAN ROADYO16 6YZ | Detached | £275,000 | Freehold |
| 17 Jul 2026 | 31, PINFOLD STREETYO16 7AA | Terraced | £120,000 | Freehold |
| 17 Jul 2026 | 20, THE LAWNSYO16 6FL | Detached | £245,000 | Freehold |
| 10 Jul 2026 | 5, CARNABY AVENUEYO16 4TJ | Terraced | £165,000 | Freehold |
| 10 Jul 2026 | 8, ST THOMAS ROADYO16 4EB | Semi-Detached | £120,000 | Freehold |
| 10 Jul 2026 | 16, ROUNDHAY ROADYO15 3JY | Terraced | £255,000 | Freehold |
| 8 Jul 2026 | 32, MILNER ROADYO16 7LP | Terraced | £157,500 | Freehold |
| 8 Jul 2026 | 97, CARDIGAN ROADYO15 3JU | Detached | £448,000 | Freehold |
| 8 Jul 2026 | 23, FORTYFOOTYO16 7SA | Semi-Detached | £310,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · East Riding of Yorkshire Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Bridlington deals.
Typical pricing for bridging finance in Bridlington. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Bridlington
An indicative appraisal for a nine-unit residential scheme priced at Bridlington's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,682,000
Loan Amount
£1,093,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Bridlington
— answered.
How active is the development pipeline in Bridlington?
The East Riding of Yorkshire Council planning register currently shows 31 residential applications awaiting decision in Bridlington, together proposing 774 units — the largest single scheme proposes 142 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Bridlington Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £175,000, 837 sales, -1.3% YoY. East Riding of Yorkshire county.
6 min read
East Riding of Yorkshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
6 towns analysed. Median price £192,500, 7,511 transactions, -1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Bridlington and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Bridlington,
East Riding of Yorkshire.
Adjacent products
Other services
in Bridlington.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV