Cardiff
Splott
development finance.
Expert property development finance in Splott, Cardiff. Median price £267,500, 5,195 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £268k
- Sales (12m)
- 5,195
- YoY change
- +0.9%
Property finance
in Splott.
Splott - emerging inner-city area with industrial heritage conversions and growing buyer interest. With a median property price of £267,500 and 5,195 transactions in the last twelve months, Splott represents a high-volume market with prices up 0.9% year-on-year.
Detached homes command a median of £460,000 while flats average £161,000, reflecting the breadth of Splott's residential market. New-build activity is notable, with 55 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Splott and the wider Cardiff area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Splott scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Splott developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Splott
market snapshot.
HM Land Registry sold-price data for Splott over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £267,500
- Sales (12m)
- 5,195
- YoY change
- +0.9%
- Approved (recent)
- 176
- Pipeline units
- 1,806
- Pipeline GDV
- £445.8M
Splott development appraisal
Model the numbers
for your scheme.
Pre-populated with Splott median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Splott median prices. Adjust to match your scheme.
Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Splott.
5,195 residential transactions in the last twelve months. Median sold price £267,500 (+0.9% YoY). 55 new-build transactions with a +72.1% premium over existing stock.
Detached
£460,000
Semi-Detached
£300,000
Terraced
£264,010
Flat
£161,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Aug 2026 | 97, AEL Y BRYNCF23 9LL | Terraced | £245,000 | Freehold |
| 24 Aug 2026 | 4, HEATH PARK DRIVECF14 3QH | Semi-Detached | £447,500 | Freehold |
| 24 Aug 2026 | 1, ATLAS PLACECF5 1PG | Semi-Detached | £480,000 | Freehold |
| 24 Aug 2026 | 67, CYFARTHFA STREETCF24 3HF | Terraced | £252,000 | Freehold |
| 24 Aug 2026 | 319, CAMBRIA, VICTORIA WHARFCF11 0SA | Flat | £115,000 | Leasehold |
| 21 Aug 2026 | 20, SEVERN GROVECF11 9EN | Terraced | £400,000 | Freehold |
| 21 Aug 2026 | 68, RICHMOND ROADCF24 3AT | Semi-Detached | £425,000 | Freehold |
| 21 Aug 2026 | 771, ALEXANDRIA, VICTORIA WHARFCF11 0SF | Flat | £189,000 | Leasehold |
| 21 Aug 2026 | 99, KEPPOCH STREETCF24 3JT | Terraced | £255,000 | Freehold |
| 21 Aug 2026 | APARTMENT D, GOWER HOUSE, 1, THE RISECF14 0RA | Flat | £290,000 | Leasehold |
Planning pipeline
Planning activity
in Splott.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/00739/FUL | Construction of two semi-detached dwellings. Near CF24 2RU | 2 | £600,000 | Pending | 29/09/2026 |
| 26/00907/FUL | Temporary permission for the retention and continued use of 4 no. pre-fabricated… Near CF24 1RT | 4 | £1.1M | Pending | 29/09/2026 |
| 26/00417/FUL | Conversion to three flats with ground floor rear extension and dormer loft conve… Near CF24 4NX | 3 | £483,000 | Pending | 25/09/2026 |
| 26/01754/FUL | Conversion of a disused D1 Building (Office) to 3 x C4 HMO Units and 1 x Sui Gen… Near CF10 3DU | 0 | - | Pending | 25/09/2026 |
| 26/00753/FUL | Conversion of 1 no. 4 Bedroom Flat into 3 no. 1 Bedroom Flats with associated wo… Near CF11 6QN | 3 | £483,000 | Pending | 23/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01962/CLEUD | Use of the property as a C4 House in Multiple Occupation (HMO). Near CF24 4LH | 0 | - | Pending | 16/09/2026 |
| 26/01946/CLEUD | The erection of a dwellinghouse Near CF3 2EE | 1 | £267,500 | Pending | 15/09/2026 |
| 26/01947/CLEUD | The erection of a dwellinghouse Near CF3 2EE | 1 | £267,500 | Pending | 15/09/2026 |
| 26/01917/FUL | Proposed conversion of roof space, side & rear extensions & internal alterations… Near CF23 5YG | 0 | - | Pending | 11/09/2026 |
| 26/01918/FUL | Conversion to four flats with ground floor rear extension and rear dormer loft c… Near CF24 4AQ | 4 | £644,000 | Pending | 11/09/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Cardiff planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Splott
— answered.
What is the average property price in Splott?
Is Splott a good area for property development?
What types of property finance are available in Splott?
How do I apply for development finance in Splott?
What are typical development finance rates in Splott?
Where we fund
Splott,
Cardiff.
Nearby markets
Adjacent towns
we also fund.
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Canton
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Cathays
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University quarter with strong HMO and student housing market near Cardiff University
Pontcanna
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Premium Cardiff neighbourhood with strong family demand and period property conversions
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Splott and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.