Cardiff
Pontcanna
development finance.
Expert property development finance in Pontcanna, Cardiff. Median price £265,000, 3,628 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £265k
- Sales (12m)
- 3,628
- YoY change
- 0%
Pontcanna, Cardiff
Property finance
in Pontcanna.
Pontcanna - premium Cardiff neighbourhood with strong family demand and period property conversions. With a median property price of £265,000 and 3,628 transactions in the last twelve months, Pontcanna represents a active market.
Detached homes command a median of £460,000 while flats average £161,000, reflecting the breadth of Pontcanna's residential market. New-build activity is notable, with 26 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Pontcanna and the wider Cardiff area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Pontcanna scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Pontcanna developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Pontcanna
market snapshot.
HM Land Registry sold-price data for Pontcanna over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £265,000
- Sales (12m)
- 3,628
- YoY change
- Flat
- Pipeline units
- 234
- Pipeline GDV
- £58.4M
Pontcanna development appraisal
Model the numbers
for your scheme.
Pre-populated with Pontcanna median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Pontcanna median prices. Adjust to match your scheme.
Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Pontcanna.
3,628 residential transactions in the last twelve months. Median sold price £265,000. 26 new-build transactions with a +78.9% premium over existing stock.
Detached
£460,000
Semi-Detached
£300,000
Terraced
£265,000
Flat
£161,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jun 2026 | 14, COTTRELL ROADCF24 3EY | Terraced | £260,000 | Freehold |
| 26 Jun 2026 | 12, EDDYSTONE CLOSECF11 8EB | Terraced | £153,000 | Leasehold |
| 26 Jun 2026 | 53, LANSDOWNE ROADCF5 1PQ | Terraced | £260,000 | Freehold |
| 26 Jun 2026 | 16, HEATHBROOKCF14 5FA | Semi-Detached | £295,000 | Freehold |
| 24 Jun 2026 | 32, COLCHESTER AVENUECF23 9BP | Terraced | £500,000 | Freehold |
| 23 Jun 2026 | 85, SEVERN ROADCF11 9EA | Terraced | £325,000 | Freehold |
| 23 Jun 2026 | 2, LLANDEGFEDD CLOSECF14 9HJ | Terraced | £210,000 | Freehold |
| 23 Jun 2026 | 152, INVERNESS PLACECF24 4RX | Terraced | £295,000 | Freehold |
| 23 Jun 2026 | 10, OAKWOOD AVENUECF23 9HA | Semi-Detached | £335,000 | Freehold |
| 22 Jun 2026 | FLAT 64, ALTOLUSSO, BUTE TERRACECF10 2FF | Flat | £140,000 | Leasehold |
Planning pipeline
Planning activity
in Pontcanna.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01110/FUL | Proposed replacement first and second floor windows and doors. 36 Park Place Cathays Cardiff CF10 3BB | - | - | Pending | |
| 26/01102/FUL | Removal of existing jetwash and valeting bays and the erection of jet wash bays,… Morrisons Petrol Station Wm Morrisons International Drive Grangetown Cardiff CF11 0JP | - | - | Pending | |
| 26/01106/VAR | Change of use from shop (use class A1) to office (use class B1). (Approved 20 Ja… 15 Churchill Way Cathays Cardiff CF10 2HD | - | - | Pending | |
| 26/01090/CLEUD | Use of the property as a C4 House in Multiple Occupation (HMO). 73 Mackintosh Place Roath Cardiff CF24 4RL | - | - | Pending | |
| 26/01074/FUL | Ground floor rear extension. 2 Senghennydd Road Cathays Cardiff CF24 4AG | - | - | Pending |
Source: HM Land Registry price paid data, 12 months to August 2026 · Cardiff Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Pontcanna
— answered.
What is the average property price in Pontcanna?
Is Pontcanna a good area for property development?
What types of property finance are available in Pontcanna?
How do I apply for development finance in Pontcanna?
What are typical development finance rates in Pontcanna?
Where we fund
Pontcanna,
Cardiff.
Nearby markets
Adjacent towns
we also fund.
Cardiff City Centre
Median · £265,000
Welsh capital with Central Square regeneration, three universities, and growing BTR sector
Cardiff Bay
Median · £265,000
Pioneering waterfront regeneration with continuing residential and commercial development
Canton
Median · £265,000
Popular inner suburb with strong rental demand and Victorian terrace refurbishment opportunities
Cathays
Median · £265,000
University quarter with strong HMO and student housing market near Cardiff University
Splott
Median · £265,000
Emerging inner-city area with industrial heritage conversions and growing buyer interest
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Pontcanna and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.