Cardiff
Cardiff Bay
development finance.
Expert property development finance in Cardiff Bay, Cardiff. Median price £266,000, 3,463 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £266k
- Sales (12m)
- 3,463
- YoY change
- +0.4%
Cardiff Bay, Cardiff
Property finance
in Cardiff Bay.
Cardiff Bay - pioneering waterfront regeneration with continuing residential and commercial development. With a median property price of £266,000 and 3,463 transactions in the last twelve months, Cardiff Bay represents a active market with prices up 0.4% year-on-year.
Detached homes command a median of £460,000 while flats average £162,000, reflecting the breadth of Cardiff Bay's residential market. New-build activity is notable, with 62 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Cardiff Bay and the wider Cardiff area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Cardiff Bay scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Cardiff Bay developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Cardiff Bay
market snapshot.
HM Land Registry sold-price data for Cardiff Bay over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £266,000
- Sales (12m)
- 3,463
- YoY change
- +0.4%
- Approved (12m)
- 0
- Pipeline units
- 75
- Pipeline GDV
- £14.0M
Cardiff Bay development appraisal
Model the numbers
for your scheme.
Pre-populated with Cardiff Bay median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Cardiff Bay median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Cardiff Bay.
3,463 residential transactions in the last twelve months. Median sold price £266,000 (+0.4% YoY). 62 new-build transactions with a +72.1% premium over existing stock.
Detached
£460,000
Semi-Detached
£299,000
Terraced
£265,000
Flat
£162,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Apr 2026 | 126, CRADDOCK STREETCF11 6EY | Terraced | £131,147 | Freehold |
| 24 Apr 2026 | 103, COLCHESTER AVENUECF23 9AY | Terraced | £250,000 | Freehold |
| 24 Apr 2026 | 20, HANDLEY ROADCF24 2HF | Terraced | £220,000 | Freehold |
| 24 Apr 2026 | 47, WESTBOURNE ROADCF14 2BR | Semi-Detached | £425,000 | Freehold |
| 23 Apr 2026 | 183, KINGS ROADCF11 9DF | Terraced | £350,000 | Freehold |
| 23 Apr 2026 | 37, HANSEN COURT, HEOL GLAN RHEIDOLCF10 5NX | Flat | £150,000 | Leasehold |
| 22 Apr 2026 | 13, MOSTYN ROADCF5 4QE | Terraced | £140,000 | Freehold |
| 22 Apr 2026 | 15, ARMOURY DRIVECF14 4NP | Detached | £242,000 | Freehold |
| 21 Apr 2026 | 170, MOORLAND ROADCF24 2LQ | Terraced | £297,650 | Freehold |
| 21 Apr 2026 | 9, GWERN CATHERINECF5 6GD | Terraced | £215,000 | Freehold |
Planning pipeline
Planning activity
in Cardiff Bay.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01256/FUL | Conversion of office to 3 flats 16 Park Grove Cathays Cardiff CF10 3BN | 3 | £486,000 | Pending | 17/06/2026 |
| 26/01252/FUL | CONVERSION FROM TWO TO THREE FLATS OVER THE EXISTING OFFICE WITH REAR DORMER LOF… 276 North Road Gabalfa Cardiff CF14 3BL | 3 | £486,000 | Pending | 17/06/2026 |
| 26/01244/FUL | Resurfacing existing car park with new permeable surfacing Careers Service Cardiff University 56 Park Place Cathays Cardiff CF10 3AT | - | - | Pending | 16/06/2026 |
| 26/01242/FUL | Change of use from a single dwelling house to 2 no. two-bedroom flats, including… 33 Dalton Street Cathays Cardiff CF24 4HB | 2 | £324,000 | Pending | 16/06/2026 |
| 26/01231/FUL | Proposed side extensions to both properties, loft conversion to no 18 and a redu… 16 & 18 Boverton Street Roath Cardiff CF23 5ES | - | - | Pending | 15/06/2026 |
Common questions
Property finance in Cardiff Bay
— answered.
What is the average property price in Cardiff Bay?
Is Cardiff Bay a good area for property development?
What types of property finance are available in Cardiff Bay?
How do I apply for development finance in Cardiff Bay?
What are typical development finance rates in Cardiff Bay?
Where we fund
Cardiff Bay,
Cardiff.
Nearby markets
Adjacent towns
we also fund.
Cardiff City Centre
Median · £266,000
Welsh capital with Central Square regeneration, three universities, and growing BTR sector
Canton
Median · £266,000
Popular inner suburb with strong rental demand and Victorian terrace refurbishment opportunities
Cathays
Median · £266,000
University quarter with strong HMO and student housing market near Cardiff University
Splott
Median · £266,000
Emerging inner-city area with industrial heritage conversions and growing buyer interest
Pontcanna
Median · £266,000
Premium Cardiff neighbourhood with strong family demand and period property conversions
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Cardiff Bay and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.