Cardiff
Cardiff Bay
development finance.
Expert property development finance in Cardiff Bay, Cardiff. Median price £265,000, 3,326 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £265k
- Sales (12m)
- 3,326
- YoY change
- +0.8%
Cardiff Bay, Cardiff
Property finance
in Cardiff Bay.
Cardiff Bay - pioneering waterfront regeneration with continuing residential and commercial development. With a median property price of £265,000 and 3,326 transactions in the last twelve months, Cardiff Bay represents a active market with prices up 0.8% year-on-year.
Detached homes command a median of £457,000 while flats average £163,375, reflecting the breadth of Cardiff Bay's residential market. New-build activity is notable, with 87 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Cardiff Bay and the wider Cardiff area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Cardiff Bay scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Cardiff Bay developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Cardiff Bay
market snapshot.
HM Land Registry sold-price data for Cardiff Bay over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £265,000
- Sales (12m)
- 3,326
- YoY change
- +0.8%
- Approved (12m)
- 0
- Pipeline units
- 715
- Pipeline GDV
- £177.2M
Cardiff Bay development appraisal
Model the numbers
for your scheme.
Pre-populated with Cardiff Bay median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Cardiff Bay median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Cardiff Bay.
3,326 residential transactions in the last twelve months. Median sold price £265,000 (+0.8% YoY). 87 new-build transactions with a +72.1% premium over existing stock.
Detached
£457,000
Semi-Detached
£300,000
Terraced
£260,000
Flat
£163,375
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 25 Feb 2026 | 35, SEAGER DRIVECF11 7FD | Flat | £138,000 | Leasehold |
| 23 Feb 2026 | 38, CORNELLY STREETCF14 2HR | Terraced | £258,000 | Freehold |
| 20 Feb 2026 | 42, SEVERN ROADCF11 9EB | Terraced | £470,000 | Freehold |
| 20 Feb 2026 | 61, PEN Y WAIN ROADCF24 4GF | Terraced | £145,000 | Freehold |
| 20 Feb 2026 | 2, LILY STREETCF24 3EB | Terraced | £250,000 | Freehold |
| 20 Feb 2026 | FLAT 2, FIDLAS HOUSE, FIDLAS ROADCF14 0NE | Flat | £260,000 | Leasehold |
| 20 Feb 2026 | 26, BROADACRESCF11 8DD | Semi-Detached | £380,000 | Freehold |
| 20 Feb 2026 | 8, GREAT BURNET CLOSECF3 0RJ | Semi-Detached | £225,000 | Freehold |
| 19 Feb 2026 | 53, FAIRLEIGH ROADCF11 9JW | Terraced | £446,000 | Freehold |
| 19 Feb 2026 | 7, LLOYD PLACECF3 0NX | Terraced | £210,000 | Freehold |
Planning pipeline
Planning activity
in Cardiff Bay.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00868/FUL | New external staircase for rear flat with associated works. 60 Crwys Road Cathays Cardiff CF24 4NN | - | - | Pending | 30/04/2026 |
| 26/00862/FUL | Replacement of rear timber windows to uPVC sash style windows and painting of th… First Floor Flat 10 Plasturton Gardens Pontcanna Cardiff CF11 9HF | - | - | Pending | 30/04/2026 |
| 26/00861/FUL | Rear extension and associated works. Oakdale Workmen's Institute St Fagans Cardiff CF5 6XB | - | - | Pending | 30/04/2026 |
| 26/00844/FUL | Change of Use of the rear ground floor from A1 shop to C3 one bedroom dwelling w… 12 Wellfield Road Roath Cardiff CF24 3PB | 1 | £265,000 | Pending | 29/04/2026 |
| 26/00841/FUL | Change of Use of former Ladies Toilets to a Cafe with associated works. External… Ty Wedal Cemetery Allensbank Road Heath Cardiff CF14 3QY | - | - | Pending | 29/04/2026 |
Common questions
Property finance in Cardiff Bay
— answered.
What is the average property price in Cardiff Bay?
Is Cardiff Bay a good area for property development?
What types of property finance are available in Cardiff Bay?
How do I apply for development finance in Cardiff Bay?
What are typical development finance rates in Cardiff Bay?
Where we fund
Cardiff Bay,
Cardiff.
Nearby markets
Adjacent towns
we also fund.
Cardiff City Centre
Median · £265,000
Welsh capital with Central Square regeneration, three universities, and growing BTR sector
Canton
Median · £265,000
Popular inner suburb with strong rental demand and Victorian terrace refurbishment opportunities
Cathays
Median · £265,000
University quarter with strong HMO and student housing market near Cardiff University
Splott
Median · £265,000
Emerging inner-city area with industrial heritage conversions and growing buyer interest
Pontcanna
Median · £265,000
Premium Cardiff neighbourhood with strong family demand and period property conversions
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Cardiff Bay and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.