Wokingham, Berkshire
Bridging Finance
in Wokingham
Expert bridging finance for property developers in Wokingham. We connect you with competitive funding from our panel of 100+ lenders.
Wokingham, Berkshire
Bridging Finance
in Wokingham.
Live market data
Wokingham
market snapshot.
HM Land Registry sold-price data for Wokingham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £470,000
- Sales (12m)
- 1,770
- YoY change
- -5.1%
- Approved (recent)
- 7
- Pipeline units
- 2,590
- Pipeline GDV
- £1230.3M
Planning pipeline
Planning activity
in Wokingham.
2 approved (last 3 months)
·2 pending
·343 units in pipeline·£161.2M estimated GDV·100% approval rate (last 3 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 261418 | Submission of details to comply with Condition 11 (Samples of Materials) of plan… Bridge Farm New Bath Road Twyford Wokingham RG10 9RU | 200 | £94.0M | Pending | 10/08/2026 |
| 261486 | Permission in principle application for the proposed construction of 2 dwellings… 1 Ilbury Close Shinfield Wokingham RG2 9DE | 2 | £940,000 | Pending | 22/07/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 261625 | Full application for the proposed change of use from C3 dwellinghouse to a sui g… 41 Harcourt Drive Earley Wokingham RG6 5TL | 1 | £470,000 | Pending | 10/07/2026 |
| 261209 | Application for submission of details to comply with Conditions 3 (Materials), 8… Hogwood Farm Sheerlands Road Arborfield Wokingham RG40 4QY | 140 | £65.8M | Pending | 18/05/2026 |
Deal intelligence
Key schemes
in Wokingham.
Indicative appraisals of the largest residential schemes in the Wokingham planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £167.8M in combined GDV across 340 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Bridge Farm New Bath Road Twyford Wokingham RG10 9RU
£98.7M
Estimated GDV
Units
200
GDV / Unit
£494k
Build Cost (Range)
£30.6M–£38.8M
Residual Land Value
£25.2M
GDV estimated from the HM Land Registry blended median of £470,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £25,229,000 (£126k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £98.7M |
| Construction (13,600 sqm @ £2,550/sqm mid) | −£34.7M |
| Externals, fees & contingency | −£10.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£11.3M |
| Developer profit target (17.5% on GDV) | −£17.3M |
| Implied residual land value | £25.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Hogwood Farm Sheerlands Road Arborfield Wokingham RG40 4QY
£69.1M
Estimated GDV
Units
140
GDV / Unit
£494k
Build Cost (Range)
£21.4M–£27.1M
Residual Land Value
£17.7M
GDV estimated from the HM Land Registry blended median of £470,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £17,660,000 (£126k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £69.1M |
| Construction (9,520 sqm @ £2,550/sqm mid) | −£24.3M |
| Externals, fees & contingency | −£7.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.9M |
| Developer profit target (17.5% on GDV) | −£12.1M |
| Implied residual land value | £17.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £470,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Wokingham.
1,770 residential transactions in the last twelve months. Median sold price £470,000 (-5.1% YoY). 17 new-build transactions with a +36.2% premium over existing stock.
Detached
£675,000
Semi-Detached
£475,000
Terraced
£380,500
Flat
£260,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 23 Jun 2026 | 48, KESTEVEN WAYRG41 3AD | Terraced | £378,000 | Freehold |
| 23 Jun 2026 | 49, CANNOCK WAYRG6 4EF | Terraced | £390,000 | Freehold |
| 22 Jun 2026 | 5, MILTON COURT, MILTON ROADRG40 1DQ | Flat | £390,000 | Leasehold |
| 22 Jun 2026 | 36, MERCURY AVENUERG41 3GA | Semi-Detached | £475,000 | Freehold |
| 22 Jun 2026 | 61, RAYNER DRIVERG2 9FB | Detached | £450,000 | Freehold |
| 19 Jun 2026 | 5, COPSEWOODRG41 1AR | Semi-Detached | £610,000 | Freehold |
| 19 Jun 2026 | 40, HIGH STREETRG10 8BY | Terraced | £225,000 | Freehold |
| 19 Jun 2026 | 16, GRANGE AVENUERG45 6QG | Detached | £676,000 | Freehold |
| 19 Jun 2026 | 5, WESCOTT ROADRG40 2ER | Terraced | £435,000 | Freehold |
| 19 Jun 2026 | 17, THE BRACKENSRG45 6TB | Detached | £750,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Wokingham Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Wokingham deals.
Typical pricing for bridging finance in Wokingham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Wokingham
An indicative appraisal for a nine-unit residential scheme priced at Wokingham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,489,000
Loan Amount
£2,918,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Wokingham
— answered.
How active is the development pipeline in Wokingham?
The Wokingham Borough Council planning register currently shows 2 residential applications awaiting decision in Wokingham, together proposing 141 units — the largest single scheme proposes 140 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Wokingham Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £475,000, 1,825 sales, -3.1% YoY. Berkshire county.
6 min read
Berkshire Property Market: Prices, Trends & Development Finance, End of H1 2026
8 towns analysed. Median price £400,000, 7,722 transactions, -1.4% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Wokingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Wokingham,
Berkshire.
Adjacent products
Other services
in Wokingham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV