Wokingham, Berkshire
Bridging Finance
in Wokingham
Expert bridging finance for property developers in Wokingham. We connect you with competitive funding from our panel of 100+ lenders.
Wokingham, Berkshire
Bridging Finance
in Wokingham.
Live market data
Wokingham
market snapshot.
HM Land Registry sold-price data for Wokingham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £475,000
- Sales (12m)
- 2,588
- YoY change
- -3.1%
- Approved (recent)
- 49
- Pipeline units
- 1,912
- Pipeline GDV
- £908.3M
Planning pipeline
Planning activity
in Wokingham.
49 approved (last 12 months)
·59 pending
·1,912 units in pipeline·£908.3M estimated GDV·78% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 253142 | Reserved Matters pursuant to Outline Planning Consent 191068 comprising the erec… Parcels R7 and R13 Land at Phase 2b of the South Wokingham Strategic Development Location (SDL) Wokingham | 215 | £102.1M | Pending | 16/09/2026 |
| 261097 | Full Application for the proposed part change of use of the pavilion to provide … Reading Cricket & Hockey Club Sonning Lane Sonning Reading RG4 6ST | - | - | Pending | 11/09/2026 |
| 261582 | Full application for the proposed sub-division of existing house into 2 no. dwel… 192 Silverdale Road Earley Wokingham RG6 7NB | 2 | £950,000 | Pending | 07/09/2026 |
| 253071 | Application for approval of Reserved Matters pursuant to Outline Planning Consen… Land To West Of Park Lane Charvil RG10 9TS | 75 | £35.6M | Pending | 03/09/2026 |
| 261498 | Householder application for the proposed erection of a single storey rear extens… Sonning House Pearson Road Sonning Wokingham RG4 6UL | 1 | £475,000 | Pending | 02/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 262247 | Full application for the proposed erection of 2no dwellings along with relocatio… 22a and 22b Barkham Ride Barkham Wokingham RG40 4EU | 2 | £950,000 | Pending | 24/09/2026 |
| 262189 | Consultation from Bracknell Forest Council for outline application for the demol… MURRELL HILL GRANGE MURRELL HILL LANE BINFIELD RG42 4BY | 160 | £76.0M | Pending | 16/09/2026 |
| 262149 | Full application for demolition of existing single storey side element, single s… 273 Loddon Bridge Road Woodley Wokingham RG5 4BL | - | - | Pending | 10/09/2026 |
| 262157 | Full application for the proposed erection of a two-storey detached replacement … 40 Culver Lane Earley Wokingham RG6 1DY | - | - | Pending | 10/09/2026 |
| 262130 | Full application for the change of use of the land, to a residential caravan sit… Land adjacent to Highfield Park Wokingham RG2 9PP | 1 | £475,000 | Pending | 08/09/2026 |
Deal intelligence
Key schemes
in Wokingham.
Indicative appraisals of the largest residential schemes in the Wokingham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £436.4M in combined GDV across 875 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land North of Mole Road and Church Lane Newlands Farm RG2 9JD
£214.5M
Estimated GDV
Units
430
GDV / Unit
£499k
Build Cost (Range)
£65.8M–£83.3M
Residual Land Value
£55.9M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £55,851,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £214.5M |
| Construction (29,240 sqm @ £2,550/sqm mid) | −£74.6M |
| Externals, fees & contingency | −£21.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£24.6M |
| Developer profit target (17.5% on GDV) | −£37.5M |
| Implied residual land value | £55.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land to the north of the A4 New Bath Road Twyford RG10 9RY
£114.7M
Estimated GDV
Units
230
GDV / Unit
£499k
Build Cost (Range)
£35.2M–£44.6M
Residual Land Value
£29.9M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £29,873,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £114.7M |
| Construction (15,640 sqm @ £2,550/sqm mid) | −£39.9M |
| Externals, fees & contingency | −£11.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.2M |
| Developer profit target (17.5% on GDV) | −£20.1M |
| Implied residual land value | £29.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Parcels R7 and R13 Land at Phase 2b of the South Wokingham Strategic Development Location (SDL) Wokingham
£107.2M
Estimated GDV
Units
215
GDV / Unit
£499k
Build Cost (Range)
£32.9M–£41.7M
Residual Land Value
£27.9M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £27,925,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £107.2M |
| Construction (14,620 sqm @ £2,550/sqm mid) | −£37.3M |
| Externals, fees & contingency | −£11.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£12.3M |
| Developer profit target (17.5% on GDV) | −£18.8M |
| Implied residual land value | £27.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Wokingham.
2,588 residential transactions in the last twelve months. Median sold price £475,000 (-3.1% YoY). 60 new-build transactions with a +42.8% premium over existing stock.
Detached
£680,000
Semi-Detached
£480,000
Terraced
£385,000
Flat
£260,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | 27, CEDAR GROVERG41 1AP | Semi-Detached | £600,000 | Freehold |
| 24 Jul 2026 | 11, HAZYLWOODRG40 5AW | Semi-Detached | £585,000 | Freehold |
| 24 Jul 2026 | 24, READWIN CRESCENTRG40 5BD | Detached | £715,000 | Freehold |
| 24 Jul 2026 | 20, THORNBURY CLOSERG45 6PE | Detached | £691,000 | Freehold |
| 22 Jul 2026 | 169, FLEETHAM GARDENSRG6 4HL | Terraced | £350,000 | Freehold |
| 21 Jul 2026 | 24, BISHOPS DRIVERG40 1WA | Detached | £800,000 | Freehold |
| 20 Jul 2026 | FLAT 14, SAXONS COURT, PEACH STREETRG40 1XH | Flat | £323,000 | Leasehold |
| 20 Jul 2026 | 1, HAWKINS WAYRG40 1UW | Terraced | £415,000 | Freehold |
| 19 Jul 2026 | 9, EASTWOOD ROADRG5 3PY | Semi-Detached | £354,580 | Freehold |
| 17 Jul 2026 | 10, MESSENGER ROADRG5 4TR | Detached | £550,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Wokingham Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Wokingham deals.
Typical pricing for bridging finance in Wokingham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Wokingham
An indicative appraisal for a nine-unit residential scheme priced at Wokingham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,536,000
Loan Amount
£2,948,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Wokingham
— answered.
How active is the development pipeline in Wokingham?
The Wokingham Borough Council planning register currently shows 59 residential applications awaiting decision in Wokingham, together proposing 1,495 units — the largest single scheme proposes 430 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Wokingham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £475,000, 2,588 sales, -3.1% YoY. Berkshire county.
6 min read
Berkshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £402,500, 11,043 transactions, -0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Wokingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Wokingham,
Berkshire.
Adjacent products
Other services
in Wokingham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV