ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  4. Windsor/
  5. Bridging Finance

Windsor, Berkshire

Bridging Finance
in Windsor

Expert bridging finance for property developers in Windsor. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Windsor Castle grounds

Windsor, Berkshire

Bridging Finance
in Windsor.

Live market data

Windsor
market snapshot.

HM Land Registry sold-price data for Windsor over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£500,000
Sales (12m)
415
YoY change
Flat
Pipeline units
13,302
Pipeline GDV
£6598.7M

Planning pipeline

Planning activity
in Windsor.

59 residential applications awaiting decision
·1,295 units in pipeline·£633.6M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/02004/CONDIT

Details required by Informative number 3 (Mandatory biodiversity net gain) of pl…

Land Bounded By Ascot Fire Station Station Hill And West of Hermitage Parade And South of High Street Ascot SL5 7HF

101£50.5MPending13/08/2026
26/02003/CONDIT

Details required by Condition 7 (tree protection and arboricultural method state…

Land Bounded By Ascot Fire Station Station Hill And West of Hermitage Parade And South of High Street Ascot SL5 7HF

101£50.5MPending13/08/2026
26/01966/PIP

3 no. dwellings with landscaping and hardstanding following demolition of existi…

Snapper Holyport Road Maidenhead SL6 2HA

3£1.5MPending07/08/2026
26/01917/VAR

Variation (under Section 73a) of Condition 11 (Approved plans) to substitute tho…

Triboges Berries Road Cookham Maidenhead SL6 9SD

--Pending06/08/2026
26/01932/CONDIT

Details required by Condition 5 (SuDS) of planning permission 25/01050/FULL for …

Land Bounded By Ascot Fire Station Station Hill And West of Hermitage Parade And South of High Street Ascot SL5 7HF

101£50.5MPending05/08/2026

Deal intelligence

Key schemes
in Windsor.

Indicative appraisals of the largest residential schemes in the Windsor planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £238.0M in combined GDV across 416 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land South of Kimbers Lane Maidenhead

£128.7M

Estimated GDV

Units

225

GDV / Unit

£572k

Build Cost (Range)

£34.4M–£43.6M

Residual Land Value

£40.9M

GDV estimated from the HM Land Registry blended median of £500,000 plus a 14.4% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £40,928,000 (£182k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£128.7M
Construction (15,300 sqm @ £2,550/sqm mid)−£39.0M
Externals, fees & contingency−£11.5M
Finance (65% LTGDV, 24m) & sales costs−£14.8M
Developer profit target (17.5% on GDV)−£22.5M
Implied residual land value£40.9M

Indicative Capital Stack

Senior Debt60% (£77.2M)Mezzanine20% (£25.7M)Developer Equity20% (£25.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land Bounded By Ascot Fire Station Station Hill And West of Hermitage Parade And South of High Street Ascot SL5 7HF

£57.8M

Estimated GDV

Units

101

GDV / Unit

£572k

Build Cost (Range)

£15.5M–£19.6M

Residual Land Value

£18.4M

GDV estimated from the HM Land Registry blended median of £500,000 plus a 14.4% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £18,373,000 (£182k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£57.8M
Construction (6,868 sqm @ £2,550/sqm mid)−£17.5M
Externals, fees & contingency−£5.1M
Finance (65% LTGDV, 24m) & sales costs−£6.6M
Developer profit target (17.5% on GDV)−£10.1M
Implied residual land value£18.4M

Indicative Capital Stack

Senior Debt60% (£34.7M)Mezzanine20% (£11.6M)Developer Equity20% (£11.6M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Demolition & New Build Awaiting decision

Land South of High Street And East of Station Hill Ascot SL5 7HF

£51.5M

Estimated GDV

Units

90

GDV / Unit

£572k

Build Cost (Range)

£13.8M–£17.4M

Residual Land Value

£16.4M

GDV estimated from the HM Land Registry blended median of £500,000 plus a 14.4% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £16,370,000 (£182k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£51.5M
Construction (6,120 sqm @ £2,550/sqm mid)−£15.6M
Externals, fees & contingency−£4.6M
Finance (65% LTGDV, 24m) & sales costs−£5.9M
Developer profit target (17.5% on GDV)−£9.0M
Implied residual land value£16.4M

Indicative Capital Stack

Senior Debt60% (£30.9M)Mezzanine20% (£10.3M)Developer Equity20% (£10.3M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £500,000 plus a 14.4% new-build premium (measured locally).
  • Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Windsor market dataBerkshire market report

Land Registry data

Recent property sales
in Windsor.

415 residential transactions in the last twelve months. Median sold price £500,000. 4 new-build transactions with a +14.4% premium over existing stock.

Detached

£799,975

Semi-Detached

£575,000

Terraced

£499,975

Flat

£295,000

DateAddressTypePriceTenure
26 Jun 202610, QUEENS ROADSL4 6NATerraced£610,000Freehold
22 Jun 202648, EAST CRESCENTSL4 5LDTerraced£470,000Freehold
17 Jun 202621, LONGMEADSL4 5QASemi-Detached£765,000Freehold
17 Jun 2026BANTRY HOUSE, WOODLAND AVENUESL4 4AGDetached£820,000Freehold
15 Jun 20267A, DEDWORTH DRIVESL4 5NSSemi-Detached£450,000Freehold
12 Jun 202623, GROVE ROADSL4 1JESemi-Detached£1,625,000Freehold
10 Jun 202620, NELSON ROADSL4 3RQSemi-Detached£540,000Freehold
9 Jun 202621A, ST LEONARDS ROADSL4 3BPTerraced£371,500Freehold
8 Jun 202632, LONGMEADSL4 5PZSemi-Detached£535,000Freehold
29 May 202620, NORTHFIELD ROADSL4 6LGDetached£475,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Royal Borough of Windsor & Maidenhead planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Windsor deals.

Typical pricing for bridging finance in Windsor. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Windsor

An indicative appraisal for a nine-unit residential scheme priced at Windsor's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£5,920,000

Loan Amount

£3,848,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Windsor
— answered.

How active is the development pipeline in Windsor?
The Royal Borough of Windsor & Maidenhead planning register currently shows 59 residential applications awaiting decision in Windsor, together proposing 1,295 units — the largest single scheme proposes 225 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Windsor Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £503,500, 418 sales, +0.7% YoY. Berkshire county.

6 min read

Berkshire Property Market: Prices, Trends & Development Finance, End of H1 2026

8 towns analysed. Median price £400,000, 7,722 transactions, -1.4% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Windsor and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Windsor,
Berkshire.

Adjacent products

Other services
in Windsor.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Reading

Slough

Bracknell

Maidenhead

Wokingham

Newbury

Get Terms020 3816 3693