ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Bracknell, Berkshire

Bridging Finance
in Bracknell

Expert bridging finance for property developers in Bracknell. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Windsor Castle grounds

Bracknell, Berkshire

Bridging Finance
in Bracknell.

Live market data

Bracknell
market snapshot.

HM Land Registry sold-price data for Bracknell over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£415,000
Sales (12m)
1,848
YoY change
Flat
Approved (recent)
36
Pipeline units
1,527
Pipeline GDV
£621.8M

Planning pipeline

Planning activity
in Bracknell.

36 approved (last 12 months)
·
82 pending
·1,527 units in pipeline·£621.8M estimated GDV·73% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
PA/2026/0527

Application for listed building consent for revisions to roof of existing garage…

THE OLD RECTORY, CHURCH ROAD, WINKFIELD, WINDSOR, SL4 4SF

--Pending22/09/2026
PA/2026/0631

Remedial works to basements, exterior walls and surfacing to reduce rising damp.

OLD COLLEGE, ROYAL MILITARY ACADEMY SANDHURST, HAIG ROAD, SANDHURST, CAMBERLEY, GU15 4PQ

--Pending22/09/2026
PA/2026/0155

Change of use of existing ancillary residential accommodation to form an indepen…

28 Spinis Bracknell Berkshire RG12 8XA

1£415,000Pending15/09/2026
PA/2026/0412

Installation of a concrete base and shed, extension of patio area including perg…

22B THE ELMS, WARFIELD PARK, BRACKNELL, RG42 3RP

--Pending02/09/2026
PA/2026/0691

Proposed single storey rear flat roof extension with roof light

LANE END, WARFIELD STREET, WARFIELD, BRACKNELL, RG42 6AR

--Pending01/09/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
PA/2026/0842

Erection of nine dwellings following demolition of the existing dwellings and ou…

ATHOL VILLA, WESTBOURNE ROAD, COLLEGE TOWN, SANDHURST, GU47 0QX

9£3.7MPending25/09/2026
PA/2026/0885

Full application for the proposed erection of 136 dwellings (Use Class C3) along…

PINEWOOD HOUSE, NINE MILE RIDE, WOKINGHAM, RG40 3EA

136£56.4MPending21/09/2026
PA/2026/0887

Prior approval application for construction of a single additional storey above …

NEWLANDS, 29 PRINCE CONSORT DRIVE, ASCOT, SL5 8AW

--Pending21/09/2026
PA/2026/0821

Proposed decking and clubhouse building to adjoin the all weather riding surface…

Longhorn Farm, Malt Hill, Warfield, RG42 6JQ

--Pending17/09/2026
PA/2026/0839

Proposed equestrian building with permeable hardstanding.

Longhorn Farm , Malt Hill, Warfield, RG42 6JQ

--Pending17/09/2026

Deal intelligence

Key schemes
in Bracknell.

Indicative appraisals of the largest residential schemes in the Bracknell planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £265.8M in combined GDV across 610 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Parcels R7 and R13, Land at Phase 2b of the South Wokingham Strategic Development Location (SDL)

£93.7M

Estimated GDV

Units

215

GDV / Unit

£436k

Build Cost (Range)

£32.9M–£41.7M

Residual Land Value

£18.3M

GDV estimated from the HM Land Registry blended median of £415,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £18,305,000 (£85k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£93.7M
Construction (14,620 sqm @ £2,550/sqm mid)−£37.3M
Externals, fees & contingency−£11.0M
Finance (65% LTGDV, 24m) & sales costs−£10.8M
Developer profit target (17.5% on GDV)−£16.4M
Implied residual land value£18.3M

Indicative Capital Stack

Senior Debt60% (£56.2M)Mezzanine20% (£18.7M)Developer Equity20% (£18.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Parcels R7 and R13, Land at Phase 2b of the South Wokingham Strategic Development Location (SDL)

£93.7M

Estimated GDV

Units

215

GDV / Unit

£436k

Build Cost (Range)

£32.9M–£41.7M

Residual Land Value

£18.3M

GDV estimated from the HM Land Registry blended median of £415,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £18,305,000 (£85k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£93.7M
Construction (14,620 sqm @ £2,550/sqm mid)−£37.3M
Externals, fees & contingency−£11.0M
Finance (65% LTGDV, 24m) & sales costs−£10.8M
Developer profit target (17.5% on GDV)−£16.4M
Implied residual land value£18.3M

Indicative Capital Stack

Senior Debt60% (£56.2M)Mezzanine20% (£18.7M)Developer Equity20% (£18.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land north east of Easthampstead Road, Wokingham

£78.4M

Estimated GDV

Units

180

GDV / Unit

£436k

Build Cost (Range)

£27.5M–£34.9M

Residual Land Value

£15.3M

GDV estimated from the HM Land Registry blended median of £415,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £15,324,000 (£85k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£78.4M
Construction (12,240 sqm @ £2,550/sqm mid)−£31.2M
Externals, fees & contingency−£9.2M
Finance (65% LTGDV, 24m) & sales costs−£9.0M
Developer profit target (17.5% on GDV)−£13.7M
Implied residual land value£15.3M

Indicative Capital Stack

Senior Debt60% (£47.1M)Mezzanine20% (£15.7M)Developer Equity20% (£15.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £415,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Bracknell market dataBerkshire market report

Land Registry data

Recent property sales
in Bracknell.

1,848 residential transactions in the last twelve months. Median sold price £415,000. 58 new-build transactions with a +56.9% premium over existing stock.

Detached

£636,000

Semi-Detached

£460,000

Terraced

£375,000

Flat

£230,000

DateAddressTypePriceTenure
29 Jul 202619, STIRLING CLOSERG45 6JFSemi-Detached£450,000Freehold
24 Jul 202672, CLAVERDONRG12 7YWTerraced£365,000Freehold
24 Jul 202659, WESTMORLAND DRIVERG42 3QNTerraced£260,000Freehold
24 Jul 202622, LILY HILL ROADRG12 2SNTerraced£373,750Freehold
23 Jul 20267, BACON CLOSEGU47 0FPDetached£695,000Freehold
22 Jul 202617, PAKENHAM ROADRG12 7FBTerraced£350,000Freehold
21 Jul 202642, WANTAGE ROADGU47 0DZSemi-Detached£225,000Freehold
21 Jul 202616, DELLER STREETRG42 4UUTerraced£382,000Freehold
20 Jul 202632, COOMBE PINERG12 0TJTerraced£330,000Freehold
20 Jul 2026CHARTIER, HANCOMBE ROADGU47 8NPDetached£400,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Bracknell Forest Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Bracknell deals.

Typical pricing for bridging finance in Bracknell. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Bracknell

An indicative appraisal for a nine-unit residential scheme priced at Bracknell's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£4,347,000

Loan Amount

£2,826,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Bracknell
— answered.

How active is the development pipeline in Bracknell?
The Bracknell Forest Council planning register currently shows 82 residential applications awaiting decision in Bracknell, together proposing 1,523 units — the largest single scheme proposes 215 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Bracknell Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £415,000, 1,848 sales, 0% YoY. Berkshire county.

6 min read

Berkshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

8 towns analysed. Median price £402,500, 11,043 transactions, -0.7% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Bracknell and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Bracknell,
Berkshire.

Adjacent products

Other services
in Bracknell.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Reading

Slough

Maidenhead

Wokingham

Newbury

Windsor

Get Terms020 3816 3693