ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Bracknell, Berkshire

Bridging Finance
in Bracknell

Expert bridging finance for property developers in Bracknell. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Windsor Castle grounds

Bracknell, Berkshire

Bridging Finance
in Bracknell.

Live market data

Bracknell
market snapshot.

HM Land Registry sold-price data for Bracknell over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£410,000
Sales (12m)
1,269
YoY change
-2%
Approved (recent)
44
Pipeline units
1,211
Pipeline GDV
£486.9M

Planning pipeline

Planning activity
in Bracknell.

4 approved (last 3 months)
·
49 pending
·795 units in pipeline·£316.6M estimated GDV·80% approval rate (last 3 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
PA/2026/0647

Proposed increase in the height of the boundary fence by 400 mm, together with a…

OWLSMOOR PRIMARY SCHOOL, 22-42 CAMBRIDGE ROAD, OWLSMOOR, SANDHURST, GU47 0TA

--Pending11/08/2026
PA/2026/0488

Retention of brick outbuilding in rear garden.

4 THE LARCHES, WARFIELD PARK, BRACKNELL, RG42 3RR

--Pending07/08/2026
PA/2026/0569

Section 73 application to vary and/or remove conditions 1 and 2 of planning perm…

36 GRANT ROAD, CROWTHORNE, RG45 7JL

--Pending07/08/2026
PA/2026/0587

Proposed replacement of window with french door in white in existing maisonette.

88 BLACKMOOR WOOD, ASCOT, SL5 8EN

--Pending27/07/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
PA/2026/0767

Proposed change to position of entrance door and addition of a delivery hatch.

6 EAGLE LANE, BRACKNELL, RG12 1BG

--Pending13/08/2026
PA/2026/0760

Proposed replacement of existing roof coverings and replacement of existing wind…

MEADOWBROOK MONTESSORI PRE-SCHOOL, BRACKNELL ROAD, WARFIELD, BRACKNELL, RG42 6BP

--Pending12/08/2026
PA/2026/0746

Section 73 application for the removal of condition 12 (trees root protection ar…

GROVE FARMHOUSE, LOWER SANDHURST ROAD, SANDHURST, GU47 8JG

--Pending11/08/2026
PA/2026/0657

Erection of a classroom and storage area, disabled toilets, overhead decking are…

HORSE SHOE LAKE WATER SPORTS CENTRE, MILL LANE, SANDHURST, GU47 8JW

--Pending03/08/2026
PA/2026/0719

Change the use of a Use Class C4, Supported Accommodation Children’s Home, to a …

13 CONINGSBY, BRACKNELL, RG12 7BE

--Pending30/07/2026

Deal intelligence

Key schemes
in Bracknell.

Indicative appraisals of the largest residential schemes in the Bracknell planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £224.7M in combined GDV across 522 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Parcels R7 and R13, Land at Phase 2b of the South Wokingham Strategic Development Location (SDL)

£92.6M

Estimated GDV

Units

215

GDV / Unit

£431k

Build Cost (Range)

£32.9M–£41.7M

Residual Land Value

£17.5M

GDV estimated from the HM Land Registry blended median of £410,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £17,503,000 (£81k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£92.6M
Construction (14,620 sqm @ £2,550/sqm mid)−£37.3M
Externals, fees & contingency−£11.0M
Finance (65% LTGDV, 24m) & sales costs−£10.6M
Developer profit target (17.5% on GDV)−£16.2M
Implied residual land value£17.5M

Indicative Capital Stack

Senior Debt60% (£55.5M)Mezzanine20% (£18.5M)Developer Equity20% (£18.5M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land north east of Easthampstead Road, Wokingham

£77.5M

Estimated GDV

Units

180

GDV / Unit

£431k

Build Cost (Range)

£27.5M–£34.9M

Residual Land Value

£14.7M

GDV estimated from the HM Land Registry blended median of £410,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £14,653,000 (£81k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£77.5M
Construction (12,240 sqm @ £2,550/sqm mid)−£31.2M
Externals, fees & contingency−£9.2M
Finance (65% LTGDV, 24m) & sales costs−£8.9M
Developer profit target (17.5% on GDV)−£13.6M
Implied residual land value£14.7M

Indicative Capital Stack

Senior Debt60% (£46.5M)Mezzanine20% (£15.5M)Developer Equity20% (£15.5M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land South of the A329 and East of Vigar Way, Jennett's Park

£54.7M

Estimated GDV

Units

127

GDV / Unit

£431k

Build Cost (Range)

£19.4M–£24.6M

Residual Land Value

£10.3M

GDV estimated from the HM Land Registry blended median of £410,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £10,338,000 (£81k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£54.7M
Construction (8,636 sqm @ £2,550/sqm mid)−£22.0M
Externals, fees & contingency−£6.5M
Finance (65% LTGDV, 24m) & sales costs−£6.3M
Developer profit target (17.5% on GDV)−£9.6M
Implied residual land value£10.3M

Indicative Capital Stack

Senior Debt60% (£32.8M)Mezzanine20% (£10.9M)Developer Equity20% (£10.9M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £410,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Bracknell market dataBerkshire market report

Land Registry data

Recent property sales
in Bracknell.

1,269 residential transactions in the last twelve months. Median sold price £410,000 (-2% YoY). 18 new-build transactions with a +60.1% premium over existing stock.

Detached

£630,000

Semi-Detached

£455,050

Terraced

£375,000

Flat

£230,000

DateAddressTypePriceTenure
19 Jun 202641, HEATHILL COTTAGES, HEATH HILL ROAD SOUTHRG45 7BPTerraced£410,000Freehold
19 Jun 202657, TURING DRIVERG12 7GFFlat£200,000Leasehold
17 Jun 202612, KELDHOLMERG12 7RPTerraced£300,000Freehold
17 Jun 202646, TOP COMMONRG42 3SJFlat£290,000Leasehold
12 Jun 202612, LAVANT WAYRG45 6UDFlat£330,000Leasehold
12 Jun 202611, CHILTERN ROADGU47 8NBSemi-Detached£380,000Freehold
12 Jun 202629, EDDINGTON ROADRG12 8GFDetached£590,000Freehold
12 Jun 2026FLAT 27, WINTERBOURNE COURT, TEBBIT CLOSERG12 9FWFlat£146,000Leasehold
12 Jun 202655, AGAR CRESCENTRG42 2BYTerraced£370,000Freehold
12 Jun 202626, PYEGROVE CHASERG12 0WESemi-Detached£525,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Bracknell Forest Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Bracknell deals.

Typical pricing for bridging finance in Bracknell. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Bracknell

An indicative appraisal for a nine-unit residential scheme priced at Bracknell's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£4,300,000

Loan Amount

£2,795,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Bracknell
— answered.

How active is the development pipeline in Bracknell?
The Bracknell Forest Council planning register currently shows 49 residential applications awaiting decision in Bracknell, together proposing 795 units — the largest single scheme proposes 215 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Bracknell Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £410,000, 1,286 sales, -1.2% YoY. Berkshire county.

6 min read

Berkshire Property Market: Prices, Trends & Development Finance, End of H1 2026

8 towns analysed. Median price £400,000, 7,722 transactions, -1.4% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Bracknell and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Bracknell,
Berkshire.

Adjacent products

Other services
in Bracknell.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Reading

Slough

Maidenhead

Wokingham

Newbury

Windsor

Get Terms020 3816 3693