Stafford Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Stafford: County town with fast WCML services to London and Birmingham and growing residential demand.

The Stafford property market recorded 2,250 residential sales in the 12 months to 31 May 2026, with a median sale price of £250,000. This places Stafford £20k above the Staffordshire county median of £230,000, and £35k below the approximate UK median of £285,000.

Prices in Stafford have been broadly stable, a year-on-year change of 0%. Within Staffordshire, Stafford ranks 2nd by price out of 7 principal towns, and 2nd by transaction volume.

On a quarterly view, Stafford median prices moved from £247,250 in Q3 2024 to £250,000 in Q4 2025, a change of +1.1% over 5 quarters. Stafford has now recorded 3 consecutive quarters of price falls. The most recent quarter is excluded because HM Land Registry registrations for it are still incomplete.

Stafford Borough Council, the local planning authority covering Stafford, approved 167 residential planning applications and refused 66 in the last 12 months, with 146 still awaiting a decision. That is an approval rate of 72%.

Those applications propose around 2,036 homes, an estimated £507.1m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Stafford vary significantly by type. The table below compares Stafford prices with Staffordshire county averages and UK national figures.

Detached homes in Stafford command £368,000, while flat properties are most accessible at £120,000. The £248k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 118 new-build sales in Stafford for the past 12 months, 5.2% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Stafford sold at a premium of 15.4% to existing stock.

Across the wider Staffordshire market, 441 new-build sales have registered so far. See our Staffordshire property market report for the full county picture.

The table below shows the most recently registered residential sales in Stafford, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £85,000 to £382,160 illustrates the breadth of the Stafford market.

For developers considering Stafford, the local market data translates directly into finance structuring. With a median value of £250,000 and detached homes at £368,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Stafford with a GDV of £368,000 would attract senior debt of approximately £239,200 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have remained flat year-on-year, experienced developers can still generate strong returns in Stafford by targeting well-located sites with clear demand drivers.

Ready to develop in Stafford? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Stafford's market in context, the table below compares it with similarly-priced towns across Staffordshire:

For the full Staffordshire town-by-town breakdown, see our comprehensive Staffordshire property market report.