Kettering Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Kettering: North Northamptonshire growth town with Midland Road regeneration and affordable values.

The Kettering property market recorded 2,088 residential sales in the 12 months to 31 May 2026, with a median sale price of £255,000. This places Kettering in line with the Northamptonshire county median, and £30k below the approximate UK median of £285,000.

Prices in Kettering have recorded a moderate decline, a year-on-year change of -3.1%. Within Northamptonshire, Kettering ranks 4th by price out of 7 principal towns, and 2nd by transaction volume.

On a quarterly view, Kettering median prices moved from £265,000 in Q3 2024 to £258,000 in Q4 2025, a change of -2.6% over 5 quarters. The most recent quarter is excluded because HM Land Registry registrations for it are still incomplete.

North Northamptonshire Council, the local planning authority covering Kettering, approved 424 residential planning applications and refused 82 in the last 12 months, with 279 still awaiting a decision. That is an approval rate of 84%.

Those applications propose around 2,409 homes, an estimated £587.5m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

North Northamptonshire Council covers more than one town in Northamptonshire, so these figures are authority-wide rather than specific to Kettering alone.

Property prices in Kettering vary significantly by type. The table below compares Kettering prices with Northamptonshire county averages and UK national figures.

Detached homes in Kettering command £370,000, while flat properties are most accessible at £126,000. The £244k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 104 new-build sales in Kettering for the past 12 months, 5.0% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Kettering sold at a premium of 39.2% to existing stock.

Across the wider Northamptonshire market, 727 new-build sales have registered so far. See our Northamptonshire property market report for the full county picture.

The table below shows the most recently registered residential sales in Kettering, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £81,000 to £230,000 illustrates the breadth of the Kettering market.

For developers considering Kettering, the local market data translates directly into finance structuring. With a median value of £255,000 and detached homes at £370,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Kettering with a GDV of £370,000 would attract senior debt of approximately £240,500 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 3.1% year-on-year, experienced developers can still generate strong returns in Kettering by targeting well-located sites with clear demand drivers.

Ready to develop in Kettering? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Kettering's market in context, the table below compares it with similarly-priced towns across Northamptonshire:

For the full Northamptonshire town-by-town breakdown, see our comprehensive Northamptonshire property market report.