Cirencester Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Cirencester: Capital of the Cotswolds with premium market town values and heritage conversion demand.

The Cirencester property market recorded 1,701 residential sales in the 12 months to 30 June 2026, with a median sale price of £445,000. This places Cirencester £120k above the Gloucestershire county median of £325,000, and £160k above the approximate UK median of £285,000.

Prices in Cirencester have been broadly stable, a year-on-year change of -1.1%. Within Gloucestershire, Cirencester ranks 1st by price out of 6 principal towns, and 5th by transaction volume.

On a quarterly view, Cirencester median prices moved from £450,500 in Q1 2025 to £428,750 in Q2 2026, a change of -4.8% over 5 quarters. Cirencester has now recorded 3 consecutive quarters of price falls.

Cotswold, the local planning authority covering Cirencester, approved 16 residential planning applications and refused 9 in Q3 2026 (1 July to 30 September 2026), with 69 still awaiting a decision. That is an approval rate of 64%. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 1,325 homes, an estimated £590.4m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Cirencester vary significantly by type. The table below compares Cirencester prices with Gloucestershire county averages and UK national figures.

Detached homes in Cirencester command £665,000, while flat properties are most accessible at £214,000. The £451k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 28 new-build sales in Cirencester for the past 12 months, 1.6% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Cirencester.

Across the wider Gloucestershire market, 337 new-build sales have registered so far. See our Gloucestershire property market report for the full county picture.

The table below shows the most recently registered residential sales in Cirencester, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £275,000 to £700,000 illustrates the breadth of the Cirencester market.

For developers considering Cirencester, the local market data translates directly into finance structuring. With a median value of £445,000 and detached homes at £665,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Cirencester with a GDV of £665,000 would attract senior debt of approximately £432,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 1.1% year-on-year, experienced developers can still generate strong returns in Cirencester by targeting well-located sites with clear demand drivers.

Ready to develop in Cirencester? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Cirencester's market in context, the table below compares it with similarly-priced towns across Gloucestershire:

For the full Gloucestershire town-by-town breakdown, see our comprehensive Gloucestershire property market report.