Cirencester Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Capital of the Cotswolds with premium market town values and heritage conversion demand

The Cirencester property market recorded 1,170 residential sales over the past 12 months, with a median sale price of £440,000. This places Cirencester £123k above the Gloucestershire county median of £317,500, and £155k above the UK national median of £285,000.

Prices in Cirencester have shown a moderate decline, with a year-on-year change of -2.9%. Within Gloucestershire, Cirencester ranks 1st by price out of 6 principal towns, and 5th by transaction volume.

Cirencester median prices have moved from £450,500 in Q1 2025 to £450,000 in Q2 2026, a change of -0.1% over 5 quarters.

Cotswold District Council — the local planning authority covering Cirencester — has 714 residential units in its current pipeline, an estimated gross development value of £314.2m, across 228 applications (0 approved, 228 pending) at an approval rate of 0%.

Property prices in Cirencester vary significantly by type. The table below compares Cirencester prices with Gloucestershire county averages and UK national figures.

Detached homes in Cirencester command £650,000, while flat properties are most accessible at £203,750. The £446k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Cirencester recorded 3 new-build transactions in the past 12 months, representing 0.3% of total sales. New-build supply is limited, potentially indicating either planning constraints or an untapped opportunity for developers.

New-build properties in Cirencester traded at a discount of 20.5% versus existing stock. Developers should focus on specification, design quality, and location to maximise values above comparable second-hand stock.

Across the wider Gloucestershire market, 69 new-build completions were recorded — see our Gloucestershire property market report for the full county picture.

The following table shows the most recent property transactions recorded in Cirencester, providing real-time evidence of achieved prices for buyers, sellers, and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £460,000 to £615,000 illustrates the breadth of the Cirencester market.

For developers considering Cirencester, the local market data translates directly into finance structuring. With a median value of £440,000 and detached homes at £650,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a Cirencester scheme with a GDV of £650,000 would attract senior debt of approximately £422,500 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 2.9% year-on-year, experienced developers can still generate strong returns in Cirencester by targeting well-located sites with clear demand drivers.

Ready to develop in Cirencester? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Cirencester's market in context, the table below compares it with similarly-priced towns across Gloucestershire:

For the full Gloucestershire town-by-town breakdown, see our comprehensive Gloucestershire property market report.