Bude Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Bude: North Cornwall coastal town with lifestyle buyer demand and limited new housing supply.

The Bude property market recorded 302 residential sales in the 12 months to 30 June 2026, with a median sale price of £340,000. This places Bude £44k above the Cornwall county median of £296,000, and £55k above the approximate UK median of £285,000.

Prices in Bude have recorded a notable decline, a year-on-year change of -6.4%. Within Cornwall, Bude ranks 2nd by price out of 8 principal towns, and 8th by transaction volume.

On a quarterly view, Bude median prices moved from £353,000 in Q1 2025 to £350,000 in Q2 2026, a change of -0.8% over 5 quarters.

Cornwall, the local planning authority covering Bude, approved 242 residential planning applications and refused 67 in Q3 2026 (1 July to 30 September 2026), with 333 still awaiting a decision. That is an approval rate of 78%. A further 1 residential decision in the period has no recorded outcome in the source data and is not counted above. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 6,835 homes, an estimated £2.3bn of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Cornwall covers more than one town in Cornwall, so these figures are authority-wide rather than specific to Bude alone.

Property prices in Bude vary significantly by type. The table below compares Bude prices with Cornwall county averages and UK national figures.

Detached homes in Bude command £425,000, while flat properties are most accessible at £195,000. The £230k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 14 new-build sales in Bude for the past 12 months, 4.6% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Bude.

Across the wider Cornwall market, 179 new-build sales have registered so far. See our Cornwall property market report for the full county picture.

The table below shows the most recently registered residential sales in Bude, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £292,000 to £398,000 illustrates the breadth of the Bude market.

For developers considering Bude, the local market data translates directly into finance structuring. With a median value of £340,000 and detached homes at £425,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Bude with a GDV of £425,000 would attract senior debt of approximately £276,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 6.4% year-on-year, experienced developers can still generate strong returns in Bude by targeting well-located sites with clear demand drivers.

Ready to develop in Bude? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Bude's market in context, the table below compares it with similarly-priced towns across Cornwall:

For the full Cornwall town-by-town breakdown, see our comprehensive Cornwall property market report.