Barrow-in-Furness Property Market Overview
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The Barrow-in-Furness property market recorded 735 residential sales over the past 12 months, with a median sale price of £145,000. This places Barrow-in-Furness £19k below the Cumbria county median of £163,750, and £140k below the UK national median of £285,000.
Prices in Barrow-in-Furness have shown modest growth, with a year-on-year change of +1.8%. Within Cumbria, Barrow-in-Furness ranks 5th by price out of 6 principal towns, and 2nd by transaction volume.
Barrow-in-Furness House Prices by Property Type
Property prices in Barrow-in-Furness vary significantly by type. The table below compares Barrow-in-Furness prices with Cumbria county averages and UK national figures.
| Type | Barrow-in-Furness | Cumbria Avg | UK Avg |
|---|---|---|---|
| Detached | £323,000 | £311,500 | £420,000 |
| Semi-detached | £217,250 | £196,625 | £265,000 |
| Terraced | £110,000 | £123,975 | £230,000 |
| Flat | £67,000 | £96,250 | £225,000 |
Detached homes in Barrow-in-Furness command £323,000, while flat properties are most accessible at £67,000. The £256k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Barrow-in-Furness
Barrow-in-Furness recorded 2 new-build transactions in the past 12 months, representing 0.3% of total sales. New-build supply is limited, potentially indicating either planning constraints or an untapped opportunity for developers.
New-build properties in Barrow-in-Furness traded at a discount of 100.0% versus existing stock. Developers should focus on specification, design quality, and location to maximise values above comparable second-hand stock.
Across the wider Cumbria market, 79 new-build completions were recorded — see our Cumbria property market report for the full county picture.
Recent Property Sales in Barrow-in-Furness
The following table shows the most recent property transactions recorded in Barrow-in-Furness, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £190,000 | Semi-detached | LA14 5QH | 2026-02-19 | Existing |
| £89,950 | Terraced | LA14 4AL | 2026-02-13 | Existing |
| £166,000 | Terraced | LA13 0HJ | 2026-02-13 | Existing |
| £450,000 | Detached | LA14 5QD | 2026-02-13 | Existing |
| £275,000 | Semi-detached | LA14 4EU | 2026-02-13 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £89,950 to £450,000 illustrates the breadth of the Barrow-in-Furness market.
Development Finance in Barrow-in-Furness
For developers considering Barrow-in-Furness, the local market data translates directly into finance structuring. With a median value of £145,000 and detached homes at £323,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Barrow-in-Furness scheme with a GDV of £323,000 would attract senior debt of approximately £209,950 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
With prices rising 1.8% year-on-year, Barrow-in-Furness presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.
Ready to develop in Barrow-in-Furness? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Barrow-in-Furness Compared to Nearby Cumbria Towns
To put Barrow-in-Furness's market in context, the table below compares it with similarly-priced towns across Cumbria:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Barrow-in-Furness | £145,000 | 735 | +1.8% |
| Workington | £135,500 | 439 | -9.7% |
| Whitehaven | £160,000 | 380 | +2.7% |
| Carlisle | £167,500 | 1,296 | +1.5% |
| Penrith | £230,500 | 466 | -11.3% |
| Kendal | £250,000 | 447 | -12.3% |
For the full Cumbria town-by-town breakdown, see our comprehensive Cumbria property market report.
Finance Solutions
Related Finance Products
Development Finance
Senior debt funding for ground-up residential and commercial developments.
From 6.5% p.a. · Up to 65-70% LTGDVBridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
From 0.55% p.m. · Up to 75% LTVMezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
From 12% p.a. · Up to 85-90% LTGDVRelated Reports
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5 min readFrequently Asked Questions
What is the average house price in Barrow-in-Furness?
The median house price in Barrow-in-Furness is £145,000, based on 735 transactions over the past 12 months. Detached homes average £323,000 while flat properties average £67,000.
Are house prices rising or falling in Barrow-in-Furness?
House prices in Barrow-in-Furness are rising at +1.8% year-on-year. This positive trend suggests sustained buyer demand. The wider Cumbria market is falling at -4.5%.
How many properties sold in Barrow-in-Furness recently?
Barrow-in-Furness recorded 735 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Barrow-in-Furness?
Developers in Barrow-in-Furness can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.