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Wiltshire

Swindon
development finance.

Expert property development finance in Swindon, Wiltshire. Median price £272,000, 2,466 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£272k
Sales (12m)
2,466
YoY change
-1.8%
UK city skyline with residential and commercial buildings

Swindon, Wiltshire

Property finance
in Swindon.

Swindon - m4 corridor commercial centre with significant office-to-residential PD potential and growing tech sector. With a median property price of £272,000 and 2,466 transactions in the last twelve months, Swindon represents a active market with prices down 1.8% year-on-year.

Detached homes command a median of £425,000 while flats average £145,000, reflecting the breadth of Swindon's residential market. New-build activity is notable, with 26 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Swindon and the wider Wiltshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Swindon
market snapshot.

HM Land Registry sold-price data for Swindon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£272,000
Sales (12m)
2,466
YoY change
-1.8%

Swindon development appraisal

Model the numbers
for your scheme.

Pre-populated with Swindon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Swindon median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,314,000
Senior Debt (65% LTGDV)£1,170,000
Equity Required£144,000
Interest (18m)£131,625
Profit on Cost24.5%
Senior Debt£1,170,000
Equity£144,000

Land Registry data

Recent property sales
in Swindon.

2,466 residential transactions in the last twelve months. Median sold price £272,000 (-1.8% YoY). 26 new-build transactions with a +55.6% premium over existing stock.

Detached

£425,000

Semi-Detached

£300,000

Terraced

£240,000

Flat

£145,000

DateAddressTypePrice
29 Apr 202620, DYKES MEWSSN4 0NFTerraced£220,000
24 Apr 20262, NORTHBOURNE ROADSN25 4YESemi-Detached£325,000
24 Apr 202695, SEVENFIELDSSN6 7NGTerraced£230,000
23 Apr 2026144, WILLIAM STREETSN1 5LQTerraced£205,000
17 Apr 20263, OBERON WAYSN25 4WHDetached£355,000
17 Apr 202635, LYNMOUTH ROADSN2 2DLTerraced£315,000
17 Apr 202675, GODDARD AVENUESN1 4HSTerraced£305,000
17 Apr 20265, BRITTEN ROADSN25 2HQTerraced£307,000
17 Apr 202611, BREAN ROADSN25 2NLTerraced£325,000
17 Apr 20264, CLITCHBURY CLOSESN3 6FPSemi-Detached£296,000

Common questions

Property finance in Swindon
— answered.

What is the average property price in Swindon?
The median property price in Swindon is £272,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £425,000, semi-detached properties at £300,000, terraced houses at £240,000, flats at £145,000.
Is Swindon a good area for property development?
Swindon recorded 2,466 property transactions in the last 12 months, with prices adjusting 1.8% year-on-year - creating potential value opportunities for developers. M4 corridor commercial centre with significant office-to-residential PD potential and growing tech sector. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Swindon?
We arrange the full range of property development finance in Swindon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Swindon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Swindon?
Development finance rates for Swindon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.8M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Swindon,
Wiltshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Swindon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.