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Wiltshire

Swindon
development finance.

Expert property development finance in Swindon, Wiltshire. Median price £271,000, 2,396 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£271k
Sales (12m)
2,396
YoY change
-1.8%
UK city skyline with residential and commercial buildings

Swindon, Wiltshire

Property finance
in Swindon.

Swindon - m4 corridor commercial centre with significant office-to-residential PD potential and growing tech sector. With a median property price of £271,000 and 2,396 transactions in the last twelve months, Swindon represents a active market with prices down 1.8% year-on-year.

Detached homes command a median of £422,500 while flats average £145,000, reflecting the breadth of Swindon's residential market. New-build activity is notable, with 56 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Swindon and the wider Wiltshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Swindon
market snapshot.

HM Land Registry sold-price data for Swindon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£271,000
Sales (12m)
2,396
YoY change
-1.8%

Swindon development appraisal

Model the numbers
for your scheme.

Pre-populated with Swindon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Swindon median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,314,000
Senior Debt (65% LTGDV)£1,170,000
Equity Required£144,000
Interest (18m)£131,625
Profit on Cost24.5%
Senior Debt£1,170,000
Equity£144,000

Land Registry data

Recent property sales
in Swindon.

2,396 residential transactions in the last twelve months. Median sold price £271,000 (-1.8% YoY). 56 new-build transactions with a +29.6% premium over existing stock.

Detached

£422,500

Semi-Detached

£300,000

Terraced

£240,000

Flat

£145,000

DateAddressTypePrice
25 Feb 202661, KINGSHILL ROADSN1 4LHTerraced£262,000
23 Feb 202644, ENDEAVOUR ROADSN3 4EYFlat£205,000
20 Feb 2026106, EASTCOTT HILLSN1 3JHTerraced£185,000
20 Feb 202616, WOOTTON BASSETT ROADSN1 4NQTerraced£230,000
20 Feb 202641, PEREGRINE CLOSESN3 5BJTerraced£250,000
19 Feb 202614, FARRFIELDSN2 7QLTerraced£270,000
19 Feb 202647A, PRIORS HILLSN4 0RLDetached£305,000
19 Feb 20264, GLENWOOD CLOSESN1 4EBSemi-Detached£348,000
18 Feb 202646, WINDRUSHSN6 7DTTerraced£249,000
18 Feb 20266, PRIMROSE CLOSESN25 1QYTerraced£352,000

Common questions

Property finance in Swindon
— answered.

What is the average property price in Swindon?
The median property price in Swindon is £271,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £422,500, semi-detached properties at £300,000, terraced houses at £240,000, flats at £145,000.
Is Swindon a good area for property development?
Swindon recorded 2,396 property transactions in the last 12 months, with prices adjusting 1.8% year-on-year - creating potential value opportunities for developers. M4 corridor commercial centre with significant office-to-residential PD potential and growing tech sector. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Swindon?
We arrange the full range of property development finance in Swindon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Swindon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Swindon?
Development finance rates for Swindon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.8M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Swindon,
Wiltshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Swindon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.