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Wiltshire

Melksham
development finance.

Expert property development finance in Melksham, Wiltshire. Median price £290,000, 336 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£290k
Sales (12m)
336
YoY change
-1.7%
UK city skyline with residential and commercial buildings

Melksham, Wiltshire

Property finance
in Melksham.

Melksham - growing West Wiltshire town with canal-side regeneration and expanding residential demand. With a median property price of £290,000 and 336 transactions in the last twelve months, Melksham represents a focused market with prices down 1.7% year-on-year.

Detached homes command a median of £402,500 while flats average £137,500, reflecting the breadth of Melksham's residential market. Terraced houses sit at £235,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Melksham and the wider Wiltshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Melksham
market snapshot.

HM Land Registry sold-price data for Melksham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£290,000
Sales (12m)
336
YoY change
-1.7%

Melksham development appraisal

Model the numbers
for your scheme.

Pre-populated with Melksham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Melksham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,983,375
Senior Debt (65% LTGDV)£1,155,700
Equity Required£827,675
Interest (18m)£130,016
Profit on Cost-15.9%
Senior Debt£1,155,700
Equity£827,675

Land Registry data

Recent property sales
in Melksham.

336 residential transactions in the last twelve months. Median sold price £290,000 (-1.7% YoY). 6 new-build transactions with a +73.2% premium over existing stock.

Detached

£402,500

Semi-Detached

£282,250

Terraced

£235,000

Flat

£137,500

DateAddressTypePrice
29 Jun 2026120, LINNET LANESN12 7FUSemi-Detached£290,000
23 Jun 202651, THE LYESN12 6PATerraced£273,275
19 Jun 202636, KENILWORTH GARDENSSN12 6AFSemi-Detached£67,954
15 Jun 2026FLAT 22, GIFFORDS COURT, LOWBOURNESN12 7DYFlat£100,000
15 Jun 20262, WESTBURY VIEWSN12 7JJSemi-Detached£245,000
12 Jun 2026380, LONGLEAZE LANESN12 6QJSemi-Detached£340,000
9 Jun 20265, CORNFLOWER WAYSN12 7SNDetached£275,000
9 Jun 202611, SORREL CLOSESN12 7SHDetached£435,000
5 Jun 202653, DAISY CLOSESN12 6FZTerraced£205,000
5 Jun 2026110, FOREST ROADSN12 7AESemi-Detached£285,000

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Melksham
— answered.

What is the average property price in Melksham?
The median property price in Melksham is £290,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £402,500, semi-detached properties at £282,250, terraced houses at £235,000, flats at £137,500.
Is Melksham a good area for property development?
Melksham recorded 336 property transactions in the last 12 months, with prices adjusting 1.7% year-on-year - creating potential value opportunities for developers. Growing West Wiltshire town with canal-side regeneration and expanding residential demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Melksham?
We arrange the full range of property development finance in Melksham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Melksham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Melksham?
Development finance rates for Melksham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Melksham,
Wiltshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Melksham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.