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Dudley, West Midlands
Bridging Finance
in Dudley
Expert bridging finance for property developers in Dudley. We connect you with competitive funding from our panel of 100+ lenders.
Dudley, West Midlands
Bridging Finance
in Dudley.
Live market data
Dudley
market snapshot.
HM Land Registry sold-price data for Dudley over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £232,250
- Sales (12m)
- 4,128
- YoY change
- +1%
- Approved (recent)
- 246
- Pipeline units
- 575
- Pipeline GDV
- £125.4M
Planning pipeline
Planning activity
in Dudley.
246 approved (last 12 months)
·119 pending
·575 units in pipeline·£125.4M estimated GDV·78% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| P26/0659 | Installation of automated gates to existing entrance pillars. 64D, TANSEY GREEN ROAD, PENSNETT, BRIERLEY HILL, DY5 4TE | - | - | Approved | 25/09/2026 |
| P26/0836 | Single storey rear extensions SANDWOOD, WOLLASTON COURT, WOLLASTON, STOURBRIDGE, DY8 4SQ | - | - | Approved | 23/09/2026 |
| P26/0881 | Alterations at ground floor to provide sub-division of retail unit and associate CHURCHILL HOUSE, HAGLEY STREET, HALESOWEN, B63 | - | - | Approved | 23/09/2026 |
| P26/0884 | Single storey front and rear extensions 52, CATHOLIC LANE, SEDGLEY, DUDLEY, DY3 3YF | - | - | Approved | 23/09/2026 |
| P26/0885 | Alterations to existing industrial unit to include new roof structure, recladdin Unit 2, Andyfreight Business Park, Folkes Road, Lye, Dudley, DY9 8RB | - | - | Approved | 23/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| P26/1003 | Erection of boundry fence 10, WHITTINGHAM ROAD, HALESOWEN, B63 3TF | - | - | Pending | 18/09/2026 |
| P26/0989 | Erection of detached garage in rear garden 25, HIGH STREET, WALL HEATH, KINGSWINFORD, DY6 0HB | - | - | Pending | 17/09/2026 |
| P26/1001 | Erection of a detached residential annexe ancillary to the existing dwellinghous 18, Cherry Street, Halesowen, B63 3RG | - | - | Pending | 17/09/2026 |
| P26/0975 | Ramp at front access 36, Ridgefield Road, Halesowen, B62 8NF | - | - | Pending | 15/09/2026 |
| P26/0788 | Erection of retaining walls and gate (retrospective) 71, TWO GATES LANE, CRADLEY, HALESOWEN, B63 2LW | - | - | Pending | 14/09/2026 |
Deal intelligence
Key schemes
in Dudley.
Indicative appraisals of the largest residential schemes in the Dudley planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £108.0M in combined GDV across 443 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land at Holbeache Lane, East of A449 Wolverhampton Road
£80.5M
Estimated GDV
Units
330
GDV / Unit
£244k
Build Cost (Range)
£42.6M–£53.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £232,250 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £80.5M |
| Construction (22,440 sqm @ £2,150/sqm mid) | −£48.2M |
| Externals, fees & contingency | −£14.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.2M |
| Developer profit target (17.5% on GDV) | −£14.1M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
River Stour South of Canal Street and North of Bradley Road, Stourbridge
£21.9M
Estimated GDV
Units
90
GDV / Unit
£244k
Build Cost (Range)
£11.6M–£14.7M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £232,250 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £21.9M |
| Construction (6,120 sqm @ £2,150/sqm mid) | −£13.2M |
| Externals, fees & contingency | −£3.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.5M |
| Developer profit target (17.5% on GDV) | −£3.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
FORMER PIONEER HOUSE, BIRMINGHAM STREET
£5.6M
Estimated GDV
Units
23
GDV / Unit
£244k
Build Cost (Range)
£3.7M–£4.7M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £232,250 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £5.6M |
| Construction (1,955 sqm @ £2,150/sqm mid) | −£4.2M |
| Externals, fees & contingency | −£1.1M |
| Finance (65% LTGDV, 18m) & sales costs | −£554k |
| Developer profit target (17.5% on GDV) | −£982k |
| Implied residual land value | Marginal |
Broker insight: For a 23-unit scheme in Dudley, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £232,250 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Dudley.
4,128 residential transactions in the last twelve months. Median sold price £232,250 (+1% YoY). 90 new-build transactions with a +47.8% premium over existing stock.
Detached
£348,475
Semi-Detached
£239,950
Terraced
£200,000
Flat
£125,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 5, THICKNALL DRIVEDY9 0YH | Detached | £360,000 | Freehold |
| 27 Jul 2026 | 125, ELMWOOD ROADDY8 5JU | Semi-Detached | £252,000 | Freehold |
| 24 Jul 2026 | 25, GILL STREETDY2 9LQ | Terraced | £188,000 | Freehold |
| 24 Jul 2026 | 59, LAWNSDOWN ROADDY5 2EN | Semi-Detached | £206,000 | Freehold |
| 24 Jul 2026 | 221, COMMONSIDEDY5 4AD | Semi-Detached | £292,000 | Freehold |
| 23 Jul 2026 | 140, TANSEY GREEN ROADDY5 4TL | Detached | £370,000 | Freehold |
| 22 Jul 2026 | 3, BAPTIST END ROADDY2 9BU | Terraced | £175,000 | Freehold |
| 20 Jul 2026 | 84, HADEN HILL ROADB63 3NG | Terraced | £205,000 | Freehold |
| 20 Jul 2026 | 25, STUART CRESCENTDY2 7PJ | Terraced | £160,000 | Freehold |
| 20 Jul 2026 | 46, WOODFIELD AVENUEDY5 4RE | Terraced | £240,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Dudley Metropolitan Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Dudley deals.
Typical pricing for bridging finance in Dudley. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Dudley
An indicative appraisal for a nine-unit residential scheme priced at Dudley's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,268,000
Loan Amount
£1,474,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Dudley
— answered.
How active is the development pipeline in Dudley?
The Dudley Metropolitan Borough Council planning register currently shows 119 residential applications awaiting decision in Dudley, together proposing 540 units — the largest single scheme proposes 330 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Dudley Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £232,250, 4,128 sales, +1% YoY. West Midlands county.
6 min read
West Midlands Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £220,000, 32,510 transactions, +2% YoY.
Recent deals
Property finance deals
in Dudley, West Midlands.
Real schemes we have structured for developers in Dudley, West Midlands. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Dudley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Dudley,
West Midlands.
Adjacent products
Other services
in Dudley.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets