ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. West Midlands/
  4. Birmingham/
  5. Bridging Finance

Birmingham, West Midlands

Bridging Finance
in Birmingham

Expert bridging finance for property developers in Birmingham. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Birmingham city centre and canal quarter

Birmingham, West Midlands

Bridging Finance
in Birmingham.

Live market data

Birmingham
market snapshot.

HM Land Registry sold-price data for Birmingham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£220,000
Sales (12m)
6,714
YoY change
+0%

Land Registry data

Recent property sales
in Birmingham.

6,714 residential transactions in the last twelve months. Median sold price £220,000. 85 new-build transactions with a +25% premium over existing stock.

Detached

£360,000

Semi-Detached

£250,000

Terraced

£210,000

Flat

£135,000

DateAddressTypePriceTenure
31 Mar 2026307, FORDHOUSE LANEB30 3AASemi-Detached£321,000Freehold
30 Mar 20269, HAWTHORN DRIVEB29 5BZFlat£145,000Leasehold
27 Mar 202638, NEVILLE ROADB23 7SBSemi-Detached£123,051Freehold
27 Mar 2026182, PRIORY ROADB28 0SZSemi-Detached£300,000Freehold
27 Mar 2026147, DUNEDIN ROADB44 9DLDetached£361,000Freehold
27 Mar 202655, STATION ROADB14 7SSTerraced£450,000Freehold
27 Mar 202665, ARRAN ROADB34 6DDSemi-Detached£260,000Freehold
27 Mar 202622, VALENTINE ROADB14 7AJSemi-Detached£427,000Freehold
27 Mar 202695, DEVON ROADB45 0NJSemi-Detached£198,500Freehold
26 Mar 202642, SOUTH STREETB17 0DBTerraced£350,000Freehold

Indicative terms

Bridging Finance rates
for Birmingham deals.

Typical pricing for bridging finance in Birmingham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Birmingham

A property development project in Birmingham requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Birmingham
— answered.

Market intelligence

Local market
reports.

5 min read

Birmingham Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £220,000, 6,446 sales, 0% YoY. West Midlands county.

5 min read

West Midlands Property Market: Prices, Trends & Development Finance (2026)

8 towns analysed. Median price £220,000, 20,681 transactions, +0.8% YoY.

Recent deals

Property finance deals
in Birmingham, West Midlands.

Real schemes we have structured for developers in Birmingham, West Midlands. Sanitised for confidentiality, anchored in actual terms issued.

Heavy Refurbishment

Mixed-Use Conversion

Combined senior and mezzanine structure for a commercial-to-residential conversion in Birmingham city centre. 24 apartments over ground-floor retail.

GDV
£5.8M
Leverage
85% of Costs
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Birmingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Birmingham,
West Midlands.

Adjacent products

Other services
in Birmingham.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Wolverhampton

Coventry

Solihull

Dudley

Walsall

Sutton Coldfield

Get Terms