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Rotherham, South Yorkshire
Bridging Finance
in Rotherham
Expert bridging finance for property developers in Rotherham. We connect you with competitive funding from our panel of 100+ lenders.
Rotherham, South Yorkshire
Bridging Finance
in Rotherham.
Live market data
Rotherham
market snapshot.
HM Land Registry sold-price data for Rotherham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £185,000
- Sales (12m)
- 3,862
- YoY change
- +1.6%
- Approved (recent)
- 27
- Pipeline units
- 834
- Pipeline GDV
- £148.3M
Planning pipeline
Planning activity
in Rotherham.
27 approved (last 12 months)
·37 pending
·834 units in pipeline·£148.3M estimated GDV·69% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| RB2026/0865 | Erection of self build residential dwelling Site 2 Land South of The White House Morthen Lane Wickersley 9999 | - | - | Pending | 24/09/2026 |
| RB2026/0864 | Erection of self build residential dwelling Site 1 Land South of The White House Morthen Lane Wickersley 9999 | - | - | Pending | 24/09/2026 |
| RB2026/1075 | Erection of a detached self build dwelling and alterations to landscaping and ha… 59 Bawtry Road Wickersley Rotherham 0059 | - | - | Pending | 17/09/2026 |
| RB2026/0442 | Demolition of existing bungalow and erection of self build detached dwelling wit… 140 Moor Lane South Ravenfield 0140 | - | - | Pending | 27/08/2026 |
| RB2026/0067 | Conversion of existing public house to 8 apartments and single storey extension … The Oaktree Inn, 17 Oak Road Wath-upon-Dearne 0017 | 8 | £832,000 | Pending | 21/08/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| RB2026/1350 | Conversion of two storey workshop to residential dwelling to include raising of … The Square Wales Road Kiveton Park 9999 | 1 | £185,000 | Pending | 23/09/2026 |
| RB2026/1338 | Conversion of two semi-detached dwellings into a single detached dwelling, inclu… 11 Richard Road Moorgate 0011 | 1 | £182,500 | Pending | 21/09/2026 |
| RB2026/1322 | Demolition of agricultural buildings and erection of 4 Residential dwellings Bramley Grange Farm Lidget Lane Bramley 9999 | 4 | £740,000 | Pending | 18/09/2026 |
| RB2026/1291 | Change of use of a single residential dwellinghouse (Use Class C3) to a short-te… 7 Howard Street Dinnington Rotherham 0007 | 1 | £185,000 | Pending | 15/09/2026 |
| RB2026/1287 | Demolition of toilet block, removal of existing detached buildings and conversio… Bridge View Laughton Common Road Thurcroft 9999 | 1 | £309,995 | Pending | 14/09/2026 |
Deal intelligence
Key schemes
in Rotherham.
Indicative appraisals of the largest residential schemes in the Rotherham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £122.2M in combined GDV across 629 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
. Courtesy Consultation .
£52.4M
Estimated GDV
Units
270
GDV / Unit
£194k
Build Cost (Range)
£33.0M–£42.2M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £185,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £52.4M |
| Construction (18,360 sqm @ £2,050/sqm mid) | −£37.6M |
| Externals, fees & contingency | −£11.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.0M |
| Developer profit target (17.5% on GDV) | −£9.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land South of Mansfield Road Swallownest 9999
£36.7M
Estimated GDV
Units
189
GDV / Unit
£194k
Build Cost (Range)
£23.1M–£29.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £185,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £36.7M |
| Construction (12,852 sqm @ £2,050/sqm mid) | −£26.3M |
| Externals, fees & contingency | −£7.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£4.2M |
| Developer profit target (17.5% on GDV) | −£6.4M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
land south of West Bawtry Road Whiston
£33.0M
Estimated GDV
Units
170
GDV / Unit
£194k
Build Cost (Range)
£20.8M–£26.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £185,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £33.0M |
| Construction (11,560 sqm @ £2,050/sqm mid) | −£23.7M |
| Externals, fees & contingency | −£7.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.8M |
| Developer profit target (17.5% on GDV) | −£5.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £185,000 plus a 5% new-build premium (assumed).
- Build cost: £1,800-£2,300/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Rotherham.
3,862 residential transactions in the last twelve months. Median sold price £185,000 (+1.6% YoY). 216 new-build transactions with a +61.9% premium over existing stock.
Detached
£309,995
Semi-Detached
£182,500
Terraced
£125,000
Flat
£104,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 30 Jul 2026 | 2, FLATTS LANES63 6RH | Semi-Detached | £240,000 | Freehold |
| 29 Jul 2026 | 43, QUARRY STREETS62 7DB | Terraced | £90,000 | Freehold |
| 24 Jul 2026 | 17, COUNTRYSIDE WAYS64 5ST | Semi-Detached | £238,000 | Freehold |
| 24 Jul 2026 | 83, BRAITHWELL ROADS65 4LL | Detached | £360,000 | Freehold |
| 24 Jul 2026 | 12, HAREHILLS ROADS60 2QJ | Semi-Detached | £152,000 | Freehold |
| 23 Jul 2026 | 6, ALEXANDRA ROADS26 4TB | Terraced | £112,500 | Freehold |
| 22 Jul 2026 | 25, DONCASTER GATES65 1DE | Other | £231,000 | Freehold |
| 22 Jul 2026 | 371, EAST BAWTRY ROADS60 4EP | Semi-Detached | £250,000 | Freehold |
| 21 Jul 2026 | HAWTHORNES, SAWN MOOR AVENUES66 9DX | Detached | £245,000 | Freehold |
| 21 Jul 2026 | 95, CRAMFIT CRESCENTS25 2XQ | Detached | £295,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Rotherham Metropolitan Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Rotherham deals.
Typical pricing for bridging finance in Rotherham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Rotherham
An indicative appraisal for a nine-unit residential scheme priced at Rotherham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,725,000
Loan Amount
£1,121,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Rotherham
— answered.
How active is the development pipeline in Rotherham?
The Rotherham Metropolitan Borough Council planning register currently shows 37 residential applications awaiting decision in Rotherham, together proposing 754 units — the largest single scheme proposes 270 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Rotherham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £185,000, 3,862 sales, +1.6% YoY. South Yorkshire county.
6 min read
South Yorkshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
6 towns analysed. Median price £170,000, 19,022 transactions, +1.3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Rotherham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Rotherham,
South Yorkshire.
Adjacent products
Other services
in Rotherham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets