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Somerset

Wells
development finance.

Expert property development finance in Wells, Somerset. Median price £357,500, 222 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£358k
Sales (12m)
222
YoY change
+10%
Royal Crescent in Bath with green lawn

Wells, Somerset

Property finance
in Wells.

Wells - england's smallest city with cathedral heritage and premium boutique development opportunities. With a median property price of £357,500 and 222 transactions in the last twelve months, Wells represents a focused market with prices up 10% year-on-year.

Detached homes command a median of £555,000 while flats average £187,000, reflecting the breadth of Wells's residential market. Terraced houses sit at £295,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Wells and the wider Somerset area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Wells
market snapshot.

HM Land Registry sold-price data for Wells over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£357,500
Sales (12m)
222
YoY change
+10%
Approved (12m)
0
Pipeline units
4,570
Pipeline GDV
£1580.3M

Wells development appraisal

Model the numbers
for your scheme.

Pre-populated with Wells median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Wells median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,423,500
Senior Debt (65% LTGDV)£1,267,500
Equity Required£156,000
Interest (18m)£142,594
Profit on Cost24.5%
Senior Debt£1,267,500
Equity£156,000

Land Registry data

Recent property sales
in Wells.

222 residential transactions in the last twelve months. Median sold price £357,500 (+10% YoY)

Detached

£555,000

Semi-Detached

£325,000

Terraced

£295,000

Flat

£187,000

DateAddressTypePrice
13 Feb 2026PEAR TREE COTTAGE, WELLS ROADBA5 1LQSemi-Detached£422,500
9 Feb 202624, EVERETT CLOSEBA5 3JGSemi-Detached£230,000
5 Feb 2026JASMINE COTTAGE, WELLS ROADBA5 1LQSemi-Detached£480,000
5 Feb 20261, BATH ROADBA5 3HPSemi-Detached£630,000
2 Feb 2026WEST CLOSE COTTAGE, STOKE ROADBA5 1HDDetached£320,000
30 Jan 2026FISHERS ORCHARD, YARLEY HILLBA5 1PAOther£785,000
30 Jan 20263, GLENVIEW, TITLANDS LANEBA5 1BDTerraced£485,000
30 Jan 202617, BATH ROADBA5 3HPTerraced£515,000
30 Jan 2026EAST COTTAGE, LONG STREETBA5 3QHSemi-Detached£315,000
30 Jan 2026SCHOOL HOUSEBA5 1PDSemi-Detached£585,000

Planning pipeline

Planning activity
in Wells.

0 approved (12m)
·
124 pending
·1,024 units in pipeline·£363.0M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
2026/0848/LBC

Remove and replace all leadwork, replace all roof slates with natural slate, rep…

4 Catherine Hill Frome Somerset BA11 1BY

--Pending
2026/0817/OUT

Application for Outline Planning Permission with all matters reserved for the er…

Land At 356689 132052 High Street West Lydford Somerton Somerset

--Pending
2026/0851/DEM

Application for prior notification of demolition of 4 agricultural buildings and…

Barns At 349880 148330 Lodge Hill Farm Rodmead Lane Westbury Sub Mendip Wells Somerset

--Pending
2026/0822/FUL

Alter the allocated access route to the two lodges at Knapps Farm to another exi…

Knapps Farm Kings Road Doulting Shepton Mallet Somerset BA4 4LA

--Pending
2026/0799/FUL

Installation of a ground mounted solar photovoltaic array within land to the rea…

2 Brick Cottages Polsham Lane Polsham Wells Somerset BA5 1RR

--Pending

Common questions

Property finance in Wells
— answered.

What is the average property price in Wells?
The median property price in Wells is £357,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £555,000, semi-detached properties at £325,000, terraced houses at £295,000, flats at £187,000.
Is Wells a good area for property development?
Wells recorded 222 property transactions in the last 12 months, with prices up 10% year-on-year - suggesting sustained buyer demand. England's smallest city with cathedral heritage and premium boutique development opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Wells?
We arrange the full range of property development finance in Wells: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Wells?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Wells?
Development finance rates for Wells projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Wells,
Somerset.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Wells and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.