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Somerset

Frome
development finance.

Expert property development finance in Frome, Somerset. Median price £310,000, 683 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£310k
Sales (12m)
683
YoY change
-7.5%
Royal Crescent in Bath with green lawn

Property finance
in Frome.

Frome - creative town with strong lifestyle appeal and growing demand from London and Bristol relocators. With a median property price of £310,000 and 683 transactions in the last twelve months, Frome represents a steady market with prices down 7.5% year-on-year.

Detached homes command a median of £480,000 while flats average £165,000, reflecting the breadth of Frome's residential market. New-build activity is notable, with 39 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Frome and the wider Somerset area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Frome
market snapshot.

HM Land Registry sold-price data for Frome over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£310,000
Sales (12m)
683
YoY change
-7.5%
Approved (recent)
551
Pipeline units
8,760
Pipeline GDV
£2685.1M

Frome development appraisal

Model the numbers
for your scheme.

Pre-populated with Frome median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Frome median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,025,000
Senior Debt (65% LTGDV)£1,269,450
Equity Required£755,550
Interest (18m)£142,813
Profit on Cost-9.9%
Senior Debt£1,269,450
Equity£755,550

Land Registry data

Recent property sales
in Frome.

683 residential transactions in the last twelve months. Median sold price £310,000 (-7.5% YoY). 39 new-build transactions with a -5.5% premium over existing stock.

Detached

£480,000

Semi-Detached

£310,000

Terraced

£288,000

Flat

£165,000

DateAddressTypePrice
21 Aug 2026FLAT 3, THE OLD SCHOOL, PARK ROADBA11 1EUFlat£183,000
18 Aug 20262BA11 5LHDetached£920,000
14 Aug 202611, KEYFORD GARDENSBA11 1JYTerraced£465,000
14 Aug 20262, EASTWOOD CLOSEBA11 4PRDetached£399,950
7 Aug 202616, CABELL COURTBA11 4BXTerraced£245,000
7 Aug 202625, GRANGE ROADBA11 2HWDetached£350,000
7 Aug 202610, HORTON STREETBA11 3DPTerraced£385,000
7 Aug 2026HELENSDENE, LOWER STREETBA11 2QNDetached£522,500
7 Aug 2026GRAIL COTTAGE, INNOX HILLBA11 2LNSemi-Detached£285,000
6 Aug 20269, TYPESETTER DRIVEBA11 1PFDetached£525,000

Planning pipeline

Planning activity
in Frome.

551 approved (last 15 months)
·
245 pending
·8,760 units in pipeline·£2685.1M estimated GDV·77% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
2026/1089/FUL

Change of use from chapel (F1) to dwelling (C3) with repairs, roof renewal, repl…

Near BA2 7LF

1£310,000Pending
23/02859/OUT

Outline Application with some matters reserved except access for the constructio…

Near TA14 6TB

5£1.6MPending
26/01167/FUL

Erection of dwelling and associated works

Near TA10 9DA

1£310,000Pending
26/01830/PAMB

Prior Approval for the change of use of No.01 agricultural buildings to No.02 dw…

Near BA22 8EB

2£620,000Pending
2026/1511/PAA

Prior Approval for a proposed change of use of agricultural building to 1no. dwe…

Near BA2 7RE

1£310,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
2026/1860/PIP

Erection of a single dwelling.

Near BA4 4PY

1£310,000Pending
2026/1825/FUL

Re-development of existing caravan site to create a new total of 35 pitches with…

Near BA11 2NJ

35£10.8MPending
55/26/00003

New independent residential (C3) dwelling with decking, demolition of existing g…

Near TA7 8ND

1£310,000Pending
2026/1811/PAA

Prior approval for a proposed change of use of silage barn to 8no. dwellinghouse…

Near BA4 4HW

8£2.5MPending
26/02226/PAMB

Prior Approval for the change of use of 3 No. agricultural buildings to 10 No. d…

Near BA21 3QD

10£3.1MPending

Source: HM Land Registry price paid data, 12 months to October 2026 · Somerset planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Frome
— answered.

What is the average property price in Frome?
The median property price in Frome is £310,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £480,000, semi-detached properties at £310,000, terraced houses at £288,000, flats at £165,000.
Is Frome a good area for property development?
Frome recorded 683 property transactions in the last 12 months, with prices adjusting 7.5% year-on-year - creating potential value opportunities for developers. Creative town with strong lifestyle appeal and growing demand from London and Bristol relocators. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Frome?
We arrange the full range of property development finance in Frome: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Frome?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Frome?
Development finance rates for Frome projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Frome,
Somerset.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Frome and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.