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Greater London

Kensington
development finance.

Expert property development finance in Kensington, Greater London. Median price £1m, 1,013 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Kensington dealOr call +44 20 3816 3693
Median price
£1.0m
Sales (12m)
1,013
YoY change
-16.1%
Aerial photography of London skyline during daytime

Kensington, Greater London

Property finance
in Kensington.

Kensington - prime central London with tightly regulated conservation stock and extremely high build and finance costs. With a median property price of £1.0M and 1,013 transactions in the last twelve months, Kensington represents a healthy market with prices down 16.1% year-on-year.

Detached homes command a median of £6.2M while flats average £845,000, reflecting the breadth of Kensington's residential market. Terraced houses sit at £3.2M, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Kensington and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Greater London County Market Report

The capital stack

Seven funding routes for
every Kensington scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Kensington developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Kensington

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Kensington

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Kensington

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Kensington

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Kensington

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Kensington

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Kensington

Live market data

Kensington
market snapshot.

HM Land Registry sold-price data for Kensington over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£1.0M
Sales (12m)
1,013
YoY change
-16.1%

Kensington development appraisal

Model the numbers
for your scheme.

Pre-populated with Kensington median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Kensington median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£19,491,000
Senior Debt (65% LTGDV)£17,355,000
Equity Required£2,136,000
Interest (18m)£1,952,438
Profit on Cost24.5%
Senior Debt£17,355,000
Equity£2,136,000
Get Terms for This Scheme

Land Registry data

Recent property sales
in Kensington.

1,013 residential transactions in the last twelve months. Median sold price £1,000,000 (-16.1% YoY). 4 new-build transactions with a +201.7% premium over existing stock.

Detached

£6,150,000

Semi-Detached

£4,450,000

Terraced

£3,212,500

Flat

£845,000

DateAddressTypePrice
17 Feb 20261, WETHERBY STUDIOS, WETHERBY PLACESW7 4NUFlat£2,350,000
13 Feb 2026FLAT 5, 21, ONSLOW GARDENSSW7 3ALFlat£3,700,000
13 Feb 202655, UPPER DARTREY WALKSW10 0ENFlat£183,972
12 Feb 20264, POOLES LANESW10 0RHFlat£405,000
12 Feb 2026SECOND FLOOR STUDIO FLAT, 1, DRAYCOTT PLACESW3 2SEFlat£351,000
11 Feb 202617, GLEBE PLACESW3 5LDTerraced£8,000,000
9 Feb 2026FLAT 1, 160, PORTOBELLO ROADW11 2EBFlat£800,000
6 Feb 2026FLAT 1, LAURIE HOUSE, 16, AIRLIE GARDENSW8 7AWFlat£1,300,000
6 Feb 2026FLAT 3, KENTON COURT, KENSINGTON HIGH STREETW14 8NNFlat£392,500
6 Feb 2026PEAR TREE COTTAGE, PEMBROKE SQUAREW8 6PBDetached£4,700,000

Common questions

Property finance in Kensington
— answered.

What is the average property price in Kensington?
The median property price in Kensington is £1.0M, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £6.2M, semi-detached properties at £4.5M, terraced houses at £3.2M, flats at £845,000.
Is Kensington a good area for property development?
Kensington recorded 1,013 property transactions in the last 12 months, with prices adjusting 16.1% year-on-year - creating potential value opportunities for developers. Prime central London with tightly regulated conservation stock and extremely high build and finance costs. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Kensington?
We arrange the full range of property development finance in Kensington: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Kensington?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Kensington?
Development finance rates for Kensington projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £26.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Development Finance vs Bridging Loans: Which Do You Need?

8 min read read

Mezzanine Finance vs Equity Funding: Choosing the Right Capital Stack

7 min read read

Bank vs Specialist Development Finance: Pros, Cons and When to Use Each

7 min read read

Senior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack

7 min read read
View all guides

Recent deals

Property finance deals
in Greater London.

Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Where we fund

Kensington,
Greater London.

Nearby markets

Adjacent towns
we also fund.

Croydon

Median · £415,000

South London's largest regeneration programme with over 10,000 new homes planned in the town centre

Barking

Median · £380,000

East London regeneration hub anchored by Barking Riverside - one of Europe's largest brownfield developments

Woolwich

Median · £450,000

Elizabeth Line connectivity driving residential demand along the Royal Arsenal Waterfront

Ealing

Median · £520,000

West London beneficiary of Crossrail with strong family housing demand and conservation area opportunities

Stratford

Median · £430,000

Olympic legacy area with continued institutional investment and strong transport connectivity

Lewisham

Median · £462,500

Bakerloo line extension target area with significant council-led regeneration plans

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Kensington and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693