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Islington
development finance.

Expert property development finance in Islington, Greater London. Median price £630,000, 2,137 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Islington dealOr call +44 20 3816 3693
Median price
£630k
Sales (12m)
2,137
YoY change
+0.8%
Aerial photography of London skyline during daytime

Property finance
in Islington.

Islington - inner North London with Georgian terraces, premium family values and a steady flow of period refurbishments. With a median property price of £630,000 and 2,137 transactions in the last twelve months, Islington represents a active market with prices up 0.8% year-on-year.

Semi-detached homes command a median of £2.1M while flats average £555,000, reflecting the breadth of Islington's residential market. Terraced houses sit at £1.5M, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Islington and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Islington Property Market ReportGreater London County Market Report

The capital stack

Seven funding routes for
every Islington scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Islington developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Islington

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Islington

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Islington

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Islington

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Islington

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Islington

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Islington

Live market data

Islington
market snapshot.

HM Land Registry sold-price data for Islington over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£630,000
Sales (12m)
2,137
YoY change
+0.8%
Approved (recent)
52
Pipeline units
1,188
Pipeline GDV
£742.5M

Islington development appraisal

Model the numbers
for your scheme.

Pre-populated with Islington median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Islington median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,950/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£9,709,200
Senior Debt (65% LTGDV)£8,599,500
Equity Required£1,109,700
Interest (18m)£967,444
Profit on Cost23.9%
Senior Debt£8,599,500
Equity£1,109,700
Get Terms for This Scheme

Land Registry data

Recent property sales
in Islington.

2,137 residential transactions in the last twelve months. Median sold price £630,000 (+0.8% YoY). 10 new-build transactions with a +125.2% premium over existing stock.

Detached

£1,848,000

Semi-Detached

£2,100,000

Terraced

£1,451,000

Flat

£555,000

DateAddressTypePrice
24 Aug 2026FLAT B, 49, ELWOOD STREETN5 1EBFlat£600,000
21 Aug 202683, HIGHBURY GROVEN5 1HRFlat£540,000
21 Aug 2026FLAT 4, ST MARKS MANSIONS, TOLLINGTON PARKN4 3QZFlat£637,500
19 Aug 2026THIRD FLOOR FLAT, 477, HORNSEY ROADN19 3QLFlat£450,000
19 Aug 202635, DUNCAN TERRACEN1 8ALTerraced£4,900,000
19 Aug 2026FLAT 21, BARNES COURT, LOFTING ROADN1 1JDFlat£397,000
19 Aug 2026FLAT 81, CHRONICLE TOWER, 261B, CITY ROADEC1V 1ALFlat£450,000
18 Aug 202629, GODDARD PLACEN19 5GSFlat£490,000
14 Aug 2026FLAT 5, LEGARD WORKS, 17A, LEGARD ROADN5 1DEFlat£815,000
14 Aug 2026FLAT 13, COLLINGWOOD HOUSE, MERCERS ROADN19 4PJFlat£415,000

Planning pipeline

Planning activity
in Islington.

52 approved (last 15 months)
·
33 pending
·1,188 units in pipeline·£742.5M estimated GDV·60% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
P2026/2162/FUL

Change of use of office/studio (Class E) to residential (Class C3) at second flo…

Near EC1M 4DF

1£630,000Pending
P2026/2126/PRA

Notification of Prior Approval for the change of use of basement and ground floo…

Near N1 1AN

1£630,000Pending
P2026/2081/PRA

Notification of Prior Approval for the change of use of the existing betting sho…

Near N5 1ET

1£630,000Pending
P2026/1703/PRA

Proposed Change of Use from Use Class E to mixed use containing two flats (Use C…

Near EC1Y 8JN

2£1.1MPending
P2025/1505/FUL

Change of use of the first, second, and third floor offices (Class E) to provide…

Near EC1V 7JL

3£1.7MPending

Current Applications

RefProposalUnitsEst. GDVStatus
P2026/2373/PRA

Notification of Prior Approval for the change of use of ground floor commercial …

Near N1 1UT

1£630,000Pending
P2026/2346/PRA

Notification of Prior Approval for the change of use of the exisiting commercial…

Near EC1V 0AX

10£6.3MPending
P2026/2279/PRA

Notification of Prior Approval for the change of use from ground floor Class E c…

Near N4 3HJ

1£630,000Pending
P2026/2080/FUL

Change of Use of first/second floor flat (Use Class C3) to small children's home…

Near N19 3EG

0-Pending
P2026/2038/FUL

Demolition of the existing workshop/garage and erection of a single-storey two b…

Near N1 1AF

1£630,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Islington planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Islington
— answered.

What is the average property price in Islington?
The median property price in Islington is £630,000, based on Land Registry transactions over the past 12 months. Broken down by type: semi-detached properties at £2.1M, detached homes at £1.8M, terraced houses at £1.5M, flats at £555,000.
Is Islington a good area for property development?
Islington recorded 2,137 property transactions in the last 12 months, with prices up 0.8% year-on-year - suggesting sustained buyer demand. Inner North London with Georgian terraces, premium family values and a steady flow of period refurbishments. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Islington?
We arrange the full range of property development finance in Islington: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Islington?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Islington?
Development finance rates for Islington projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £12.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Bridge First, Then Development Finance: When Bridging Comes First

6 min read read

Mezzanine vs Equity Funding: Control, Risk and Exit Compared

6 min read read

Bank vs Specialist Development Finance: Pros, Cons and When to Use Each

5 min read read

Senior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack

4 min read read
View all guides

Indicative structures

How consented schemes
in Greater London stack up.

Recently consented schemes in Greater London, modelled at 70% LTGDV with GDV estimated from local Land Registry sold prices. Indicative only: not offers of finance and not completed transactions.

Office to residential

7 homes, Kingston

Change of use of ground and first-floor offices to seven flats.

Est. GDV
£3.7M
Senior debt
£2.6M

Upward extension (prior approval)

12 homes, Enfield

Two additional storeys on an existing building, creating twelve flats.

Est. GDV
£3.6M
Senior debt
£2.5M

Office to residential

6 homes, Bexley

Change of use of an office building to six flats, with a rear extension.

Est. GDV
£2.5M
Senior debt
£1.8M
View all indicative schemes

Where we fund

Islington,
Greater London.

Nearby markets

Adjacent towns
we also fund.

Croydon

Median · £415,000

South London's largest regeneration programme with over 10,000 new homes planned in the town centre

Barking

Median · £380,000

East London regeneration hub anchored by Barking Riverside - one of Europe's largest brownfield developments

Woolwich

Median · £450,000

Elizabeth Line connectivity driving residential demand along the Royal Arsenal Waterfront

Ealing

Median · £515,000

West London beneficiary of Crossrail with strong family housing demand and conservation area opportunities

Stratford

Median · £430,000

Olympic legacy area with continued institutional investment and strong transport connectivity

Lewisham

Median · £450,000

Bakerloo line extension target area with significant council-led regeneration plans

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Islington and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693