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Greater London
Havering
development finance.
Expert property development finance in Havering, Greater London. Median price £445,000, 2,373 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £445k
- Sales (12m)
- 2,373
- YoY change
- +1.4%
Havering, Greater London
Property finance
in Havering.
Havering - outer East London with Romford town-centre regeneration and sustained C2E commuter demand. With a median property price of £445,000 and 2,373 transactions in the last twelve months, Havering represents a active market with prices up 1.4% year-on-year.
Detached homes command a median of £670,000 while flats average £260,000, reflecting the breadth of Havering's residential market. Terraced houses sit at £435,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Havering and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Havering scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Havering developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Havering
market snapshot.
HM Land Registry sold-price data for Havering over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £445,000
- Sales (12m)
- 2,373
- YoY change
- +1.4%
Havering development appraisal
Model the numbers
for your scheme.
Pre-populated with Havering median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Havering median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Havering.
2,373 residential transactions in the last twelve months. Median sold price £445,000 (+1.4% YoY). 1 new-build transactions with a % premium over existing stock.
Detached
£670,000
Semi-Detached
£505,500
Terraced
£435,000
Flat
£260,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Mar 2026 | 18, ASHVALE GARDENSRM5 3QA | Terraced | £392,000 | Freehold |
| 26 Mar 2026 | 28, COLLINGWOOD ROADRM13 8SZ | Semi-Detached | £495,000 | Freehold |
| 25 Mar 2026 | 4, RAMSDEN DRIVERM5 2NJ | Terraced | £370,000 | Freehold |
| 25 Mar 2026 | 155, MAIN ROADRM2 6LS | Semi-Detached | £855,000 | Freehold |
| 25 Mar 2026 | 7, ST NICHOLAS AVENUERM12 4PT | Semi-Detached | £313,500 | Freehold |
| 23 Mar 2026 | 40, CARLTON CLOSERM14 2YR | Flat | £240,000 | Leasehold |
| 20 Mar 2026 | 56, MANOR ROADRM1 2RD | Detached | £605,000 | Freehold |
| 20 Mar 2026 | 51, AVON ROADRM14 1RE | Semi-Detached | £750,000 | Freehold |
| 20 Mar 2026 | 38, PATRICIA DRIVERM11 3RU | Semi-Detached | £456,000 | Freehold |
| 20 Mar 2026 | 18, HOMEWAYRM3 0HD | Detached | £850,000 | Freehold |
Common questions
Property finance in Havering
— answered.
What is the average property price in Havering?
Is Havering a good area for property development?
What types of property finance are available in Havering?
How do I apply for development finance in Havering?
What are typical development finance rates in Havering?
Expert guides
Further reading
on development finance.
Development Finance vs Bridging Loans: Which Do You Need?
8 min read readMezzanine Finance vs Equity Funding: Choosing the Right Capital Stack
7 min read readBank vs Specialist Development Finance: Pros, Cons and When to Use Each
7 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
7 min read readRecent deals
Property finance deals
in Greater London.
Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.
Where we fund
Havering,
Greater London.
Nearby markets
Adjacent towns
we also fund.
Croydon
Median · £412,750
South London's largest regeneration programme with over 10,000 new homes planned in the town centre
Barking
Median · £378,000
East London regeneration hub anchored by Barking Riverside - one of Europe's largest brownfield developments
Woolwich
Median · £450,000
Elizabeth Line connectivity driving residential demand along the Royal Arsenal Waterfront
Ealing
Median · £520,000
West London beneficiary of Crossrail with strong family housing demand and conservation area opportunities
Stratford
Median · £430,000
Olympic legacy area with continued institutional investment and strong transport connectivity
Lewisham
Median · £460,000
Bakerloo line extension target area with significant council-led regeneration plans
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Havering and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.