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Havering
development finance.

Expert property development finance in Havering, Greater London. Median price £444,500, 2,182 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£445k
Sales (12m)
2,182
YoY change
+1%
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Havering, Greater London

Property finance
in Havering.

Havering - outer East London with Romford town-centre regeneration and sustained C2E commuter demand. With a median property price of £444,500 and 2,182 transactions in the last twelve months, Havering represents a active market with prices up 1% year-on-year.

Detached homes command a median of £675,000 while flats average £260,000, reflecting the breadth of Havering's residential market. Terraced houses sit at £435,500, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Havering and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Havering
market snapshot.

HM Land Registry sold-price data for Havering over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£444,500
Sales (12m)
2,182
YoY change
+1%

Havering development appraisal

Model the numbers
for your scheme.

Pre-populated with Havering median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Havering median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,233,800
Senior Debt (65% LTGDV)£1,989,000
Equity Required£244,800
Interest (18m)£223,763
Profit on Cost24.5%
Senior Debt£1,989,000
Equity£244,800

Land Registry data

Recent property sales
in Havering.

2,182 residential transactions in the last twelve months. Median sold price £444,500 (+1% YoY). 1 new-build transactions with a -100% premium over existing stock.

Detached

£675,000

Semi-Detached

£510,000

Terraced

£435,500

Flat

£260,000

DateAddressTypePrice
24 Feb 202623, DART CLOSERM14 1PRSemi-Detached£535,000
23 Feb 202625, MILL PARK AVENUERM12 6HDSemi-Detached£470,000
20 Feb 202614, ARLINGTON GARDENSRM3 0EASemi-Detached£435,000
20 Feb 20266, TIVERTON GROVERM3 9UATerraced£382,000
19 Feb 202615, AYR WAYRM1 4UBSemi-Detached£570,000
18 Feb 2026FLAT 85, NAYLAND COURT, MARKET PLACERM1 3EFFlat£285,000
18 Feb 202618, COMPTON AVENUERM2 6ETSemi-Detached£800,000
18 Feb 20266, WOOD LANERM12 5HUSemi-Detached£525,000
17 Feb 20268, LYNWOOD CLOSERM5 2QUSemi-Detached£555,000
16 Feb 2026520, SOUTH END ROADRM12 5PASemi-Detached£535,000

Common questions

Property finance in Havering
— answered.

What is the average property price in Havering?
The median property price in Havering is £444,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £675,000, semi-detached properties at £510,000, terraced houses at £435,500, flats at £260,000.
Is Havering a good area for property development?
Havering recorded 2,182 property transactions in the last 12 months, with prices up 1% year-on-year - suggesting sustained buyer demand. Outer East London with Romford town-centre regeneration and sustained C2E commuter demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Havering?
We arrange the full range of property development finance in Havering: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Havering?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Havering?
Development finance rates for Havering projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Recent deals

Property finance deals
in Greater London.

Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Where we fund

Havering,
Greater London.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Havering and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.