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Enfield
development finance.

Expert property development finance in Enfield, Greater London. Median price £455,000, 2,001 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£455k
Sales (12m)
2,001
YoY change
+1.1%
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Enfield, Greater London

Property finance
in Enfield.

Enfield - outer North London with Meridian Water regeneration driving large-scale residential and employment delivery. With a median property price of £455,000 and 2,001 transactions in the last twelve months, Enfield represents a active market with prices up 1.1% year-on-year.

Detached homes command a median of £931,500 while flats average £300,000, reflecting the breadth of Enfield's residential market. Terraced houses sit at £480,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Enfield and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Enfield
market snapshot.

HM Land Registry sold-price data for Enfield over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£455,000
Sales (12m)
2,001
YoY change
+1.1%

Enfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Enfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Enfield median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,808,675
Senior Debt (65% LTGDV)£2,500,875
Equity Required£307,800
Interest (18m)£281,348
Profit on Cost24.5%
Senior Debt£2,500,875
Equity£307,800

Land Registry data

Recent property sales
in Enfield.

2,001 residential transactions in the last twelve months. Median sold price £455,000 (+1.1% YoY). 5 new-build transactions with a +15.4% premium over existing stock.

Detached

£931,500

Semi-Detached

£641,250

Terraced

£480,000

Flat

£300,000

DateAddressTypePrice
30 Mar 202616, DOWNS ROADEN1 1PATerraced£480,000
27 Mar 202622, PLATTS ROADEN3 5NATerraced£490,000
27 Mar 202622, LYNMOUTH AVENUEEN1 2LPTerraced£630,000
26 Mar 2026246, DURANTS ROADEN3 7AZTerraced£422,495
26 Mar 202654A, HERTFORD ROADEN3 5ALSemi-Detached£300,000
25 Mar 2026193, MIDDLEHAM ROADN18 2RYSemi-Detached£415,000
24 Mar 202675, MORLEY HILLEN2 0BLSemi-Detached£700,000
20 Mar 20264, SENNEN ROADEN1 2NJTerraced£560,000
20 Mar 202687, WINCHESTER ROADN9 9EYTerraced£410,000
20 Mar 20264, RIDGEMEAD CLOSEN14 6NWDetached£950,000

Common questions

Property finance in Enfield
— answered.

What is the average property price in Enfield?
The median property price in Enfield is £455,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £931,500, semi-detached properties at £641,250, terraced houses at £480,000, flats at £300,000.
Is Enfield a good area for property development?
Enfield recorded 2,001 property transactions in the last 12 months, with prices up 1.1% year-on-year - suggesting sustained buyer demand. Outer North London with Meridian Water regeneration driving large-scale residential and employment delivery. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Enfield?
We arrange the full range of property development finance in Enfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Enfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Enfield?
Development finance rates for Enfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.8M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Recent deals

Property finance deals
in Greater London.

Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Where we fund

Enfield,
Greater London.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Enfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.