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Enfield
development finance.

Expert property development finance in Enfield, Greater London. Median price £445,500, 3,064 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£446k
Sales (12m)
3,064
YoY change
-1%
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Enfield, Greater London

Property finance
in Enfield.

Enfield - outer North London with Meridian Water regeneration driving large-scale residential and employment delivery. With a median property price of £445,500 and 3,064 transactions in the last twelve months, Enfield represents a active market with prices down 1% year-on-year.

Detached homes command a median of £925,000 while flats average £300,000, reflecting the breadth of Enfield's residential market. New-build activity is notable, with 16 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Enfield and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Enfield
market snapshot.

HM Land Registry sold-price data for Enfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£445,500
Sales (12m)
3,064
YoY change
-1%
Approved (recent)
531
Pipeline units
809
Pipeline GDV
£308.2M

Enfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Enfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Enfield median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,950/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£3,146,200
Senior Debt (65% LTGDV)£2,849,600
Equity Required£296,600
Interest (18m)£320,580
Profit on Cost26.5%
Senior Debt£2,849,600
Equity£296,600

Land Registry data

Recent property sales
in Enfield.

3,064 residential transactions in the last twelve months. Median sold price £445,500 (-1% YoY). 16 new-build transactions with a +12.4% premium over existing stock.

Detached

£925,000

Semi-Detached

£650,000

Terraced

£474,995

Flat

£300,000

DateAddressTypePrice
25 Aug 2026FLAT 3, SHELTON COURT, 2, PAULIN DRIVEN21 1AAFlat£660,000
24 Aug 202611, IMBER CLOSEN14 4NATerraced£670,000
21 Aug 2026GROUND FLOOR FLAT, 5, THE CRESTN13 5JTFlat£476,500
21 Aug 202655, EDENBRIDGE ROADEN1 2LWTerraced£640,000
20 Aug 202627, LATYMER WAYN9 9UBSemi-Detached£460,000
19 Aug 2026146, TOWN ROADN9 0RRTerraced£380,000
19 Aug 2026FLAT 1, HOWARD COURT, 1, HENRY CLOSEEN2 9JTFlat£290,000
19 Aug 202653, OLLERTON ROADN11 2JYTerraced£875,000
18 Aug 202680, SKETTY ROADEN1 3SFTerraced£475,000
18 Aug 20268, LYNMOUTH AVENUEEN1 2LPTerraced£615,000

Planning pipeline

Planning activity
in Enfield.

531 approved (last 15 months)
·
271 pending
·809 units in pipeline·£308.2M estimated GDV·68% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00930/FUL

Demolition of existing buildings and phased redevelopment by construction of res…

Near N18 1HG

--Pending
26/01857/CEA

Use of dwelling house as a children's home (Class C2) for up to two children, wi…

Near EN1 1XP

0-Pending
26/02554/FUL

Conversion of dwelling house to 2no. x self contained flats, involving single st…

Near N18 1HL

2£600,000Pending
26/03165/PRA

Prior approval for construction of additional storey on detached block of flats …

Near EN1 2DL

8£2.4MPending
14/03273/FUL

Subdivision of site to form 2x 3 bedroom units with rear outbuildings involving …

Near N18 2BD

2£949,990Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/04083/CEU

Use of single family dwelling as House in Multiple Occupation.

Near N13 4SL

0-Pending
26/04023/CEA

Use of existing dwellinghouse as a childrens home, for up to 2 x children with s…

Near N18 2AY

0-Pending
26/03993/FUL

Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO-house in m…

Near EN1 4JS

0-Pending
26/03980/FUL

Redevelopment of site by the erection of 4x 3-storey detached houses each with d…

Near EN4 0JP

4£3.7MPending
26/03986/FUL

Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO-house in m…

Near EN1 4BX

0-Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Enfield planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Enfield
— answered.

What is the average property price in Enfield?
The median property price in Enfield is £445,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £925,000, semi-detached properties at £650,000, terraced houses at £474,995, flats at £300,000.
Is Enfield a good area for property development?
Enfield recorded 3,064 property transactions in the last 12 months, with prices adjusting 1% year-on-year - creating potential value opportunities for developers. Outer North London with Meridian Water regeneration driving large-scale residential and employment delivery. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Enfield?
We arrange the full range of property development finance in Enfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Enfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Enfield?
Development finance rates for Enfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Recent deals

Property finance deals
in Greater London.

Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Where we fund

Enfield,
Greater London.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Enfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.