1. Home
  2. Locations
  3. Greater London
  4. Enfield

Greater London

Enfield
development finance.

Expert property development finance in Enfield, Greater London. Median price £445,000, 2,709 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£445k
Sales (12m)
2,709
YoY change
-1.1%
Aerial photography of London skyline during daytime

Enfield, Greater London

Property finance
in Enfield.

Enfield - outer North London with Meridian Water regeneration driving large-scale residential and employment delivery. With a median property price of £445,000 and 2,709 transactions in the last twelve months, Enfield represents a active market with prices down 1.1% year-on-year.

Detached homes command a median of £925,000 while flats average £300,000, reflecting the breadth of Enfield's residential market. New-build activity is notable, with 16 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Enfield and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Enfield
market snapshot.

HM Land Registry sold-price data for Enfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£445,000
Sales (12m)
2,709
YoY change
-1.1%
Approved (recent)
679
Pipeline units
997
Pipeline GDV
£405.3M

Enfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Enfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Enfield median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,950/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£3,100,200
Senior Debt (65% LTGDV)£2,809,950
Equity Required£290,250
Interest (18m)£316,119
Profit on Cost26.5%
Senior Debt£2,809,950
Equity£290,250

Land Registry data

Recent property sales
in Enfield.

2,709 residential transactions in the last twelve months. Median sold price £445,000 (-1.1% YoY). 16 new-build transactions with a +11.8% premium over existing stock.

Detached

£925,000

Semi-Detached

£644,500

Terraced

£473,000

Flat

£300,000

DateAddressTypePrice
29 Jun 202631, GREENWOOD AVENUEEN3 5DNTerraced£456,000
26 Jun 202651, CURZON AVENUEEN3 4UATerraced£399,900
26 Jun 2026431, SOUTH ORDNANCE ROADEN3 6HRTerraced£369,000
23 Jun 2026100, ST PETERS ROADN9 8JNTerraced£383,000
22 Jun 2026371, FORE STREETN9 0NRFlat£460,000
22 Jun 2026THE SHERBOURNE, STOCKBRIDGE HOUSE, 44, THE RIDGEWAYEN2 8SFFlat£600,000
19 Jun 202644, LADYSMITH ROADEN1 3AATerraced£560,000
19 Jun 2026152, WILLOW ROADEN1 3AUSemi-Detached£619,000
19 Jun 202614, NURSERY GARDENSEN3 5NGTerraced£440,000
19 Jun 2026FLAT 39, WOODMERE COURT, 7, AVENUE ROADN14 4BWFlat£185,000

Planning pipeline

Planning activity
in Enfield.

679 approved (last 12 months)
·
302 pending
·997 units in pipeline·£405.3M estimated GDV·71% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/02719/CEA

Conversion of Use Class C3 (single dwelling house) to Use Class C3(b) (up to 6 p…

9 Orchardleigh Avenue Enfield EN3 5BG

1£445,000Pending
26/02557/FUL

Installation of substation and associated cabling enclosure (RETROSPECTIVE)

43 Suez Road Enfield EN3 7SN

--Pending
26/02486/CEU

Use of single family dwelling as 5 self-contained flats.

25 Seymour Road London N9 0SE

--Pending
26/03147/FUL

Change of use from dwelling house (Class C3) to HMO-house in multiple occupation…

4 Westmoor Gardens Enfield EN3 7LQ

1£445,000Pending
26/03029/FUL

Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO-house in m…

28 Ingersoll Road Enfield EN3 5PU

1£445,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/03863/FUL

Alterations to the front, rear and side facades, including replacement of fenest…

2A Latymer Road London N9 9PU

--Pending
26/03839/FUL

Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO-house in m…

17 Eastbury Avenue Enfield EN1 3NJ

1£445,000Pending
26/03833/PMA

Change of use from office (Class E) to part rear ground floor into 1 x residenti…

256- 258 Green Lanes London N13 5TU

1£300,000Pending
26/03842/FUL

Single storey rear extension, single storey side infill extension, rear dormer, …

146 Victoria Road London N9 9SS

--Pending
26/03816/FUL

Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO-house in m…

8 Ranworth Road London N9 0LN

1£445,000Pending

Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Enfield planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Enfield
— answered.

What is the average property price in Enfield?
The median property price in Enfield is £445,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £925,000, semi-detached properties at £644,500, terraced houses at £473,000, flats at £300,000.
Is Enfield a good area for property development?
Enfield recorded 2,709 property transactions in the last 12 months, with prices adjusting 1.1% year-on-year - creating potential value opportunities for developers. Outer North London with Meridian Water regeneration driving large-scale residential and employment delivery. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Enfield?
We arrange the full range of property development finance in Enfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Enfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Enfield?
Development finance rates for Enfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Recent deals

Property finance deals
in Greater London.

Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Where we fund

Enfield,
Greater London.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Enfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.